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StockVS

NASDAQ · Banks - Regional · USD

UMB Financial Corporation (UMBF) Stock Analysis

UMB Financial Corporation (UMBF) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

UMBF

$143.76

+$0.32 (+0.22%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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UMBF Key Statistics

As of Sep 4, 2026
Trading
Open
$142.88
Previous Close
$143.44
Day's Range
142.88–144.36
52-Week Range
103.38–153.32
Volume
400.20K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.78
Valuation
Market Cap
$10.92B
P/E Ratio
11.95
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
10.32
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
2.54
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
3.88
EPS (ttm)Profit attributable to each share over the last twelve months.
12.03
Financials (FY)
Revenue (FY)
$2.43B+65.66%
Net Income (FY)
$702.40M+59.19%
Profit marginThe share of revenue left as profit after all costs and taxes.
33.50%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
75.95M
1-Year Return
+17.93%
Dividend and dates
Dividend
$2.00+1.39%
Ex-Dividend Date
September 10, 2026
Earnings Date
October 27, 2026
Avg Volume
638.30K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

UMBF Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+25.85%
2025+3.44%
2024+37.34%
2023+2.21%
2022−19.97%
2021+56.04%
2020+2.64%
2019+14.71%
2018−13.86%
2017−5.37%
2016 (partial year)+36.25%

As of September 4, 2026.

UMBF Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$2.43B$702.40M28.9%
2024$1.47B$441.24M30.1%
2023$1.33B$350.02M26.4%
2022$1.36B$431.68M31.8%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$2.43B——$702.40M28.9%
2024$1.47B——$441.24M30.1%
2023$1.33B——$350.02M26.4%
2022$1.36B——$431.68M31.8%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

UMBF Dividend History

$1.63+3.8% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.862—
2025$1.634+3.8%
2024$1.574+2.6%
2023$1.534+2.7%
YearDividends per sharePaymentsChange
2026 (partial year)$0.862—
2025$1.634+3.8%
2024$1.574+2.6%
2023$1.534+2.7%
2022$1.494+8.0%
2021$1.384+10.4%
2020$1.254+3.3%
2019$1.214+3.4%
2018$1.174+12.5%
2017$1.044+108.0%
2016$0.502—

Most recent payment: $0.43 per share, ex-dividend June 10, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

UMBF Valuation vs Banks - Regional Median

Median of 380 stocks
MetricUMBFBanks - Regional medianvs median
P/E11.9512.625% below
P/S ratio3.883.773% above
Profit margin33.50%29.15%4.4 pts above

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

All 20 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

UMB Financial Corporation (UMBF) is capitalised at $10.92B on the latest close. The company sits in the Financial Services sector, in the Banks - Regional industry. The company reports 5,222 employees.

Over the past 52 weeks the price has ranged from $103.38 to $153.32. UMBF last closed at $143.76 on September 4, 2026. That is +$0.32 (+0.22%) against the previous close. The latest close sits 39.06% above that 52-week low.

Financial Health

In fiscal 2025, UMB Financial Corporation reported revenue of $2.43B. That is +65.66% against the prior fiscal year, when revenue was $1.47B. Net income for the same year was $702.40M. That is +59.19% against the prior fiscal year. Profit margin runs at 33.5%. That is 4.4 percentage points above the Banks - Regional median of 29.15%. Earnings per share on a trailing basis come to 12.03.

Across the 4 fiscal years on file, revenue moves from $1.36B in 2022 to $2.43B in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 11.95. That is 5.31% below the Banks - Regional median of 12.62. On forward earnings the ratio is 10.32. The PEG ratio, which sets the P/E against expected earnings growth, reads 2.54. Measured against sales, the shares trade at 3.88 times revenue. On price-to-sales that is 2.9% above the Banks - Regional median of 3.77. 380 Banks - Regional companies report these metrics, and the medians quoted come from that group.

The reported beta is 0.78. Annualized volatility over the trailing 10 years is 33.48%. Over the trailing twelve months the price has returned +17.93%. Measured over 10 years, that is +10.92% a year compounded.

Growth & Income

UMBF pays a dividend yielding 1.39%. That is 1.3 percentage points below the Banks - Regional median yield of 2.7%. The indicated annual rate is $2.00 a share. The ex-dividend date on file is September 10, 2026. Dividends are recorded for 11 calendar years; 2026 shows 2 payments totalling $0.86 a share. The year before, 2025, totalled $1.63 a share.

So far in 2026 the price is +25.85%. The strongest complete calendar year on file is 2021 at +56.04%; the weakest is 2022 at −19.97%. Of the 9 complete calendar years on file, 6 finished higher.

Peer Comparison

UMB Financial Corporation (UMBF) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
UMB Financial Corporation UMBF $10.92B 11.9
Mizuho Financial Group, Inc. MFG $135.92B 16.0
HDFC Bank Limited HDB $119.10B 16.0
ICICI Bank Limited IBN $108.74B 18.7

The Banks - Regional industry average P/E ratio is 12.6x. UMB Financial Corporation trades at a P/E of 11.9.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About UMB Financial Corporation

UMB Financial Corporation operates as a bank holding company that provides banking services and asset servicing in the United States and internationally. The company operates through three segments: Commercial Banking, Institutional Banking, and Personal Banking. The Commercial Banking segment provides commercial loans and credit cards; commercial real estate financing; letters of credit; loan syndication, and consultative services; various business solutions including asset-based lending, mezzanine debt, and minority equity investment; and treasury management service, such as depository service, account reconciliation, cash management tool, accounts payable and receivable solution, electronic fund transfer and automated payment, controlled disbursement, lockbox service, and remote deposit capture service. The Institutional Banking segment offers banking, fund, asset management, and healthcare services to institutional clients; fund administration and accounting, investor services and transfer agency, alternative investment services, fixed income sales, trading and underwriting, and corporate trust and escrow services, as well as institutional custody services. This segment also provides healthcare payment solutions, including custodial service for health saving accounts and private label, multipurpose debit cards to insurance carriers, third-party administrators, software companies, employers, and financial institutions. The Personal Banking segment offers deposit account, retail credit card, private banking, installment loan, home equity line of credit, residential mortgage, as well as internet banking, ATM network, private banking, brokerage and insurance service, and investment advisory, trust, and custody services. It operates through a network of branches and offices. The company was founded in 1913 and is headquartered in Kansas City, Missouri.

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