Price History

Hover for the daily close. The dotted line marks the period open.

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UCB Key Statistics

As of Sep 4, 2026

Trading

Open: $35.18
Previous Close: $35.39
Day's Range: 35.18–35.73
52-Week Range: 28.65–37.18
Volume: 473.50K
Beta: 0.83

Valuation

Market Cap: $4.27B
P/E Ratio: 11.65
Forward P/E: 11.04
PEG Ratio: 1.67
P/S ratio: 3.85
EPS (ttm): 3.06

Financials (FY)

Revenue (FY): $1.04B+11.93%
Net Income (FY): $328.10M+29.99%
Profit margin: 34.09%
Shares Outstanding: 119.76M
1-Year Return: +9.48%

Dividend and dates

Dividend: $1.04+2.92%
Ex-Dividend Date: September 15, 2026
Earnings Date: October 21, 2026
Avg Volume: 944.14K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

UCB Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

+50.89%−22.18%+15.95%

2016*2017201820192020202120222023202420252026*

Year	Return
2026 (partial year)	+15.95%
2025	−0.19%
2024	+14.22%
2023	−10.44%
2022	−3.48%
2021	+29.42%
2020	−4.44%
2019	+47.41%
2018	−22.18%
2017	−3.67%
2016 (partial year)	+50.89%

As of September 4, 2026.

UCB Revenue and Earnings by Fiscal Year

FY ends December

RevenueNet income

2022202320242025

Fiscal year	Revenue	Net income	Net margin
2025	$1.04B	$328.10M	31.5%
2024	$930.04M	$252.40M	27.1%
2023	$871.95M	$187.54M	21.5%
2022	$868.13M	$277.47M	32.0%

Fiscal year	Revenue	Gross profit	Operating income	Net income	Net margin
2025	$1.04B	—	—	$328.10M	31.5%
2024	$930.04M	—	—	$252.40M	27.1%
2023	$871.95M	—	—	$187.54M	21.5%
2022	$868.13M	—	—	$277.47M	32.0%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

UCB Dividend History

’16’17’18’19’20’21’22’23’24’25’26*

$0.98+4.3% vs 2024

Dividends per share, 2025 · 4 payments

Year	Dividends per share	Payments	Change
2026*	$0.50	2	—
2025	$0.98	4	+4.3%
2024	$0.94	4	+2.2%
2023	$0.92	4	+7.0%

Year	Dividends per share	Payments	Change
2026 (partial year)	$0.50	2	—
2025	$0.98	4	+4.3%
2024	$0.94	4	+2.2%
2023	$0.92	4	+7.0%
2022	$0.86	4	+10.3%
2021	$0.78	4	+8.3%
2020	$0.72	4	+5.9%
2019	$0.68	4	+17.2%
2018	$0.58	4	+52.6%
2017	$0.38	4	+137.5%
2016	$0.16	2	—

Most recent payment: $0.25 per share, ex-dividend June 15, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

UCB Valuation vs Banks - Regional Median

Median of 380 stocks

Metric	UCB	Banks - Regional median	vs median
P/E	11.65	12.62	8% below
P/S ratio	3.85	3.77	2% above
Profit margin	34.09%	29.15%	4.9 pts above

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

United Community Banks, Inc. (UCB) carries a market capitalisation of $4.27B. The company sits in the Financial Services sector, in the Banks - Regional industry. The company reports 3,141 employees.

Over the past 52 weeks the price has ranged from $28.65 to $37.18. The most recent close on file for UCB is $35.64, dated September 4, 2026. That is +$0.25 (+0.71%) against the previous close. The latest close sits 24.4% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $1.04B. That is +11.93% against the prior fiscal year, when revenue was $930.04M. Net income for the same year was $328.10M. That is +29.99% against the prior fiscal year. Profit margin runs at 34.09%. That is 4.9 percentage points above the Banks - Regional median of 29.15%. Trailing earnings per share are 3.06.

Across the 4 fiscal years on file, revenue moves from $868.13M in 2022 to $1.04B in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 11.65 times earnings. That is 7.69% below the Banks - Regional median of 12.62. On forward earnings the ratio is 11.04. The PEG ratio, which sets the P/E against expected earnings growth, reads 1.67. Measured against sales, the shares trade at 3.85 times revenue. On price-to-sales that is 2.12% above the Banks - Regional median of 3.77. The medians here are taken across 380 Banks - Regional companies that report the metric.

The reported beta is 0.83. Daily returns over the trailing 10 years annualize to a volatility of 35%. The trailing one-year price return is +9.48%. Across 10 years the annualized return works out at +8.27%.

Growth & Income

The trailing dividend yield is 2.92%. That is 0.2 percentage points above the Banks - Regional median yield of 2.7%. At the indicated rate that is $1.04 a share a year. The ex-dividend date on file is September 15, 2026. Dividends are recorded for 11 calendar years; 2026 shows 2 payments totalling $0.50 a share. The year before, 2025, totalled $0.98 a share.

The strongest complete calendar year on file is 2019 at +47.41%; the weakest is 2018 at −22.18%. Of the 9 complete calendar years on file, 3 finished higher. 2026 is still running; the price is +15.95% year to date.

Peer Comparison

United Community Banks, Inc. (UCB) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company	Ticker	Market Cap	P/E Ratio
United Community Banks, Inc.	UCB	$4.27B	11.7
Mizuho Financial Group, Inc.	MFG	$135.92B	16.0
HDFC Bank Limited	HDB	$119.10B	16.0
ICICI Bank Limited	IBN	$108.74B	18.7

The Banks - Regional industry average P/E ratio is 12.6x. United Community Banks, Inc. trades at a P/E of 11.7.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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USB

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PNC

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ITUB

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About United Community Banks, Inc.

United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial services in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accounts. It also provides loans comprising owner occupied and income producing CRE, commercial and industrial, equipment financing, residential mortgage, home equity, manufactured housing, and consumer loans, as well as commercial and residential construction and land. In addition, the company offers private banking, investment management, investment advice, financial planning services, estate and retirement planning, and insurance products; non-deposit investment products and insurance products, such as life insurance, long-term care insurance and tax-deferred annuities; and trust services to manage fiduciary assets. Further, it provides reinsurance on property insurance contracts and payment processing services for commercial and small business customers. The company serves the commercial, retail, government, education, energy, health care, and real estate sectors. United Community Banks, Inc. was founded in 1950 and is headquartered in Greenville, South Carolina.

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United Community Banks, Inc. (UCB) Stock Analysis