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Penske Automotive Group, Inc. (PAG) Stock Analysis

Consumer Cyclical

Penske Automotive Group, Inc.

$166.59

+$1.86 (+1.13%)

Last Updated: May 26, 2026

Price History

Analysis

Company Overview

Penske Automotive Group, Inc. operates as a diversified transportation services company with a global footprint that includes automotive and commercial truck dealerships across the United States, the United Kingdom, Germany, Italy, Japan, Canada, Australia, New Zealand, and other international markets. The entity functions within the Consumer Cyclical sector and specifically the Auto & Truck Dealerships industry, positioning it as a retailer of vehicles whose performance is directly tied to consumer discretionary spending and economic cycles. This organization employs a workforce of 27,700 individuals and holds a market capitalization of $9.76B, while generating annual revenue (TTM) of $31.81B. These valuation and revenue figures indicate that the company is a significant entity within its sector, possessing substantial scale that allows for extensive market presence and operational reach across multiple continents.

Financial Health

The company reported revenue of $31.81B for the trailing twelve months, with a corresponding net income of $935.40M and an EBITDA of $1.46B. The substantial gap between the $31.81B in revenue and the $935.40M in net income highlights a cost structure characterized by significant operating expenses, resulting in a net income that is roughly 3% of total sales. Free cash flow stands at $303.19M, which suggests the company generates positive cash from operations after capital expenditures, though the absolute dollar amount is relatively modest compared to total revenue. Gross margin is reported at 16.4%, reflecting the high cost of goods sold typical in automotive retail where vehicle pricing is heavily influenced by manufacturer incentives and inventory levels. Operating margin sits at 3.4% and profit margin at 2.9%, indicating that for every dollar of revenue, the company retains a small fraction as bottom-line profit after covering all operational costs, including labor, marketing, and overhead. Total cash on hand is $64.70M, which is significantly lower than the total debt of $8.82B, and the debt-to-equity ratio is 158.09, signaling a highly leveraged balance sheet where liabilities substantially exceed equity. The current ratio is 0.99, which indicates that the company's current assets do not fully cover its current liabilities, suggesting tight short-term liquidity conditions. Return on equity is 17.1% and return on assets is 4.6%, revealing that the company is effective at generating returns for shareholders relative to their equity investment, but asset utilization efficiency is moderate given the heavy capital intensity of the dealership model.

Valuation Assessment

The trailing twelve-month P/E ratio is 10.50, while the forward P/E is 10.26, implying that the market expects earnings to remain relatively flat or grow slightly in the near future rather than expanding at a rapid pace. The price-to-book ratio is 1.75, indicating that the stock trades at a premium of 75% over its book value, which often reflects investor confidence in the brand's intangible assets and future cash flow generation capabilities despite the cyclical nature of the business. Alternative valuation metrics show a price-to-sales ratio of 0.31 and an EV/EBITDA of 12.73, suggesting the market values the company based on a small fraction of its sales volume relative to its enterprise value. The 52-week high is $189.51 and the 52-week low is $134.05, providing a range within which the stock has traded; without a specific current price in the provided facts, the relative standing can only be contextualized by these bounds which define the recent volatility envelope. The beta value is 0.86, which means the stock price is expected to be less volatile than the broader market, moving with slightly less intensity than the overall index during periods of market fluctuation.

Growth & Income

Revenue growth year-over-year is -3.1%, while earnings growth year-over-year is -19.1%, indicating that earnings are contracting at a much faster rate than revenue, likely due to margin compression or specific segment underperformance. The company pays a dividend yield of 3.8% with a payout ratio of 36.7%, meaning that the dividend payments cover only a fraction of the generated earnings, which theoretically provides a buffer for sustainability even if earnings decline further. Given the negative earnings growth, the ability to maintain this payout relies on the stability of cash flows rather than purely on reported net income. The overall growth and income profile presents a scenario of declining earnings alongside a high dividend yield, characteristic of a mature, value-oriented stock that may be navigating a challenging revenue environment while attempting to return capital to shareholders.

Peer Comparison

Penske Automotive Group, Inc. (PAG) operates in the Auto & Truck Dealerships industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Penske Automotive Group, Inc. PAG $10.83B 11.9
Carvana Co. CVNA $76.94B 40.5
Lithia Motors, Inc. LAD $6.46B 9.9
AutoNation, Inc. AN $6.42B 10.4

The Auto & Truck Dealerships industry average P/E ratio is 38.7x. Penske Automotive Group, Inc. trades at a P/E of 11.9.

This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.

About Penske Automotive Group, Inc.

Penske Automotive Group, Inc., a diversified transportation services company, operates automotive and commercial truck dealerships in the United States, the United Kingdom, Germany, Italy, Japan, Canada, Australia, New Zealand, and internationally. It operates through four segments: Retail Automotive, Retail Commercial Truck, Other, and Non-Automotive Investments. The company operates franchise dealerships under franchise agreements with various automotive manufacturers and distributors. It is also involved in the sale of new and used vehicles, maintenance and repair services, sale and placement of third-party finance and insurance products, third-party extended service and maintenance contracts, replacement and aftermarket automotive products, collision repair services, and wholesale of parts. In addition, the company operates a heavy and medium duty truck dealership, which offers Freightliner and Western Star branded trucks, as well as offers a range of used trucks. Further, it imports and distributes Western Star heavy-duty trucks, MAN heavy and medium duty trucks and buses, and Dennis Eagle refuse collection vehicles with associated parts, as well as distributes diesel and gas engines, and power systems. Penske Automotive Group, Inc. was incorporated in 1990 and is headquartered in Bloomfield Hills, Michigan.

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Key Statistics

Market Cap
$10.83B
P/E Ratio
11.90
52-Week High
$189.51
52-Week Low
$140.12
Avg Volume
298.47K
Beta
0.89
Dividend Yield
3.45%

Data provided by Yahoo Finance via yfinance. Updated daily.

Company Info

Exchange
NYSE
Country
United States
Employees
28,800