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StockVS

NASDAQ · Credit Services · USD

PayPal Holdings, Inc. (PYPL) Stock Analysis

PayPal Holdings, Inc. (PYPL) is a Credit Services stock listed on NASDAQ and quoted in US Dollar.

PYPL

$54.96

−$1.86 (−3.27%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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PYPL Key Statistics

As of Sep 4, 2026
Trading
Open
$56.13
Previous Close
$56.82
Day's Range
54.51–56.14
52-Week Range
38.46–79.22
Volume
13.04M
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
1.29
Valuation
Market Cap
$47.02B
P/E Ratio
10.73
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
9.50
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
0.94
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
1.38
EPS (ttm)Profit attributable to each share over the last twelve months.
5.12
Financials (FY)
Revenue (FY)
$33.17B+4.32%
Net Income (FY)
$5.23B+26.19%
Profit marginThe share of revenue left as profit after all costs and taxes.
14.36%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
855.46M
1-Year Return
−19.02%
Dividend and dates
Dividend
$0.56+0.99%
Ex-Dividend Date
September 4, 2026
Earnings Date
October 27, 2026
Avg Volume
16.00M

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

PYPL Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−5.26%
2025−31.44%
2024+38.98%
2023−13.77%
2022−62.23%
2021−19.48%
2020+116.51%
2019+28.64%
2018+14.22%
2017+86.52%
2016 (partial year)+4.11%

As of September 4, 2026.

PYPL Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$33.17B$5.23B15.8%
2024$31.80B$4.15B13.0%
2023$29.77B$4.25B14.3%
2022$27.52B$2.42B8.8%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$33.17B$15.47B$6.40B$5.23B15.8%
2024$31.80B$14.66B$5.76B$4.15B13.0%
2023$29.77B$13.70B$4.94B$4.25B14.3%
2022$27.52B$13.77B$4.04B$2.42B8.8%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

PYPL Dividend History

$0.14

Dividends per share, 2025 · 1 payments

YearDividends per sharePaymentsChange
2026*$0.423—
2025$0.141—

Most recent payment: $0.14 per share, ex-dividend September 4, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

PYPL Valuation vs Credit Services Median

Median of 60 stocks
MetricPYPLCredit Services medianvs median
P/E10.7312.4714% below
P/S ratio1.381.6416% below
Profit margin14.36%9.99%4.4 pts above

Medians across 60 Credit Services stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

All 20 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

PayPal Holdings, Inc. (PYPL) is capitalised at $47.02B on the latest close. The company sits in the Financial Services sector, in the Credit Services industry. The company reports 23,800 employees.

PYPL last closed at $54.96 on September 4, 2026. That is −$1.86 (−3.27%) against the previous close. Over the past 52 weeks the price has ranged from $38.46 to $79.22. The latest close sits 42.9% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $33.17B. Against the prior fiscal year total of $31.80B, that is a change of +4.32%. The same year closed with net income of $5.23B. That is +26.19% against the prior fiscal year. The reported profit margin is 14.36%. That is 4.4 percentage points above the Credit Services median of 9.99%. Earnings per share on a trailing basis come to 5.12.

Across the 4 fiscal years on file, revenue moves from $27.52B in 2022 to $33.17B in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

PYPL trades at a trailing price-to-earnings ratio of 10.73. That is 13.95% below the Credit Services median of 12.47. The forward P/E on file is 9.5. The PEG ratio, which sets the P/E against expected earnings growth, reads 0.94. The price-to-sales ratio is 1.38. On price-to-sales that is 16.02% below the Credit Services median of 1.64. The medians here are taken across 60 Credit Services companies that report the metric.

The reported beta is 1.29. Daily returns over the trailing 10 years annualize to a volatility of 39.45%. The trailing one-year price return is −19.02%. Measured over 10 years, that is +4.11% a year compounded.

Growth & Income

PYPL pays a dividend yielding 0.99%. That is 3.2 percentage points below the Credit Services median yield of 4.22%. The indicated annual rate is $0.56 a share. The ex-dividend date on file is September 4, 2026. Dividends are recorded for 2 calendar years; 2026 shows 3 payments totalling $0.42 a share. The year before, 2025, totalled $0.14 a share.

So far in 2026 the price is −5.26%. The strongest complete calendar year on file is 2020 at +116.51%; the weakest is 2022 at −62.23%. Of the 9 complete calendar years on file, 5 finished higher.

Peer Comparison

PayPal Holdings, Inc. (PYPL) operates in the Credit Services industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
PayPal Holdings, Inc. PYPL $47.02B 10.7
Visa Inc. V $700.27B 31.9
Mastercard Incorporated MA $507.39B 32.3
American Express Company AXP $220.26B 20.0

The Credit Services industry average P/E ratio is 12.5x. PayPal Holdings, Inc. trades at a P/E of 10.7.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About PayPal Holdings, Inc.

PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide. The company operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, consumer credit and debit products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Hyperwallet, Honey, and Paidy names. The company was founded in 1998 and is headquartered in San Jose, California.

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