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NASDAQ · Insurance - Property & Casualty · USD

Donegal Group Inc. (DGICA) Stock Analysis

Donegal Group Inc. (DGICA) is a Insurance - Property & Casualty stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

DGICA

$18.65

−$0.12 (−0.64%)

Oct 21, 2026 · Market close

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Price History

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DGICA Key Statistics

As of Oct 21, 2026
Trading
Open
$18.77
Previous Close
$18.77
Day's Range
18.46–18.77
52-Week Range
16.11–21.06
Volume
90.13K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
−0.05
Valuation
Market Cap
$692.27M
P/E Ratio
9.71
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
9.95
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
1.38
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
0.72
EPS (ttm)Profit attributable to each share over the last twelve months.
1.92
Financials (FY)
Revenue (FY)
$978.01M−1.17%
Net Income (FY)
$79.34M+55.99%
Profit marginThe share of revenue left as profit after all costs and taxes.
7.38%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
31.54M
1-Year Return
+0.61%
Dividend and dates
Dividend
$0.77+4.10%
Ex-Dividend Date
November 2, 2026
Earnings Date
October 29, 2026
Avg Volume
117.38K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, DGICA closed at $18.65, +0.61% over 1 year.

Donegal Group Inc. (DGICA) has a market capitalization of $692.27M.

In fiscal 2025, DGICA reported revenue of $978.01M.

DGICA Stock Return by Calendar Year

Donegal Group Inc. (DGICA) 10-year return: what $10,000 became

1 year
$10,000 $10,061
+0.61%
5 years
$10,000 $15,870
+58.70%
10 years
$10,000 $18,205
+82.05%

If you had invested $10,000 in Donegal Group Inc. (DGICA) 10 years ago, at the close on October 21, 2016, it would have been worth $18,205 at the close on October 21, 2026: +82.05% in total, +6.17% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−3.71%
2025+34.66%
2024+15.94%
2023+3.15%
2022+4.02%
2021+6.02%
2020−1.12%
2019+13.15%
2018−17.92%
2017+2.46%
2016 (partial year)+9.06%

As of October 21, 2026.

DGICA Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$978.01M$79.34M8.1%
2024$989.61M$50.86M5.1%
2023$927.34M$4.43M0.5%
2022$848.22M−$1.96M−0.2%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$978.01M——$79.34M8.1%
2024$989.61M——$50.86M5.1%
2023$927.34M——$4.43M0.5%
2022$848.22M——−$1.96M−0.2%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

DGICA Dividend History

$0.72+4.8% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.573—
2025$0.724+4.8%
2024$0.694+2.1%
2023$0.684+3.1%
YearDividends per sharePaymentsChange
2026 (partial year)$0.573—
2025$0.724+4.8%
2024$0.694+2.1%
2023$0.684+3.1%
2022$0.664+4.0%
2021$0.634+5.9%
2020$0.604+2.9%
2019$0.584+1.6%
2018$0.574+2.0%
2017$0.564+304.3%
2016$0.141—

Most recent payment: $0.19 per share, ex-dividend July 31, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

DGICA Valuation vs Insurance - Property & Casualty Median

Median of 48 stocks
MetricDGICAInsurance - Property & Casualty medianvs median
P/E9.7111.1313% below
P/S ratio0.721.4550% below
Profit margin7.38%11.77%4.4 pts below

Medians across 48 Insurance - Property & Casualty stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 9 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

The market values Donegal Group Inc. (DGICA) at $692.27M. The company sits in the Financial Services sector, in the Insurance - Property & Casualty industry.

Over the past 52 weeks the price has ranged from $16.11 to $21.06. DGICA last closed at $18.65 on October 21, 2026. That is −$0.12 (−0.64%) against the previous close. The latest close sits 15.77% above that 52-week low.

Financial Health

In fiscal 2025, Donegal Group Inc. reported revenue of $978.01M. That is −1.17% against the prior fiscal year, when revenue was $989.61M. Net income for the same year was $79.34M. That is +55.99% against the prior fiscal year. The reported profit margin is 7.38%. That is 4.4 percentage points below the Insurance - Property & Casualty median of 11.77%. Trailing earnings per share are 1.92.

Across the 4 fiscal years on file, revenue moves from $848.22M in 2022 to $978.01M in 2025. Of those 4 years, 3 report positive net income.

Valuation Assessment

DGICA trades at a trailing price-to-earnings ratio of 9.71. That is 12.72% below the Insurance - Property & Casualty median of 11.13. On forward earnings the ratio is 9.95. The PEG ratio, which sets the P/E against expected earnings growth, reads 1.38. The price-to-sales ratio is 0.72. On price-to-sales that is 50.27% below the Insurance - Property & Casualty median of 1.45. 48 Insurance - Property & Casualty companies report these metrics, and the medians quoted come from that group.

The trailing one-year total return is +0.61%. Measured over 10 years, that is +6.17% a year compounded. Beta against the wider market is reported at −0.05. Annualized volatility over the trailing 10 years is 25.55%.

Growth & Income

Shareholders receive a dividend, yielding 4.1% on the latest price. That is 2.8 percentage points above the Insurance - Property & Casualty median yield of 1.31%. The indicated annual rate is $0.77 a share. The ex-dividend date on file is November 2, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $0.57 a share. The year before, 2025, totalled $0.72 a share.

Across the complete calendar years on file, 2025 returned +34.66% and 2018 returned −17.92%. Of the 9 complete calendar years on file, 7 finished higher. So far in 2026 the total return is −3.71%.

Peer Comparison

Donegal Group Inc. (DGICA) operates in the Insurance - Property & Casualty industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Donegal Group Inc. DGICA $692.27M 9.7
Chubb Limited CB $138.81B 12.7
The Progressive Corporation PGR $128.47B 11.2
The Travelers Companies, Inc. TRV $83.21B 10.5

The Insurance - Property & Casualty industry average P/E ratio is 11.1x. Donegal Group Inc. trades at a P/E of 9.7.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About Donegal Group Inc.

Donegal Group Inc., an insurance holding company, provides commercial and personal lines of property and casualty coverages. It operates through three segments: Investment Function, Commercial Lines of Insurance, and Personal Lines of Insurance. The company offers protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for commercial automobile; protection to businesses against perils combining liability and physical damage coverages; and benefits to employees for injuries sustained during employment. It provides protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for private passenger automobile; and coverage for damage to residences and their contents from a range of perils, including fire, lightning, windstorm, and theft. The company markets its insurance products primarily to Mid-Atlantic, Midwest, Southern, and Southwestern states through a network of independent insurance agents. The company was incorporated in 1986 and is based in Marietta, Pennsylvania. Donegal Group Inc. operates as a subsidiary of Donegal Mutual Insurance Company.

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