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StockVS

NYSE · Insurance - Property & Casualty · USD

HCI Group, Inc. (HCI) Stock Analysis

HCI Group, Inc. (HCI) is a Insurance - Property & Casualty stock listed on NYSE and quoted in US Dollar.

HCI

$187.64

−$2.28 (−1.20%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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HCI Key Statistics

As of Sep 4, 2026
Trading
Open
$187.82
Previous Close
$189.92
Day's Range
186.08–189.77
52-Week Range
144.75–210.50
Volume
143.90K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
1.02
Valuation
Market Cap
$2.33B
P/E Ratio
8.18
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
9.67
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
0.97
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
2.45
EPS (ttm)Profit attributable to each share over the last twelve months.
22.93
Financials (FY)
Revenue (FY)
$901.77M+20.32%
Net Income (FY)
$299.01M+171.94%
Profit marginThe share of revenue left as profit after all costs and taxes.
32.60%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
12.44M
1-Year Return
+8.41%
Dividend and dates
Dividend
$1.60+0.84%
Ex-Dividend Date
August 21, 2026
Earnings Date
November 5, 2026
Avg Volume
168.10K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

HCI Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−1.61%
2025+66.27%
2024+35.46%
2023+126.76%
2022−51.20%
2021+62.74%
2020+18.45%
2019−6.80%
2018+75.98%
2017−21.53%
2016 (partial year)+25.06%

As of September 4, 2026.

HCI Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$901.77M$299.01M33.2%
2024$749.45M$109.95M14.7%
2023$550.01M$79.03M14.4%
2022$491.99M−$58.51M−11.9%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$901.77M——$299.01M33.2%
2024$749.45M——$109.95M14.7%
2023$550.01M——$79.03M14.4%
2022$491.99M——−$58.51M−11.9%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

HCI Dividend History

$1.60+0.0% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$1.203—
2025$1.604+0.0%
2024$1.604+0.0%
2023$1.604+0.0%
YearDividends per sharePaymentsChange
2026 (partial year)$1.203—
2025$1.604+0.0%
2024$1.604+0.0%
2023$1.604+0.0%
2022$1.604+0.0%
2021$1.604+0.0%
2020$1.604+0.0%
2019$1.604+8.5%
2018$1.484+5.4%
2017$1.404+366.7%
2016$0.301—

Most recent payment: $0.40 per share, ex-dividend August 21, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

HCI Valuation vs Insurance - Property & Casualty Median

Median of 50 stocks
MetricHCIInsurance - Property & Casualty medianvs median
P/E8.1811.2827% below
P/S ratio2.451.2990% above
Profit margin32.60%11.67%20.9 pts above

Medians across 50 Insurance - Property & Casualty stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

All 7 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

HCI Group, Inc. (HCI) is capitalised at $2.33B on the latest close. It is classified in the Insurance - Property & Casualty industry, within the Financial Services sector. Headcount on file is 594.

HCI last closed at $187.64 on September 4, 2026. That is −$2.28 (−1.20%) against the previous close. Over the past 52 weeks the price has ranged from $144.75 to $210.50. The latest close sits 29.63% above that 52-week low.

Financial Health

In fiscal 2025, HCI Group, Inc. reported revenue of $901.77M. Against the prior fiscal year total of $749.45M, that is a change of +20.32%. Net income for the same year was $299.01M. That is +171.94% against the prior fiscal year. Profit margin runs at 32.6%. That is 20.9 percentage points above the Insurance - Property & Casualty median of 11.67%. Earnings per share on a trailing basis come to 22.93.

Across the 4 fiscal years on file, revenue moves from $491.99M in 2022 to $901.77M in 2025. Of those 4 years, 3 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 8.18 times earnings. That is 27.48% below the Insurance - Property & Casualty median of 11.28. On forward earnings the ratio is 9.67. The PEG ratio, which sets the P/E against expected earnings growth, reads 0.97. The price-to-sales ratio is 2.45. On price-to-sales that is 90.07% above the Insurance - Property & Casualty median of 1.29. 50 Insurance - Property & Casualty companies report these metrics, and the medians quoted come from that group.

Beta against the wider market is reported at 1.02. Daily returns over the trailing 10 years annualize to a volatility of 41.58%. Over the trailing twelve months the price has returned +8.41%. Across 10 years the annualized return works out at +22.60%.

Growth & Income

The trailing dividend yield is 0.84%. That is 0.6 percentage points below the Insurance - Property & Casualty median yield of 1.43%. At the indicated rate that is $1.60 a share a year. The ex-dividend date on file is August 21, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $1.20 a share. The year before, 2025, totalled $1.60 a share.

So far in 2026 the price is −1.61%. The strongest complete calendar year on file is 2023 at +126.76%; the weakest is 2022 at −51.20%. Of the 9 complete calendar years on file, 6 finished higher.

Peer Comparison

HCI Group, Inc. (HCI) operates in the Insurance - Property & Casualty industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
HCI Group, Inc. HCI $2.33B 8.2
Chubb Limited CB $131.79B 12.3
The Progressive Corporation PGR $127.23B 11.0
The Travelers Companies, Inc. TRV $77.04B 10.1

The Insurance - Property & Casualty industry average P/E ratio is 11.3x. HCI Group, Inc. trades at a P/E of 8.2.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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 FFH.TO

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About HCI Group, Inc.

HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States. The company operates through Insurance Operations, Exzeo, Reciprocal Exchange Operations, and Real Estate segments. It provides homeowners' property and casualty insurance products; claim adjusting and processing services; turnkey insurance technology and operations solutions to property and casualty insurance carriers and its agents through the Exzeo platform; and SAMSTM, a web-based system designed to automate and streamline the process of managing insurance policies. The company also offers Harmony, a policy administration platform; ClaimColony, an end-to-end claims management platform; AtlasViewer, a mapping and data visualization platform. In addition, it is involved in reciprocal exchange operations; and developing and operating commercial properties for investment purposes. The company was formerly known as Homeowners Choice, Inc. and changed its name to HCI Group, Inc. in May 2013. HCI Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.

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