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StockVS

TSX · Mortgage Finance · CAD

Timbercreek Financial Corp. (TF.TO) Stock Analysis

Timbercreek Financial Corp. (TF.TO) is a Mortgage Finance stock listed on TSX and quoted in Canadian Dollar.

TF.TO

CA$5.80

−CA$0.03 (−0.51%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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TF.TO Key Statistics

As of Sep 4, 2026
Trading
Open
CA$5.81
Previous Close
CA$5.83
Day's Range
5.78–5.82
52-Week Range
5.59–7.72
Volume
130.00K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.89
Valuation
Market Cap
CA$479.97M
P/E Ratio
18.71
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
9.83
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
10.94
EPS (ttm)Profit attributable to each share over the last twelve months.
0.31
Financials (FY)
Revenue (FY)
CA$154.48M−5.17%
Net Income (FY)
CA$34.45M−25.36%
Profit marginThe share of revenue left as profit after all costs and taxes.
58.09%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
82.75M
1-Year Return
−17.02%
Dividend and dates
Dividend
CA$0.69+11.84%
Ex-Dividend Date
September 29, 2026
Earnings Date
October 28, 2026estimated
Avg Volume
215.99K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

TF.TO Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−9.87%
2025+6.67%
2024+17.06%
2023+3.28%
2022−19.60%
2021+19.67%
2020−5.39%
2019+22.08%
2018−1.89%
2017+18.71%
2016 (partial year)+7.40%

As of September 4, 2026.

TF.TO Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025CA$154.48MCA$34.45M22.3%
2024CA$162.90MCA$46.16M28.3%
2023CA$180.97MCA$66.42M36.7%
2022CA$148.64MCA$55.90M37.6%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025CA$154.48MCA$74.27MCA$53.15MCA$34.45M22.3%
2024CA$162.90MCA$74.62MCA$55.15MCA$46.16M28.3%
2023CA$180.97MCA$80.64MCA$74.07MCA$66.42M36.7%
2022CA$148.64MCA$73.42MCA$63.83MCA$55.90M37.6%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

TF.TO Dividend History

CA$0.70−7.7% vs 2024

Dividends per share, 2025 · 12 payments

YearDividends per sharePaymentsChange
2026*CA$0.468—
2025CA$0.7012−7.7%
2024CA$0.7513+8.3%
2023CA$0.7012+0.0%
YearDividends per sharePaymentsChange
2026 (partial year)CA$0.468—
2025CA$0.7012−7.7%
2024CA$0.7513+8.3%
2023CA$0.7012+0.0%
2022CA$0.7012+0.0%
2021CA$0.7012+0.0%
2020CA$0.7012+0.0%
2019CA$0.7012+0.0%
2018CA$0.7012+1.5%
2017CA$0.6912+200.9%
2016CA$0.234—

Most recent payment: CA$0.06 per share, ex-dividend August 31, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

TF.TO Valuation vs Mortgage Finance Median

Median of 19 stocks
MetricTF.TOMortgage Finance medianvs median
P/E18.7112.4251% above
P/S ratio10.943.85184% above
Profit margin58.09%4.60%53.5 pts above

Medians across 19 Mortgage Finance stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Analysis

Data-derived

Company Overview

Timbercreek Financial Corp. (TF.TO) carries a market capitalisation of CA$479.97M. It is classified in the Mortgage Finance industry, within the Financial Services sector.

TF.TO last closed at CA$5.80 on September 4, 2026. That is −CA$0.03 (−0.51%) against the previous close. Over the past 52 weeks the price has ranged from CA$5.59 to CA$7.72. The latest close sits 3.76% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of CA$154.48M. Against the prior fiscal year total of CA$162.90M, that is a change of −5.17%. Net income for the same year was CA$34.45M. That is −25.36% against the prior fiscal year. The reported profit margin is 58.09%. That is 53.5 percentage points above the Mortgage Finance median of 4.6%. Earnings per share on a trailing basis come to 0.31.

Across the 4 fiscal years on file, revenue moves from CA$148.64M in 2022 to CA$154.48M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 18.71. That is 50.64% above the Mortgage Finance median of 12.42. The forward P/E on file is 9.83. Measured against sales, the shares trade at 10.94 times revenue. On price-to-sales that is 183.86% above the Mortgage Finance median of 3.85. 19 Mortgage Finance companies report these metrics, and the medians quoted come from that group.

The trailing one-year price return is −17.02%. Measured over 10 years, that is +5.26% a year compounded. The reported beta is 0.89. Daily returns over the trailing 10 years annualize to a volatility of 19.11%.

Growth & Income

Shareholders receive a dividend, yielding 11.84% on the latest price. That is 4 percentage points above the Mortgage Finance median yield of 7.87%. At the indicated rate that is CA$0.69 a share a year. The ex-dividend date on file is September 29, 2026. Dividends are recorded for 11 calendar years; 2026 shows 8 payments totalling CA$0.46 a share. The year before, 2025, totalled CA$0.70 a share.

2026 is still running; the price is −9.87% year to date. The strongest complete calendar year on file is 2019 at +22.08%; the weakest is 2022 at −19.60%. Of the 9 complete calendar years on file, 6 finished higher.

Peer Comparison

Timbercreek Financial Corp. (TF.TO) operates in the Mortgage Finance industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Timbercreek Financial Corp. TF.TO CA$479.97M 18.7
Rocket Companies, Inc. RKT CA$39.81B —
UWM Holdings Corporation UWMC CA$4.21B —
PennyMac Financial Services, Inc. PFSI CA$3.81B 10.1

The Mortgage Finance industry average P/E ratio is 12.4x. Timbercreek Financial Corp. trades at a P/E of 18.7.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About Timbercreek Financial Corp.

Timbercreek Financial Corp. provides shorter-duration structured financing solutions to commercial real estate investors in Canada. The company focuses on lending against income-producing real estate properties, including multi-residential, retail, and office properties for urban markets. Timbercreek Financial Corp. was founded in 2016 and is headquartered in Toronto, Canada.

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