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StockVS

NYSE · Credit Services · USD

Capital One Financial Corporation (COF) Stock Analysis

Capital One Financial Corporation (COF) is a Credit Services stock listed on NYSE and quoted in US Dollar.

COF

$219.60

−$0.90 (−0.41%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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COF Key Statistics

As of Sep 4, 2026
Trading
Open
$219.00
Previous Close
$220.50
Day's Range
218.01–220.77
52-Week Range
174.24–259.64
Volume
1.92M
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
1.02
Valuation
Market Cap
$134.72B
P/E Ratio
12.15
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
9.14
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
0.20
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
2.80
EPS (ttm)Profit attributable to each share over the last twelve months.
18.07
Financials (FY)
Revenue (FY)
$53.43B+36.62%
Net Income (FY)
$2.45B−48.36%
Profit marginThe share of revenue left as profit after all costs and taxes.
21.87%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
613.48M
1-Year Return
−1.46%
Dividend and dates
Dividend
$3.20+1.46%
Ex-Dividend Date
August 17, 2026
Earnings Date
October 20, 2026
Avg Volume
4.13M

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

COF Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−8.33%
2025+37.65%
2024+38.24%
2023+44.32%
2022−34.59%
2021+49.32%
2020−2.66%
2019+38.62%
2018−22.77%
2017+16.30%
2016 (partial year)+28.23%

As of September 4, 2026.

COF Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$53.43B$2.45B4.6%
2024$39.11B$4.75B12.1%
2023$36.79B$4.89B13.3%
2022$34.25B$7.36B21.5%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$53.43B——$2.45B4.6%
2024$39.11B——$4.75B12.1%
2023$36.79B——$4.89B13.3%
2022$34.25B——$7.36B21.5%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

COF Dividend History

$2.60+8.3% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$2.403—
2025$2.604+8.3%
2024$2.404+0.0%
2023$2.404+0.0%
YearDividends per sharePaymentsChange
2026 (partial year)$2.403—
2025$2.604+8.3%
2024$2.404+0.0%
2023$2.404+0.0%
2022$2.404−7.7%
2021$2.604+160.0%
2020$1.004−37.5%
2019$1.604+0.0%
2018$1.604+0.0%
2017$1.604+300.0%
2016$0.401—

Most recent payment: $0.80 per share, ex-dividend August 17, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

COF Valuation vs Credit Services Median

Median of 60 stocks
MetricCOFCredit Services medianvs median
P/E12.1512.473% below
P/S ratio2.801.6471% above
Profit margin21.87%9.99%11.9 pts above

Medians across 60 Credit Services stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

All 20 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Capital One Financial Corporation (COF) is capitalised at $134.72B on the latest close. The company sits in the Financial Services sector, in the Credit Services industry. Headcount on file is 78,400.

Over the past 52 weeks the price has ranged from $174.24 to $259.64. COF last closed at $219.60 on September 4, 2026. That is −$0.90 (−0.41%) against the previous close. The latest close sits 26.03% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of $53.43B. That is +36.62% against the prior fiscal year, when revenue was $39.11B. Net income for the same year was $2.45B. That is −48.36% against the prior fiscal year. Profit margin runs at 21.87%. That is 11.9 percentage points above the Credit Services median of 9.99%. Earnings per share on a trailing basis come to 18.07.

Across the 4 fiscal years on file, revenue moves from $34.25B in 2022 to $53.43B in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

COF trades at a trailing price-to-earnings ratio of 12.15. That is 2.57% below the Credit Services median of 12.47. On forward earnings the ratio is 9.14. The PEG ratio, which sets the P/E against expected earnings growth, reads 0.2. The price-to-sales ratio is 2.8. On price-to-sales that is 70.7% above the Credit Services median of 1.64. The medians here are taken across 60 Credit Services companies that report the metric.

The reported beta is 1.02. Daily returns over the trailing 10 years annualize to a volatility of 37.25%. Over the trailing twelve months the price has returned −1.46%. Measured over 10 years, that is +13.82% a year compounded.

Growth & Income

Shareholders receive a dividend, yielding 1.46% on the latest price. That is 2.8 percentage points below the Credit Services median yield of 4.22%. At the indicated rate that is $3.20 a share a year. The ex-dividend date on file is August 17, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $2.40 a share. The year before, 2025, totalled $2.60 a share.

So far in 2026 the price is −8.33%. Across the complete calendar years on file, 2021 returned +49.32% and 2022 returned −34.59%. Of the 9 complete calendar years on file, 6 finished higher.

Peer Comparison

Capital One Financial Corporation (COF) operates in the Credit Services industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Capital One Financial Corporation COF $134.72B 12.2
Visa Inc. V $700.27B 31.9
Mastercard Incorporated MA $507.39B 32.3
American Express Company AXP $220.26B 20.0

The Credit Services industry average P/E ratio is 12.5x. Capital One Financial Corporation trades at a P/E of 12.2.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About Capital One Financial Corporation

Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, time deposits, and sweep accounts. Its loan products include credit card and personal loans; auto and retail banking loans; and commercial and multifamily real estate, and commercial and industrial loans. The company offers credit and debit card products; bank lending; and provides advisory, capital markets, net interchange, treasury management, and depository services. It serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and the District of Columbia. Capital One Financial Corporation was founded in 1988 and is headquartered in McLean, Virginia.

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