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StockVS

NYSE · Mortgage Finance · USD

PennyMac Financial Services, Inc. (PFSI) Stock Analysis

PennyMac Financial Services, Inc. (PFSI) is a Mortgage Finance stock listed on NYSE and quoted in US Dollar.

Last Updated: October 21, 2026

PFSI

$59.53

−$0.74 (−1.23%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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PFSI Key Statistics

As of Oct 21, 2026
Trading
Open
$60.87
Previous Close
$60.27
Day's Range
59.18–61.03
52-Week Range
57.52–160.36
Volume
471.82K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
1.45
Valuation
Market Cap
$3.09B
P/E Ratio
8.19
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
5.78
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
0.93
EPS (ttm)Profit attributable to each share over the last twelve months.
7.27
Financials (FY)
Revenue (FY)
$4.42B+55.29%
Net Income (FY)
$501.08M+60.90%
Profit marginThe share of revenue left as profit after all costs and taxes.
11.78%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
51.95M
1-Year Return
−50.31%
Dividend and dates
Dividend
$1.20+1.99%
Ex-Dividend Date
August 17, 2026
Earnings Date
October 29, 2026
Avg Volume
631.92K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, PFSI closed at $59.53, −50.31% over 1 year.

PennyMac Financial Services, Inc. (PFSI) has a market capitalization of $3.09B.

In fiscal 2025, PFSI reported revenue of $4.42B.

PFSI Stock Return by Calendar Year

PennyMac Financial Services, Inc. (PFSI) 10-year return: what $10,000 became

1 year
$10,000 $4,969
−50.31%
5 years
$10,000 $9,346
−6.54%
10 years
$10,000 $40,732
+307.32%

If you had invested $10,000 in PennyMac Financial Services, Inc. (PFSI) 10 years ago, at the close on October 21, 2016, it would have been worth $40,732 at the close on October 21, 2026: +307.32% in total, +15.08% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−54.54%
2025+30.55%
2024+16.79%
2023+57.84%
2022−17.58%
2021+7.69%
2020+95.33%
2019+60.72%
2018−3.09%
2017+34.23%
2016 (partial year)+7.49%

As of October 21, 2026.

PFSI Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$4.42B$501.08M11.3%
2024$2.85B$311.42M10.9%
2023$2.64B$144.66M5.5%
2022$2.32B$475.51M20.5%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$4.42B$2.62B$551.42M$501.08M11.3%
2024$2.85B$1.37B$402.62M$311.42M10.9%
2023$2.64B$1.45B$346.40M$144.66M5.5%
2022$2.32B$1.31B$688.69M$475.51M20.5%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

PFSI Dividend History

$1.20+20.0% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.903—
2025$1.204+20.0%
2024$1.004+25.0%
2023$0.804+0.0%
YearDividends per sharePaymentsChange
2026 (partial year)$0.903—
2025$1.204+20.0%
2024$1.004+25.0%
2023$0.804+0.0%
2022$0.804+0.0%
2021$0.804+48.1%
2020$0.544+350.0%
2019$0.121−70.0%
2018$0.401—

Most recent payment: $0.30 per share, ex-dividend August 17, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

PFSI Valuation vs Mortgage Finance Median

Median of 18 stocks
MetricPFSIMortgage Finance medianvs median
P/E8.1911.4328% below
P/S ratio0.932.6064% below
Profit margin11.78%8.19%3.6 pts above

Medians across 18 Mortgage Finance stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 20 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

PennyMac Financial Services, Inc. (PFSI) carries a market capitalisation of $3.09B. It is classified in the Mortgage Finance industry, within the Financial Services sector. Headcount on file is 5,543.

The most recent close on file for PFSI is $59.53, dated October 21, 2026. That is −$0.74 (−1.23%) against the previous close. Over the past 52 weeks the price has ranged from $57.52 to $160.36. The latest close sits 3.49% above that 52-week low.

Financial Health

In fiscal 2025, PennyMac Financial Services, Inc. reported revenue of $4.42B. Against the prior fiscal year total of $2.85B, that is a change of +55.29%. The same year closed with net income of $501.08M. That is +60.90% against the prior fiscal year. Profit margin runs at 11.78%. That is 3.6 percentage points above the Mortgage Finance median of 8.19%. Trailing earnings per share are 7.27.

Across the 4 fiscal years on file, revenue moves from $2.32B in 2022 to $4.42B in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 8.19 times earnings. That is 28.32% below the Mortgage Finance median of 11.43. On forward earnings the ratio is 5.78. The price-to-sales ratio is 0.93. On price-to-sales that is 64.33% below the Mortgage Finance median of 2.6. 18 Mortgage Finance companies report these metrics, and the medians quoted come from that group.

Beta against the wider market is reported at 1.45. Annualized volatility over the trailing 10 years is 39.13%. Over the trailing twelve months the total return is −50.31%. Measured over 10 years, that is +15.08% a year compounded.

Growth & Income

PFSI pays a dividend yielding 1.99%. That is 6.2 percentage points below the Mortgage Finance median yield of 8.19%. At the indicated rate that is $1.20 a share a year. The ex-dividend date on file is August 17, 2026. Dividends are recorded for 9 calendar years; 2026 shows 3 payments totalling $0.90 a share. The year before, 2025, totalled $1.20 a share.

Across the complete calendar years on file, 2020 returned +95.33% and 2022 returned −17.58%. Of the 9 complete calendar years on file, 7 finished higher. So far in 2026 the total return is −54.54%.

Peer Comparison

PennyMac Financial Services, Inc. (PFSI) operates in the Mortgage Finance industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
PennyMac Financial Services, Inc. PFSI $3.09B 8.2
Rocket Companies, Inc. RKT $31.46B —
UWM Holdings Corporation UWMC $1.78B —
Walker & Dunlop, Inc. WD $1.13B 27.9

The Mortgage Finance industry average P/E ratio is 11.4x. PennyMac Financial Services, Inc. trades at a P/E of 8.2.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About PennyMac Financial Services, Inc.

PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through two segments, Production and Servicing. The Production segment is involved in the origination, acquisition, and sale of loans. This segment also sources residential conventional and government-insured or guaranteed mortgage loans through correspondent production, consumer direct lending, and broker direct lending. The Servicing segment performs loan administration, collection, and default management activities, including the collection and remittance of loan payments; responds to customer inquiries; provides accounting for principal and interest; holds custodial funds for the payment of property taxes and insurance premiums; offers counseling for delinquent borrowers; and supervising foreclosures and property dispositions, as well as administers loss mitigation activities comprising modification and forbearance programs, and supervising foreclosures and property dispositions. The company was founded in 2008 and is headquartered in Westlake Village, California.

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