TSX · Mortgage Finance · CAD

Timbercreek Financial Corp. (TF.TO) Stock Analysis

Timbercreek Financial Corp. (TF.TO) is a Mortgage Finance stock listed on TSX and quoted in Canadian Dollar.

Last Updated: October 21, 2026

TF.TO

CA$5.14

+CA$0.01 (+0.19%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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TF.TO Key Statistics

As of Oct 21, 2026

Trading

Open: CA$5.12
Previous Close: CA$5.13
Day's Range: 5.10–5.18
52-Week Range: 5.07–7.36
Volume: 369.51K
Beta: 0.93

Valuation

Market Cap: CA$425.35M
P/E Ratio: 16.58
Forward P/E: 8.71
P/S ratio: 9.69
EPS (ttm): 0.31

Financials (FY)

Revenue (FY): CA$154.48M−5.17%
Net Income (FY): CA$34.45M−25.36%
Profit margin: 58.09%
Shares Outstanding: 82.75M
1-Year Return: −21.40%

Dividend and dates

Dividend: CA$0.69+13.45%
Ex-Dividend Date: October 30, 2026
Earnings Date: October 28, 2026estimated
Avg Volume: 246.28K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, TF.TO closed at CA$5.14, −21.40% over 1 year.

Timbercreek Financial Corp. (TF.TO) has a market capitalization of CA$425.35M.

In fiscal 2025, TF.TO reported revenue of CA$154.48M.

TF.TO Stock Return by Calendar Year

Timbercreek Financial Corp. (TF.TO) 10-year return: what CA$10,000 became

1 year: CA$10,000 CA$7,860; −21.40%
5 years: CA$10,000 CA$8,244; −17.56%
10 years: CA$10,000 CA$14,516; +45.16%

If you had invested CA$10,000 in Timbercreek Financial Corp. (TF.TO) 10 years ago, at the close on October 21, 2016, it would have been worth CA$14,516 at the close on October 21, 2026: +45.16% in total, +3.80% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

+22.08%−20.12%

2016*2017201820192020202120222023202420252026*

Year	Return
2026 (partial year)	−20.12%
2025	+6.67%
2024	+17.06%
2023	+3.28%
2022	−19.60%
2021	+19.67%
2020	−5.39%
2019	+22.08%
2018	−1.89%
2017	+18.71%
2016 (partial year)	+7.40%

As of October 21, 2026.

TF.TO Revenue and Earnings by Fiscal Year

FY ends December

RevenueNet income

2022202320242025

Fiscal year	Revenue	Net income	Net margin
2025	CA$154.48M	CA$34.45M	22.3%
2024	CA$162.90M	CA$46.16M	28.3%
2023	CA$180.97M	CA$66.42M	36.7%
2022	CA$148.64M	CA$55.90M	37.6%

Fiscal year	Revenue	Gross profit	Operating income	Net income	Net margin
2025	CA$154.48M	CA$74.27M	CA$53.15M	CA$34.45M	22.3%
2024	CA$162.90M	CA$74.62M	CA$55.15M	CA$46.16M	28.3%
2023	CA$180.97M	CA$80.64M	CA$74.07M	CA$66.42M	36.7%
2022	CA$148.64M	CA$73.42M	CA$63.83M	CA$55.90M	37.6%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

TF.TO Dividend History

’16’17’18’19’20’21’22’23’24’25’26*

CA$0.70−7.7% vs 2024

Dividends per share, 2025 · 12 payments

Year	Dividends per share	Payments	Change
2026*	CA$0.46	8	—
2025	CA$0.70	12	−7.7%
2024	CA$0.75	13	+8.3%
2023	CA$0.70	12	+0.0%

