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StockVS

TSX · Insurance - Property & Casualty · CAD

Intact Financial Corporation (IFC.TO) Stock Analysis

Intact Financial Corporation (IFC.TO) is a Insurance - Property & Casualty stock listed on TSX and quoted in Canadian Dollar.

IFC.TO

CA$266.05

−CA$2.74 (−1.02%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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IFC.TO Key Statistics

As of Sep 4, 2026
Trading
Open
CA$268.75
Previous Close
CA$268.79
Day's Range
265.51–270.27
52-Week Range
242.87–305.52
Volume
356.70K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.28
Valuation
Market Cap
CA$46.92B
P/E Ratio
14.80
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
14.22
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
0.49
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
1.76
EPS (ttm)Profit attributable to each share over the last twelve months.
17.98
Financials (FY)
Revenue (FY)
CA$26.07B+4.36%
Net Income (FY)
CA$3.37B+46.50%
Profit marginThe share of revenue left as profit after all costs and taxes.
12.39%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
176.35M
1-Year Return
−1.50%
Dividend and dates
Dividend
CA$5.88+2.19%
Ex-Dividend Date
September 15, 2026
Earnings Date
November 3, 2026
Avg Volume
462.12K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

IFC.TO Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−5.85%
2025+11.22%
2024+31.00%
2023+6.96%
2022+21.06%
2021+11.37%
2020+10.01%
2019+45.11%
2018−2.83%
2017+12.13%
2016 (partial year)+3.74%

As of September 4, 2026.

IFC.TO Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025CA$26.07BCA$3.37B12.9%
2024CA$24.98BCA$2.30B9.2%
2023CA$23.29BCA$1.32B5.7%
2022CA$22.54BCA$2.45B10.9%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025CA$26.07B——CA$3.37B12.9%
2024CA$24.98B——CA$2.30B9.2%
2023CA$23.29B——CA$1.32B5.7%
2022CA$22.54B——CA$2.45B10.9%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

IFC.TO Dividend History

CA$5.32+9.9% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*CA$2.942—
2025CA$5.324+9.9%
2024CA$4.844+10.0%
2023CA$4.404+10.0%
YearDividends per sharePaymentsChange
2026 (partial year)CA$2.942—
2025CA$5.324+9.9%
2024CA$4.844+10.0%
2023CA$4.404+10.0%
2022CA$4.004+17.6%
2021CA$3.404+2.4%
2020CA$3.324+9.2%
2019CA$3.044+8.6%
2018CA$2.804+9.4%
2017CA$2.564+120.7%
2016CA$1.162—

Most recent payment: CA$1.47 per share, ex-dividend June 16, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

IFC.TO Valuation vs Insurance - Property & Casualty Median

Median of 50 stocks
MetricIFC.TOInsurance - Property & Casualty medianvs median
P/E14.8011.2831% above
P/S ratio1.761.2937% above
Profit margin12.39%11.67%0.7 pts above

Medians across 50 Insurance - Property & Casualty stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Analysis

Data-derived

Company Overview

Intact Financial Corporation (IFC.TO) is capitalised at CA$46.92B on the latest close. It is classified in the Insurance - Property & Casualty industry, within the Financial Services sector. The company reports 32,000 employees.

Over the past 52 weeks the price has ranged from CA$242.87 to CA$305.52. The most recent close on file for IFC.TO is CA$266.05, dated September 4, 2026. That is −CA$2.74 (−1.02%) against the previous close. The latest close sits 9.54% above that 52-week low.

Financial Health

In fiscal 2025, Intact Financial Corporation reported revenue of CA$26.07B. Against the prior fiscal year total of CA$24.98B, that is a change of +4.36%. The same year closed with net income of CA$3.37B. That is +46.50% against the prior fiscal year. Profit margin runs at 12.39%. That is 0.7 percentage points above the Insurance - Property & Casualty median of 11.67%. Earnings per share on a trailing basis come to 17.98.

Across the 4 fiscal years on file, revenue moves from CA$22.54B in 2022 to CA$26.07B in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 14.8. That is 31.21% above the Insurance - Property & Casualty median of 11.28. On forward earnings the ratio is 14.22. The PEG ratio, which sets the P/E against expected earnings growth, reads 0.49. Measured against sales, the shares trade at 1.76 times revenue. On price-to-sales that is 36.83% above the Insurance - Property & Casualty median of 1.29. The medians here are taken across 50 Insurance - Property & Casualty companies that report the metric.

Over the trailing twelve months the price has returned −1.50%. Across 10 years the annualized return works out at +13.23%. The reported beta is 0.28. Daily returns over the trailing 10 years annualize to a volatility of 18.8%.

Growth & Income

Shareholders receive a dividend, yielding 2.19% on the latest price. That is 0.8 percentage points above the Insurance - Property & Casualty median yield of 1.43%. The indicated annual rate is CA$5.88 a share. The ex-dividend date on file is September 15, 2026. Dividends are recorded for 11 calendar years; 2026 shows 2 payments totalling CA$2.94 a share. The year before, 2025, totalled CA$5.32 a share.

So far in 2026 the price is −5.85%. Across the complete calendar years on file, 2019 returned +45.11% and 2018 returned −2.83%. Of the 9 complete calendar years on file, 8 finished higher.

Peer Comparison

Intact Financial Corporation (IFC.TO) operates in the Insurance - Property & Casualty industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Intact Financial Corporation IFC.TO CA$46.92B 14.8
Chubb Limited CB CA$131.79B 12.3
The Progressive Corporation PGR CA$127.23B 11.0
The Travelers Companies, Inc. TRV CA$77.04B 10.1

The Insurance - Property & Casualty industry average P/E ratio is 11.3x. Intact Financial Corporation trades at a P/E of 14.8.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About Intact Financial Corporation

Intact Financial Corporation, through its subsidiaries, provides property and casualty insurance products to individuals and businesses in Canada, the United States, the United Kingdom, and internationally. It offers insurance, such as personal auto that provides coverage from accidents, third-party liability, and physical damage; personal property which provides protection for homes and belongings from risks, including fire, theft, vandalism, water damages, other damages, and personal liability; and commercial line and specialty line insurance, including commercial auto, property, and liability coverages. The company also provides business insurance. It serves its products to accident and health, technology, ocean and inland marine, builder's risk, and entertainment, as well as financial professional lines; and various products to specialty property, surety, tuition reimbursement, general liability, and cyber and environmental institutions. The company offers specialty insurance products, including brokers, direct to consumer, agencies, wholesalers, affinity partners, Intact Prestige, and managing general agent platform. It offers its products through multiple distribution channels, such as brokers, direct-to-consumer, and managing general agent (MGA) platforms. The company was formerly known as ING Canada Inc. and changed its name to Intact Financial Corporation in 2009. Intact Financial Corporation was founded in 1809 and is based in Toronto, Canada.

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