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StockVS

NASDAQ · Credit Services · USD

World Acceptance Corporation (WRLD) Stock Analysis

World Acceptance Corporation (WRLD) is a Credit Services stock listed on NASDAQ and quoted in US Dollar.

WRLD

$190.54

−$1.14 (−0.59%)

Sep 4, 2026 · Market close

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Price History

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WRLD Key Statistics

As of Sep 4, 2026
Trading
Open
$189.56
Previous Close
$191.68
Day's Range
189.29–195.55
52-Week Range
110.00–227.68
Volume
89.70K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
1.14
Valuation
Market Cap
$888.52M
P/E Ratio
24.12
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
12.59
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
0.70
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
1.50
EPS (ttm)Profit attributable to each share over the last twelve months.
7.90
Financials (FY)
Revenue (FY)
$535.72M+2.74%
Net Income (FY)
$34.59M−61.24%
Profit marginThe share of revenue left as profit after all costs and taxes.
6.61%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
4.66M
1-Year Return
+8.41%
Dividend and dates
Earnings Date
October 22, 2026estimated
Avg Volume
111.49K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

WRLD Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+35.72%
2025+24.86%
2024−13.86%
2023+97.95%
2022−73.13%
2021+140.10%
2020+18.31%
2019−15.51%
2018+26.68%
2017+25.58%
2016 (partial year)+40.26%

As of September 4, 2026.

WRLD Revenue and Earnings by Fiscal Year

FY ends March
Fiscal yearRevenueNet incomeNet margin
2025$535.72M$34.59M6.5%
2024$521.46M$89.24M17.1%
2023$524.58M$77.05M14.7%
2022$566.08M$21.23M3.8%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$535.72M——$34.59M6.5%
2024$521.46M——$89.24M17.1%
2023$524.58M——$77.05M14.7%
2022$566.08M——$21.23M3.8%

Annual figures as reported, in the company's reporting currency. As of March 31, 2026.

WRLD Valuation vs Credit Services Median

Median of 60 stocks
MetricWRLDCredit Services medianvs median
P/E24.1212.4793% above
P/S ratio1.501.648% below
Profit margin6.61%9.99%3.4 pts below

Medians across 60 Credit Services stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

World Acceptance Corporation (WRLD) is capitalised at $888.52M on the latest close. It is classified in the Credit Services industry, within the Financial Services sector. The company reports 2,907 employees.

The most recent close on file for WRLD is $190.54, dated September 4, 2026. That is −$1.14 (−0.59%) against the previous close. Over the past 52 weeks the price has ranged from $110.00 to $227.68. The latest close sits 73.22% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of $535.72M. Against the prior fiscal year total of $521.46M, that is a change of +2.74%. The same year closed with net income of $34.59M. That is −61.24% against the prior fiscal year. Profit margin runs at 6.61%. That is 3.4 percentage points below the Credit Services median of 9.99%. Earnings per share on a trailing basis come to 7.9.

Across the 4 fiscal years on file, revenue moves from $566.08M in 2022 to $535.72M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 24.12 times earnings. That is 93.42% above the Credit Services median of 12.47. The forward P/E on file is 12.59. The PEG ratio, which sets the P/E against expected earnings growth, reads 0.7. The price-to-sales ratio is 1.5. On price-to-sales that is 8.39% below the Credit Services median of 1.64. 60 Credit Services companies report these metrics, and the medians quoted come from that group.

Beta against the wider market is reported at 1.14. Daily returns over the trailing 10 years annualize to a volatility of 54.97%. The trailing one-year price return is +8.41%. Across 10 years the annualized return works out at +14.34%.

Growth & Income

The record shows no dividend for WRLD.

The strongest complete calendar year on file is 2021 at +140.10%; the weakest is 2022 at −73.13%. Of the 9 complete calendar years on file, 6 finished higher. 2026 is still running; the price is +35.72% year to date.

Peer Comparison

World Acceptance Corporation (WRLD) operates in the Credit Services industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
World Acceptance Corporation WRLD $888.52M 24.1
Visa Inc. V $700.27B 31.9
Mastercard Incorporated MA $507.39B 32.3
American Express Company AXP $220.26B 20.0

The Credit Services industry average P/E ratio is 12.5x. World Acceptance Corporation trades at a P/E of 24.1.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About World Acceptance Corporation

World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides income tax return preparation and electronic filing services; and automobile club memberships to borrowers. The company serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses, and credit card lenders. World Acceptance Corporation was founded in 1962 and is headquartered in Greenville, South Carolina.

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