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NASDAQ · Insurance - Property & Casualty · USD

Root, Inc. (ROOT) Stock Analysis

Root, Inc. (ROOT) is a Insurance - Property & Casualty stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

ROOT

$52.09

−$0.44 (−0.84%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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ROOT Key Statistics

As of Oct 21, 2026
Trading
Open
$52.72
Previous Close
$52.53
Day's Range
51.93–53.44
52-Week Range
40.91–91.00
Volume
123.78K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
2.91
Valuation
Market Cap
$807.04M
P/E Ratio
14.71
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
17.02
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
0.51
EPS (ttm)Profit attributable to each share over the last twelve months.
3.54
Financials (FY)
Revenue (FY)
$1.52B+28.95%
Net Income (FY)
$40.30M+30.42%
Profit marginThe share of revenue left as profit after all costs and taxes.
3.71%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
13.69M
1-Year Return
−34.37%
Dividend and dates
Earnings Date
November 4, 2026
Avg Volume
225.79K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, ROOT closed at $52.09, −34.37% over 1 year.

Root, Inc. (ROOT) has a market capitalization of $807.04M.

In fiscal 2025, ROOT reported revenue of $1.52B.

ROOT Stock Return by Calendar Year

Root, Inc. (ROOT) return since Oct 2020: what $10,000 became

1 year
$10,000 $6,563
−34.37%
5 years
$10,000 $5,281
−47.19%
Since Oct 2020
$10,000 $1,072
−89.28%

If you had invested $10,000 in Root, Inc. (ROOT) at the close on October 28, 2020, the earliest close on record here, it would have been worth $1,072 at the close on October 21, 2026: −89.28% in total, −31.17% a year, over a partial period shorter than 10 years. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−27.88%
2025−0.50%
2024+592.65%
2023+133.41%
2022−91.95%
2021−80.27%
2020 (partial year)−41.81%

As of October 21, 2026.

ROOT Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$1.52B$40.30M2.7%
2024$1.18B$30.90M2.6%
2023$455.00M−$147.40M−32.4%
2022$310.80M−$297.70M−95.8%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$1.52B——$40.30M2.7%
2024$1.18B——$30.90M2.6%
2023$455.00M——−$147.40M−32.4%
2022$310.80M——−$297.70M−95.8%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

ROOT Valuation vs Insurance - Property & Casualty Median

Median of 48 stocks
MetricROOTInsurance - Property & Casualty medianvs median
P/E14.7111.1332% above
P/S ratio0.511.4564% below
Profit margin3.71%11.77%8.1 pts below

Medians across 48 Insurance - Property & Casualty stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 15 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Root, Inc. (ROOT) is capitalised at $807.04M on the latest close. The company sits in the Financial Services sector, in the Insurance - Property & Casualty industry. The company reports 1,256 employees.

The 52-week range on file runs from $40.91 to $91.00. The most recent close on file for ROOT is $52.09, dated October 21, 2026. That is −$0.44 (−0.84%) against the previous close. The latest close sits 27.33% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of $1.52B. That is +28.95% against the prior fiscal year, when revenue was $1.18B. Net income for the same year was $40.30M. That is +30.42% against the prior fiscal year. Profit margin runs at 3.71%. That is 8.1 percentage points below the Insurance - Property & Casualty median of 11.77%. Trailing earnings per share are 3.54.

Across the 4 fiscal years on file, revenue moves from $310.80M in 2022 to $1.52B in 2025. Of those 4 years, 2 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 14.71 times earnings. That is 32.22% above the Insurance - Property & Casualty median of 11.13. The forward P/E on file is 17.02. Measured against sales, the shares trade at 0.51 times revenue. On price-to-sales that is 64.38% below the Insurance - Property & Casualty median of 1.45. 48 Insurance - Property & Casualty companies report these metrics, and the medians quoted come from that group.

The trailing one-year total return is −34.37%. Across 5 years the annualized return works out at −11.99%. Beta against the wider market is reported at 2.91. Annualized volatility over the trailing 6 years is 98.24%.

Growth & Income

The record shows no dividend for ROOT.

So far in 2026 the total return is −27.88%. Across the complete calendar years on file, 2024 returned +592.65% and 2022 returned −91.95%. Of the 5 complete calendar years on file, 2 finished higher.

Peer Comparison

Root, Inc. (ROOT) operates in the Insurance - Property & Casualty industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Root, Inc. ROOT $807.04M 14.7
Chubb Limited CB $138.81B 12.7
The Progressive Corporation PGR $128.47B 11.2
The Travelers Companies, Inc. TRV $83.21B 10.5

The Insurance - Property & Casualty industry average P/E ratio is 11.1x. Root, Inc. trades at a P/E of 14.7.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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Chubb Limited

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 PGR

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$83.21B

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The Allstate Corporation

$63.48B

 FFH.TO

Fairfax Financial Holdings Limited

CA$55.69B

 IFC.TO

Intact Financial Corporation

CA$46.39B
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About Root, Inc.

Root, Inc. provides insurance products and services in the United States. The company offers automobile and renters insurance products primarily through websites, mobile applications, and partnership channels. Root, Inc. was incorporated in 2015 and is headquartered in Columbus, Ohio.

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