Year	Dividends per share	Payments	Change
2026 (partial year)	CA$0.46	8	—
2025	CA$0.70	12	−7.7%
2024	CA$0.75	13	+8.3%
2023	CA$0.70	12	+0.0%
2022	CA$0.70	12	+0.0%
2021	CA$0.70	12	+0.0%
2020	CA$0.70	12	+0.0%
2019	CA$0.70	12	+0.0%
2018	CA$0.70	12	+1.5%
2017	CA$0.69	12	+301.2%
2016	CA$0.17	3	—

Most recent payment: CA$0.06 per share, ex-dividend August 31, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

TF.TO Valuation vs Mortgage Finance Median

Median of 18 stocks

Metric	TF.TO	Mortgage Finance median	vs median
P/E	16.58	11.43	45% above
P/S ratio	9.69	2.60	3.7x the median
Profit margin	58.09%	8.19%	49.9 pts above

Medians across 18 Mortgage Finance stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Analysis

Data-derived

Company Overview

Timbercreek Financial Corp. (TF.TO) carries a market capitalisation of CA$425.35M. It is classified in the Mortgage Finance industry, within the Financial Services sector.

TF.TO last closed at CA$5.14 on October 21, 2026. That is +CA$0.01 (+0.19%) against the previous close. Over the past 52 weeks the price has ranged from CA$5.07 to CA$7.36. The latest close sits 1.38% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of CA$154.48M. Against the prior fiscal year total of CA$162.90M, that is a change of −5.17%. Net income for the same year was CA$34.45M. That is −25.36% against the prior fiscal year. The reported profit margin is 58.09%. That is 49.9 percentage points above the Mortgage Finance median of 8.19%. Earnings per share on a trailing basis come to 0.31.

Across the 4 fiscal years on file, revenue moves from CA$148.64M in 2022 to CA$154.48M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 16.58. That is 45.12% above the Mortgage Finance median of 11.43. The forward P/E on file is 8.71. Measured against sales, the shares trade at 9.69 times revenue. On price-to-sales that is 3.7 times the Mortgage Finance median of 2.6. 18 Mortgage Finance companies report these metrics, and the medians quoted come from that group.

The trailing one-year total return is −21.40%. Measured over 10 years, that is +3.80% a year compounded. The reported beta is 0.93. Daily returns over the trailing 10 years annualize to a volatility of 19.24%.

Growth & Income

Shareholders receive a dividend, yielding 13.45% on the latest price. That is 5.3 percentage points above the Mortgage Finance median yield of 8.19%. At the indicated rate that is CA$0.69 a share a year. The ex-dividend date on file is October 30, 2026. Dividends are recorded for 11 calendar years; 2026 shows 8 payments totalling CA$0.46 a share. The year before, 2025, totalled CA$0.70 a share.

2026 is still running; the total return is −20.12% year to date. The strongest complete calendar year on file is 2019 at +22.08%; the weakest is 2022 at −19.60%. Of the 9 complete calendar years on file, 6 finished higher.

Peer Comparison

Timbercreek Financial Corp. (TF.TO) operates in the Mortgage Finance industry. Here is how it compares to its closest peers by market capitalization:

Company	Ticker	Market Cap	P/E Ratio
Timbercreek Financial Corp.	TF.TO	CA$425.35M	16.6
Rocket Companies, Inc.	RKT	$31.46B	—
PennyMac Financial Services, Inc.	PFSI	$3.09B	8.2
UWM Holdings Corporation	UWMC	$1.78B	—

Market caps are shown in each company's own trading currency, without conversion, and the peers are listed in order of these unconverted figures.

The Mortgage Finance industry average P/E ratio is 11.4x. Timbercreek Financial Corp. trades at a P/E of 16.6.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About Timbercreek Financial Corp.

Timbercreek Financial Corp. provides shorter-duration structured financing solutions to commercial real estate investors in Canada. The company focuses on lending against income-producing real estate properties, including multi-residential, retail, and office properties for urban markets. Timbercreek Financial Corp. was founded in 2016 and is headquartered in Toronto, Canada.

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