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StockVS

NASDAQ · Credit Services · USD

Qfin Holdings, Inc. (QFIN) Stock Analysis

Qfin Holdings, Inc. (QFIN) is a Credit Services stock listed on NASDAQ and quoted in US Dollar.

QFIN

$9.06

+$0.34 (+3.90%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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QFIN Key Statistics

As of Sep 4, 2026
Trading
Open
$8.70
Previous Close
$8.72
Day's Range
8.70–9.17
52-Week Range
8.35–32.69
Volume
1.87M
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.57
Valuation
Market Cap
$1.10B
P/E Ratio
2.00
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
2.72
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
0.07
EPS (ttm)Profit attributable to each share over the last twelve months.
4.53
Financials (FY)
Revenue (FY)
$16.08B+14.56%
Net Income (FY)
$5.99B−4.38%
Profit marginThe share of revenue left as profit after all costs and taxes.
22.32%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
121.58M
1-Year Return
−65.88%
Dividend and dates
Dividend
$1.24+14.22%
Ex-Dividend Date
September 9, 2026
Earnings Date
November 17, 2026estimated
Avg Volume
1.86M

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

QFIN Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−50.18%
2025−47.46%
2024+155.23%
2023−18.97%
2022−6.54%
2021+97.15%
2020+20.68%
2019−37.00%
2018 (partial year)−6.02%

As of September 4, 2026.

QFIN Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$16.08B$5.99B37.2%
2024$14.04B$6.26B44.6%
2023$13.41B$4.29B32.0%
2022$13.95B$4.02B28.9%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$16.08B——$5.99B37.2%
2024$14.04B——$6.26B44.6%
2023$13.41B——$4.29B32.0%
2022$13.95B——$4.02B28.9%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

QFIN Dividend History

$1.46+23.7% vs 2024

Dividends per share, 2025 · 2 payments

YearDividends per sharePaymentsChange
2026*$0.781—
2025$1.462+23.7%
2024$1.182+78.8%
2023$0.662−19.5%
YearDividends per sharePaymentsChange
2026 (partial year)$0.781—
2025$1.462+23.7%
2024$1.182+78.8%
2023$0.662−19.5%
2022$0.824+192.9%
2021$0.281—

Most recent payment: $0.78 per share, ex-dividend April 22, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

QFIN Valuation vs Credit Services Median

Median of 60 stocks
MetricQFINCredit Services medianvs median
P/E2.0012.470.2x the median
P/S ratio0.071.640.0x the median
Profit margin22.32%9.99%12.3 pts above

Medians across 60 Credit Services stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

All 8 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Qfin Holdings, Inc. (QFIN) is capitalised at $1.10B on the latest close. It is classified in the Credit Services industry, within the Financial Services sector. The company reports 3,557 employees.

Over the past 52 weeks the price has ranged from $8.35 to $32.69. The most recent close on file for QFIN is $9.06, dated September 4, 2026. That is +$0.34 (+3.90%) against the previous close. The latest close sits 8.5% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $16.08B. That is +14.56% against the prior fiscal year, when revenue was $14.04B. Net income for the same year was $5.99B. That is −4.38% against the prior fiscal year. The reported profit margin is 22.32%. That is 12.3 percentage points above the Credit Services median of 9.99%. Trailing earnings per share are 4.53.

Across the 4 fiscal years on file, revenue moves from $13.95B in 2022 to $16.08B in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 2 times earnings. That is 0.2 times the Credit Services median of 12.47. The forward P/E on file is 2.72. The price-to-sales ratio is 0.07. On price-to-sales that is 0 times the Credit Services median of 1.64. 60 Credit Services companies report these metrics, and the medians quoted come from that group.

The trailing one-year price return is −65.88%. Across 5 years the annualized return works out at −14.01%. The reported beta is 0.57. Daily returns over the trailing 7 years annualize to a volatility of 69.82%.

Growth & Income

The trailing dividend yield is 14.22%. That is 10 percentage points above the Credit Services median yield of 4.22%. The indicated annual rate is $1.24 a share. The ex-dividend date on file is September 9, 2026. Dividends are recorded for 6 calendar years; 2026 shows 1 payments totalling $0.78 a share. The year before, 2025, totalled $1.46 a share.

The strongest complete calendar year on file is 2024 at +155.23%; the weakest is 2025 at −47.46%. Of the 7 complete calendar years on file, 3 finished higher. So far in 2026 the price is −50.18%.

Peer Comparison

Qfin Holdings, Inc. (QFIN) operates in the Credit Services industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Qfin Holdings, Inc. QFIN $1.10B 2.0
Visa Inc. V $700.27B 31.9
Mastercard Incorporated MA $507.39B 32.3
American Express Company AXP $220.26B 20.0

The Credit Services industry average P/E ratio is 12.5x. Qfin Holdings, Inc. trades at a P/E of 2.0.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About Qfin Holdings, Inc.

Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services; and platform services, including loan and post-facilitation services to financial institution partners under capital light model, intelligence credit engine, referral services, and other technology solutions. It serves financial institutions, consumers, and small and micro-enterprises. The company was formerly known as Qifu Technology, Inc. and changed its name to Qfin Holdings, Inc. in July 2025. Qfin Holdings, Inc. was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.

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