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NYSE · Insurance - Diversified · USD

Waterdrop Inc. (WDH) Stock Analysis

Waterdrop Inc. (WDH) is a Insurance - Diversified stock listed on NYSE and quoted in US Dollar.

WDH

$1.02

+$0.02 (+2.00%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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WDH Key Statistics

As of Sep 4, 2026
Trading
Open
$1.00
Previous Close
$1.00
Day's Range
1.00–1.11
52-Week Range
0.96–2.07
Volume
1.68M
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
−0.08
Valuation
Market Cap
$366.49M
P/E Ratio
4.43
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
6.21
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
0.08
EPS (ttm)Profit attributable to each share over the last twelve months.
0.23
Financials (FY)
Revenue (FY)
$3.98B+43.51%
Net Income (FY)
$568.94M+54.81%
Profit marginThe share of revenue left as profit after all costs and taxes.
12.52%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
279.11M
1-Year Return
−42.94%
Dividend and dates
Dividend
$0.06+5.88%
Ex-Dividend Date
April 24, 2026
Earnings Date
September 8, 2026
Avg Volume
216.09K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

WDH Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−45.35%
2025+63.60%
2024+19.17%
2023−68.77%
2022+141.30%
2021 (partial year)−85.77%

As of September 4, 2026.

WDH Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$3.98B$568.94M14.3%
2024$2.77B$367.51M13.3%
2023$2.63B$167.22M6.4%
2022$2.80B$607.72M21.7%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$3.98B$1.75B$370.86M$568.94M14.3%
2024$2.77B$1.16B$178.16M$367.51M13.3%
2023$2.63B$1.04B−$6.74M$167.22M6.4%
2022$2.80B$1.47B$477.99M$607.72M21.7%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

WDH Dividend History

$0.02−66.7% vs 2024

Dividends per share, 2025 · 1 payments

YearDividends per sharePaymentsChange
2026*$0.031
2025$0.021−66.7%
2024$0.062

Most recent payment: $0.03 per share, ex-dividend April 24, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

WDH Valuation vs Insurance - Diversified Median

Median of 15 stocks
MetricWDHInsurance - Diversified medianvs median
P/E4.4310.8659% below
P/S ratio0.081.280.1x the median
Profit margin12.52%14.89%2.4 pts below

Medians across 15 Insurance - Diversified stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Waterdrop Inc. (WDH) is capitalised at $366.49M on the latest close. The company sits in the Financial Services sector, in the Insurance - Diversified industry. Headcount on file is 3,018.

The 52-week range on file runs from $0.96 to $2.07. WDH last closed at $1.02 on September 4, 2026. That is +$0.02 (+2.00%) against the previous close. The latest close sits 6.25% above that 52-week low.

Financial Health

In fiscal 2025, Waterdrop Inc. reported revenue of $3.98B. Against the prior fiscal year total of $2.77B, that is a change of +43.51%. The same year closed with net income of $568.94M. That is +54.81% against the prior fiscal year. Profit margin runs at 12.52%. That is 2.4 percentage points below the Insurance - Diversified median of 14.89%. Earnings per share on a trailing basis come to 0.23.

Across the 4 fiscal years on file, revenue moves from $2.80B in 2022 to $3.98B in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 4.43 times earnings. That is 59.21% below the Insurance - Diversified median of 10.86. On forward earnings the ratio is 6.21. The price-to-sales ratio is 0.08. On price-to-sales that is 0.1 times the Insurance - Diversified median of 1.28. The medians here are taken across 15 Insurance - Diversified companies that report the metric.

The trailing one-year price return is −42.94%. Across 5 years the annualized return works out at −20.68%. Beta against the wider market is reported at −0.08. Daily returns over the trailing 5 years annualize to a volatility of 59.59%.

Growth & Income

The trailing dividend yield is 5.88%. That is 3.1 percentage points above the Insurance - Diversified median yield of 2.79%. At the indicated rate that is $0.06 a share a year. The ex-dividend date on file is April 24, 2026. Dividends are recorded for 3 calendar years; 2026 shows 1 payments totalling $0.03 a share. The year before, 2025, totalled $0.02 a share.

2026 is still running; the price is −45.35% year to date. Across the complete calendar years on file, 2022 returned +141.30% and 2023 returned −68.77%. Of the 4 complete calendar years on file, 3 finished higher.

Peer Comparison

Waterdrop Inc. (WDH) operates in the Insurance - Diversified industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Waterdrop Inc. WDH $366.49M 4.4
Berkshire Hathaway Inc. BRK-B $1.08T 12.7
Sun Life Financial Inc. SLF $45.08B 19.1
American International Group, Inc. AIG $39.85B 14.0

The Insurance - Diversified industry average P/E ratio is 10.9x. Waterdrop Inc. trades at a P/E of 4.4.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About Waterdrop Inc.

Waterdrop Inc., through its subsidiaries, provides online insurance brokerage services to match and connect users with related insurance products underwritten by insurance companies in the People's Republic of China. The company offers short-term and long-term health and life insurance products and services. It also operates a medical crowdfunding platform; and E-Find, a clinical trial patient recruitment platform for pharmaceutical companies to find matches for clinical trials. In addition, the company provides technical services to insurance brokerage or agency companies through customer relationship management systems. Waterdrop Inc. was founded in 2016 and is headquartered in Beijing, the People's Republic of China.

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