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StockVS

NASDAQ · Credit Services · USD

PRA Group, Inc. (PRAA) Stock Analysis

PRA Group, Inc. (PRAA) is a Credit Services stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

PRAA

$20.55

+$0.73 (+3.68%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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PRAA Key Statistics

As of Oct 21, 2026
Trading
Open
$19.93
Previous Close
$19.82
Day's Range
19.63–20.55
52-Week Range
10.25–22.55
Volume
254.44K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
1.13
Valuation
Market Cap
$773.67M
P/E Ratio
unprofitable
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
7.90
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
5.82
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
0.58
EPS (ttm)Profit attributable to each share over the last twelve months.
−6.78
Financials (FY)
Revenue (FY)
$1.21B+7.97%
Net Income (FY)
−$305.14M−532.21%
Profit marginThe share of revenue left as profit after all costs and taxes.
−19.91%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
37.65M
1-Year Return
+46.47%
Dividend and dates
Earnings Date
November 5, 2026
Avg Volume
423.16K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, PRAA closed at $20.55, +46.47% over 1 year.

PRA Group, Inc. (PRAA) has a market capitalization of $773.67M.

In fiscal 2025, PRAA reported revenue of $1.21B.

PRAA Stock Return by Calendar Year

PRA Group, Inc. (PRAA) 10-year return: what $10,000 became

1 year
$10,000 $14,647
+46.47%
5 years
$10,000 $4,991
−50.09%
10 years
$10,000 $6,402
−35.98%

If you had invested $10,000 in PRA Group, Inc. (PRAA) 10 years ago, at the close on October 21, 2016, it would have been worth $6,402 at the close on October 21, 2026: −35.98% in total, −4.36% a year. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+16.17%
2025−15.32%
2024−20.27%
2023−22.44%
2022−32.72%
2021+26.60%
2020+9.26%
2019+48.95%
2018−26.60%
2017−15.09%
2016 (partial year)+42.44%

As of October 21, 2026.

PRAA Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$1.21B−$305.14M−25.1%
2024$1.12B$70.60M6.3%
2023$802.55M−$83.48M−10.4%
2022$966.52M$117.15M12.1%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$1.21B$766.47M$243.64M−$305.14M−25.1%
2024$1.12B$685.65M$209.76M$70.60M6.3%
2023$802.55M$332.05M−$81.23M−$83.48M−10.4%
2022$966.52M$550.31M$155.13M$117.15M12.1%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

PRAA Valuation vs Credit Services Median

Median of 56 stocks
MetricPRAACredit Services medianvs median
P/S ratio0.581.5061% below
Profit margin−19.91%9.89%29.8 pts below

Medians across 56 Credit Services stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 15 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

PRA Group, Inc. (PRAA) carries a market capitalisation of $773.67M. It is classified in the Credit Services industry, within the Financial Services sector. The company reports 2,417 employees.

The most recent close on file for PRAA is $20.55, dated October 21, 2026. That is +$0.73 (+3.68%) against the previous close. Over the past 52 weeks the price has ranged from $10.25 to $22.55. The latest close sits 100.49% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $1.21B. That is +7.97% against the prior fiscal year, when revenue was $1.12B. The same year closed with a net loss of $305.14M. Profit margin runs at −19.91%. That is 29.8 percentage points below the Credit Services median of 9.89%. Trailing earnings per share are −6.78.

Across the 4 fiscal years on file, revenue moves from $966.52M in 2022 to $1.21B in 2025. Of those 4 years, 2 report positive net income.

Valuation Assessment

No trailing P/E applies: the last reported earnings figure is negative. The forward P/E on file is 7.9. The PEG ratio, which sets the P/E against expected earnings growth, reads 5.82. Measured against sales, the shares trade at 0.58 times revenue. On price-to-sales that is 61.21% below the Credit Services median of 1.5. The medians here are taken across 56 Credit Services companies that report the metric.

Over the trailing twelve months the total return is +46.47%. Across 10 years the annualized return works out at −4.36%. The reported beta is 1.13. Annualized volatility over the trailing 10 years is 46.92%.

Growth & Income

The record shows no dividend for PRAA.

2026 is still running; the total return is +16.17% year to date. The strongest complete calendar year on file is 2019 at +48.95%; the weakest is 2022 at −32.72%. Of the 9 complete calendar years on file, 3 finished higher.

Peer Comparison

PRA Group, Inc. (PRAA) operates in the Credit Services industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
PRA Group, Inc. PRAA $773.67M —
Visa Inc. V $765.68B 34.7
Mastercard Incorporated MA $545.42B 34.3
American Express Company AXP $214.98B 19.3

The Credit Services industry average P/E ratio is 10.9x. PRA Group, Inc. has no P/E ratio because it is not currently profitable.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About PRA Group, Inc.

PRA Group, Inc., a financial services company, engages in the purchase, collection, and management of nonperforming loan portfolios in the United States, Europe, the United Kingdom, South America, Canada, and Australia. The company purchases loans from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed. It also purchases loans in situations where the customer is involved in a bankruptcy or similar proceeding; and purchase and provide fee-based services for class action claims recoveries. In addition, the company is involved in core and insolvency nonperforming loans include general purpose and private label credit cards, consumer loans, auto loans, overdrafts and small business loans. The company was formerly known as Portfolio Recovery Associates, Inc. and changed its name to PRA Group, Inc. in October 2014. PRA Group, Inc. was founded in 1996 and is headquartered in Norfolk, Virginia.

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