企業概要
Orion Digital Corp. operates as a financial technology entity focused on digital platforms designed for wealth management and payment processing within the Canadian and European markets. The company specializes in Intelligent Investing, a wealth platform offering long-term investment solutions, alongside issuer processing, program management, and regulated payment services. This business model places Orion Digital Corp. within the Technology sector, specifically under the Software - Infrastructure industry, indicating its reliance on technological assets to deliver core services. The company currently holds a market capitalization of $25.47M and reports annual revenue of $40.66M, though specific employee count data is not disclosed in available records. These valuation and revenue figures suggest that Orion Digital Corp. maintains a small-cap profile, reflecting a niche position in the broader software infrastructure landscape where scale is currently defined more by specialized revenue streams than by large workforce deployment.
財務健全性
The company reported revenue of $40.66M for the trailing twelve months, while net income stood at -$8,535,000, revealing a significant gap between top-line generation and bottom-line profitability that points to substantial operational cost pressures or non-operating expenses. EBITDA figures are not currently reported, preventing a direct assessment of earnings power before interest and tax adjustments. Free cash flow data is unavailable, which limits the ability to evaluate the company's immediate financial flexibility and capacity to fund capital expenditures without external financing. Gross margin stands at 66.7%, indicating a highly scalable product offering or service model where direct costs are a minor fraction of revenue. However, the operating margin is negative at -22.8%, and the profit margin is -21.0%, suggesting that general and administrative expenses or research and development costs currently outweigh gross profits before reaching the bottom line. On the balance sheet, the company holds cash of $17.70M against total debt of $84.62M, resulting in a debt-to-equity ratio of 117.00%, which characterizes a highly leveraged financial structure rather than a conservative one. The current ratio is reported at 4.67, indicating that the company possesses ample current assets relative to its current liabilities and thus maintains strong short-term liquidity to meet immediate obligations. Return on Equity is -11.1% and Return on Assets is -4.7%, metrics that collectively reveal that management is currently generating negative returns on both shareholder capital and total assets, signaling a period of investment or restructuring rather than mature profitability.
バリュエーション評価
The trailing P/E ratio is not available due to the company's lack of net income, while the forward P/E is listed at -9.08, a negative figure that implies expected earnings are negative or the metric is not yet meaningful for valuation purposes. The price-to-book ratio is 0.48, indicating that the market values the company at less than half of its book value, which often suggests the market perceives significant intangible value or potential downside risks associated with the asset base. The price-to-sales ratio is 0.63, providing an alternative valuation perspective that ties the stock price directly to revenue generation rather than earnings, while the EV/EBITDA ratio is not reported. The stock's trading range over the past year spans from a 52-week low of $0.75 to a 52-week high of $3.83, placing the current share price context within a wide historical band that reflects significant recent volatility. The beta value is 2.81, which indicates that the stock's price volatility is substantially higher than the broader market, moving with amplified intensity during periods of market stress or gains.
Growth & Income
Revenue growth year-over-year is -0.3%, while earnings growth is not available due to the company's historical losses, meaning the company is currently contracting slightly in terms of top-line revenue without the benefit of positive earnings acceleration. The company does not pay a dividend, evidenced by a dividend yield of N/A and a payout ratio of 0.0%, which signifies that all available earnings, if any, are retained or that the company lacks sufficient earnings to support a distribution. Instead of distributing income to shareholders, the company effectively reinvests its capital or relies on existing cash reserves to sustain operations and fund its growth initiatives within the software infrastructure sector. The overall growth and income profile is characterized by negative revenue momentum and a complete absence of dividend income, reflecting a stage of development where capital preservation and market expansion take precedence over shareholder returns.