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StockVS

NYSE · Credit Services · USD

Regional Management Corp. (RM) Stock Analysis

Regional Management Corp. (RM) is a Credit Services stock listed on NYSE and quoted in US Dollar.

RM

$33.68

+$0.55 (+1.66%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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RM Key Statistics

As of Sep 4, 2026
Trading
Open
$33.02
Previous Close
$33.13
Day's Range
32.94–33.78
52-Week Range
30.46–46.00
Volume
49.20K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.99
Valuation
Market Cap
$310.72M
P/E Ratio
7.09
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
5.78
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
0.90
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
0.48
EPS (ttm)Profit attributable to each share over the last twelve months.
4.75
Financials (FY)
Revenue (FY)
$560.78M+9.11%
Net Income (FY)
$44.41M+7.73%
Profit marginThe share of revenue left as profit after all costs and taxes.
7.23%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
9.23M
1-Year Return
−21.11%
Dividend and dates
Dividend
$1.20+3.56%
Ex-Dividend Date
August 19, 2026
Earnings Date
November 4, 2026estimated
Avg Volume
87.82K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

RM Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−11.55%
2025+18.11%
2024+41.51%
2023−6.63%
2022−49.62%
2021+96.32%
2020+0.26%
2019+24.86%
2018−8.59%
2017+0.11%
2016 (partial year)+31.99%

As of September 4, 2026.

RM Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$560.78M$44.41M7.9%
2024$513.97M$41.23M8.0%
2023$483.94M$15.96M3.3%
2022$472.96M$51.22M10.8%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$560.78M——$44.41M7.9%
2024$513.97M——$41.23M8.0%
2023$483.94M——$15.96M3.3%
2022$472.96M——$51.22M10.8%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

RM Dividend History

$1.20+0.0% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.602—
2025$1.204+0.0%
2024$1.204+0.0%
2023$1.204+0.0%
YearDividends per sharePaymentsChange
2026 (partial year)$0.602—
2025$1.204+0.0%
2024$1.204+0.0%
2023$1.204+0.0%
2022$1.204+26.3%
2021$0.954+375.0%
2020$0.201—

Most recent payment: $0.30 per share, ex-dividend May 20, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

RM Valuation vs Credit Services Median

Median of 60 stocks
MetricRMCredit Services medianvs median
P/E7.0912.4743% below
P/S ratio0.481.640.3x the median
Profit margin7.23%9.99%2.8 pts below

Medians across 60 Credit Services stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Regional Management Corp. (RM) carries a market capitalisation of $310.72M. It is classified in the Credit Services industry, within the Financial Services sector. The company reports 2,112 employees.

The 52-week range on file runs from $30.46 to $46.00. RM last closed at $33.68 on September 4, 2026. That is +$0.55 (+1.66%) against the previous close. The latest close sits 10.57% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of $560.78M. Against the prior fiscal year total of $513.97M, that is a change of +9.11%. The same year closed with net income of $44.41M. That is +7.73% against the prior fiscal year. The reported profit margin is 7.23%. That is 2.8 percentage points below the Credit Services median of 9.99%. Earnings per share on a trailing basis come to 4.75.

Across the 4 fiscal years on file, revenue moves from $472.96M in 2022 to $560.78M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

RM trades at a trailing price-to-earnings ratio of 7.09. That is 43.14% below the Credit Services median of 12.47. The forward P/E on file is 5.78. The PEG ratio, which sets the P/E against expected earnings growth, reads 0.9. The price-to-sales ratio is 0.48. On price-to-sales that is 0.3 times the Credit Services median of 1.64. The medians here are taken across 60 Credit Services companies that report the metric.

The trailing one-year price return is −21.11%. Across 10 years the annualized return works out at +6.51%. Beta against the wider market is reported at 0.99. Daily returns over the trailing 10 years annualize to a volatility of 46.24%.

Growth & Income

The trailing dividend yield is 3.56%. That is 0.7 percentage points below the Credit Services median yield of 4.22%. The indicated annual rate is $1.20 a share. The ex-dividend date on file is August 19, 2026. Dividends are recorded for 7 calendar years; 2026 shows 2 payments totalling $0.60 a share. The year before, 2025, totalled $1.20 a share.

The strongest complete calendar year on file is 2021 at +96.32%; the weakest is 2022 at −49.62%. Of the 9 complete calendar years on file, 6 finished higher. 2026 is still running; the price is −11.55% year to date.

Peer Comparison

Regional Management Corp. (RM) operates in the Credit Services industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Regional Management Corp. RM $310.72M 7.1
Visa Inc. V $700.27B 31.9
Mastercard Incorporated MA $507.39B 32.3
American Express Company AXP $220.26B 20.0

The Credit Services industry average P/E ratio is 12.5x. Regional Management Corp. trades at a P/E of 7.1.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About Regional Management Corp.

Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large loans, and related payment and collateral protection insurance products. The company also provides optional payment and collateral protection insurance relating to its loan products, including credit life insurance, accidental and health insurance, involuntary unemployment insurance, and personal property insurance; and reinsurance services. In addition, its loans are sourced through branches, direct mail campaigns, digital partners, and consumer website. Regional Management Corp. was incorporated in 1987 and is headquartered in Greer, South Carolina.

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