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Adamas Trust, Inc. (ADAM) Stock Analysis

Real Estate

Adamas Trust, Inc.

$9.13

+$0.23 (+2.58%)

Last Updated: May 26, 2026

Price History

Analysis

Company Overview

Adamas Trust, Inc. operates within the Real Estate sector, specifically functioning as a REIT focused on mortgage assets, where it acquires, invests in, finances, and manages single-family and multifamily residential properties across the United States. The organization executes its strategy through two distinct operational segments: the Investment Portfolio and the Constructive segment, allowing for a diversified approach to asset management and financing. In terms of scale, the company maintains a market capitalization of $655.03M while generating total annual revenue of $315.03M over the trailing twelve-month period. The workforce supporting these operations consists of 221 employees, indicating a lean organizational structure relative to its revenue generation capabilities. The market capitalization figure of $655.03M suggests the company holds a significant position in its niche, supported by substantial revenue streams that reflect active engagement in the mortgage-related real estate market.

Financial Health

The company reports a trailing twelve-month revenue of $315.03M and a corresponding net income of $101.11M, while the EBITDA metric is not reported in the available financial data. The substantial difference between the reported revenue and net income, evidenced by the high net income figure relative to revenue, reveals a highly efficient cost structure with minimal overhead expenses consuming a large portion of gross earnings. Regarding liquidity and operational cash generation, the specific figures for free cash flow are not disclosed in the current dataset, meaning external analysis must rely on other indicators of financial flexibility. The company demonstrates robust profitability through a gross margin of 74.6%, an operating margin of 48.4%, and a profit margin of 47.3%. These margin levels indicate that the business model is exceptionally efficient, converting the majority of revenue into operating profit and retaining nearly half of total revenue as net profit. On the balance sheet, the company holds cash assets totaling $211.06M against total debt obligations of $11.01B, resulting in a debt-to-equity ratio of 769.58. This specific configuration indicates a highly leveraged balance sheet where debt obligations significantly exceed equity capitalization. Short-term liquidity is indicated by a current ratio of 32.54, which suggests an abundant capacity to meet short-term obligations with current assets. Return on equity stands at 9.7% while return on assets is 1.3%, revealing that management effectiveness is optimized for shareholder returns relative to equity but generates lower returns relative to the total asset base utilized.

Valuation Assessment

Valuation metrics for Adamas Trust, Inc. include a trailing twelve-month P/E ratio of 6.58 and a forward P/E ratio of 6.52. The minimal difference between the trailing and forward P/E ratios implies that the market does not expect a significant acceleration in earnings trajectory, suggesting earnings are projected to remain relatively stable rather than grow rapidly. The price-to-book ratio is recorded at 0.74, indicating that the company trades at a discount to its book value rather than commanding a market premium. Alternative valuation metrics such as the price-to-sales ratio of 2.08 and the EV/EBITDA ratio, which is not available, provide additional context on how the market values the company's revenue and earnings power. The stock's trading range is defined by a 52-week high of $8.76 and a 52-week low of $5.01. Without the specific current share price provided in the dataset, the precise percentage distance from the 52-week high cannot be calculated, but the range establishes the recent volatility boundaries for the security. The beta value is 1.14, which indicates that the stock's price volatility is slightly higher than the broader market, moving 14% more than the market index on average during periods of fluctuation.

Growth & Income

Revenue growth for the trailing twelve-month period is reported at 18963.6%, while the earnings growth rate is not available for comparison. This extreme revenue growth figure suggests a specific accounting event or base effect occurred in the prior year, as such a magnitude is uncommon in established operations, and without earnings growth data, the relationship between revenue expansion and profitability cannot be fully assessed. As a dividend payer, the company offers a dividend yield of 12.3% with a payout ratio of 78.2%. This high payout ratio, combined with the significant yield, indicates that a substantial portion of earnings is distributed to shareholders rather than being retained for internal reinvestment. Given the high payout ratio relative to the available net income, the sustainability of these dividends depends heavily on the stability of future earnings and the company's ability to service its high debt load without cutting distributions. Overall, the growth and income profile is characterized by exceptional reported revenue expansion, high dividend yields, and a balance sheet that relies on significant leverage to support operations and shareholder returns.

Peer Comparison

Adamas Trust, Inc. (ADAM) operates in the REIT - Mortgage industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Adamas Trust, Inc. ADAM $820.43M 7.8
Annaly Capital Management, Inc. NLY $15.72B 6.9
AGNC Investment Corp. AGNC $11.97B 8.2
Starwood Property Trust, Inc. STWD $6.61B 18.3

The REIT - Mortgage industry average P/E ratio is 12.5x. Adamas Trust, Inc. trades at a P/E of 7.8.

This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.

About Adamas Trust, Inc.

Adamas Trust, Inc. acquires, invests in, finances, and manages mortgage-related single-family and multifamily residential assets in the United States. The company operates through two segments: Investment Portfolio and Constructive. The Investment Portfolio segment manages a diversified portfolio primarily consisting of mortgage-related single-family and multifamily residential investments, including agency residential mortgage-backed securities (RMBS), non-agency RMBS, residential loans, such as business purpose loans, performing, re-performing, non-performing, and seasoned performing, multifamily loans, preferred equity investments, joint venture equity investments, multifamily investments, mezzanine lending, cross-collateralized mezzanine lending, and single-family rental. The Constructive segment is a business purpose loan lender specializing in rental and transitional loans for real estate investors; and origination and sale of loans. The company provides structured multi-family property investments; other mortgage-, residential housing- and credit-related assets and strategic investments; and commercial mortgage-backed securities (CMBS). It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. Adamas Trust, Inc. was formerly known as New York Mortgage Trust, Inc. and changed its name to Adamas Trust, Inc. in September 2025. Adamas Trust, Inc. was incorporated in 2003 and is headquartered in New York, New York.

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Key Statistics

Market Cap
$820.43M
P/E Ratio
7.80
52-Week High
$9.32
52-Week Low
$6.16
Avg Volume
771.80K
Beta
1.26
Dividend Yield
9.75%

Data provided by Yahoo Finance via yfinance. Updated daily.

Company Info

Exchange
NASDAQ
Country
United States
Employees
221