NVDA+2.54%AAPL+1.32%GOOGL−1.62%MSFT+0.20%AMZN−0.10%TSM+1.60%SPCX+7.79%META+0.47%
StockVS

NASDAQ · Credit Services · USD

Qfin Holdings, Inc. (QFIN) Stock Analysis

Qfin Holdings, Inc. (QFIN) is a Credit Services stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

QFIN

$5.45

−$0.03 (−0.55%)

Oct 21, 2026 · Market close

Compare

Price History

Hover for the daily close. The dotted line marks the period open.

Compare QFIN with… →

QFIN Key Statistics

As of Oct 21, 2026
Trading
Open
$5.44
Previous Close
$5.48
Day's Range
5.30–5.45
52-Week Range
5.30–27.59
Volume
2.24M
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.56
Valuation
Market Cap
$662.63M
P/E Ratio
1.30
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
1.89
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
0.04
EPS (ttm)Profit attributable to each share over the last twelve months.
4.18
Financials (FY)
Revenue (FY)
$16.08B+14.56%
Net Income (FY)
$5.99B−4.38%
Profit marginThe share of revenue left as profit after all costs and taxes.
22.32%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
121.58M
1-Year Return
−77.35%
Dividend and dates
Dividend
$1.24+22.63%
Ex-Dividend Date
September 9, 2026
Earnings Date
November 17, 2026estimated
Avg Volume
2.14M

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, QFIN closed at $5.45, −77.35% over 1 year.

Qfin Holdings, Inc. (QFIN) has a market capitalization of $662.63M.

In fiscal 2025, QFIN reported revenue of $16.08B.

QFIN Stock Return by Calendar Year

Qfin Holdings, Inc. (QFIN) return since Dec 2018: what $10,000 became

1 year
$10,000 $2,265
−77.35%
5 years
$10,000 $3,009
−69.91%
Since Dec 2018
$10,000 $4,288
−57.12%

If you had invested $10,000 in Qfin Holdings, Inc. (QFIN) at the close on December 14, 2018, the earliest close on record here, it would have been worth $4,288 at the close on October 21, 2026: −57.12% in total, −10.22% a year, with dividends reinvested, over a partial period shorter than 10 years. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−70.03%
2025−47.46%
2024+155.23%
2023−18.97%
2022−6.54%
2021+97.15%
2020+20.68%
2019−37.00%
2018 (partial year)−6.02%

As of October 21, 2026.

QFIN Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$16.08B$5.99B37.2%
2024$14.04B$6.26B44.6%
2023$13.41B$4.29B32.0%
2022$13.95B$4.02B28.9%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$16.08B——$5.99B37.2%
2024$14.04B——$6.26B44.6%
2023$13.41B——$4.29B32.0%
2022$13.95B——$4.02B28.9%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

QFIN Dividend History

$1.46+23.7% vs 2024

Dividends per share, 2025 · 2 payments

YearDividends per sharePaymentsChange
2026*$0.781—
2025$1.462+23.7%
2024$1.182+78.8%
2023$0.662−19.5%
YearDividends per sharePaymentsChange
2026 (partial year)$0.781—
2025$1.462+23.7%
2024$1.182+78.8%
2023$0.662−19.5%
2022$0.824+192.9%
2021$0.281—

Most recent payment: $0.78 per share, ex-dividend April 22, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

QFIN Valuation vs Credit Services Median

Median of 56 stocks
MetricQFINCredit Services medianvs median
P/E1.3010.910.1x the median
P/S ratio0.041.500.0x the median
Profit margin22.32%9.89%12.4 pts above

Medians across 56 Credit Services stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 13 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Qfin Holdings, Inc. (QFIN) is capitalised at $662.63M on the latest close. It is classified in the Credit Services industry, within the Financial Services sector. The company reports 3,557 employees.

Over the past 52 weeks the price has ranged from $5.30 to $27.59. The most recent close on file for QFIN is $5.45, dated October 21, 2026. That is −$0.03 (−0.55%) against the previous close. The latest close sits 2.93% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $16.08B. That is +14.56% against the prior fiscal year, when revenue was $14.04B. Net income for the same year was $5.99B. That is −4.38% against the prior fiscal year. The reported profit margin is 22.32%. That is 12.4 percentage points above the Credit Services median of 9.89%. Trailing earnings per share are 4.18.

Across the 4 fiscal years on file, revenue moves from $13.95B in 2022 to $16.08B in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 1.3 times earnings. That is 0.1 times the Credit Services median of 10.91. The forward P/E on file is 1.89. The price-to-sales ratio is 0.04. On price-to-sales that is 0 times the Credit Services median of 1.5. 56 Credit Services companies report these metrics, and the medians quoted come from that group.

The trailing one-year total return is −77.35%. Across 5 years the annualized return works out at −21.35%. The reported beta is 0.56. Daily returns over the trailing 7 years annualize to a volatility of 69.8%.

Growth & Income

The trailing dividend yield is 22.63%. That is 19.4 percentage points above the Credit Services median yield of 3.19%. The indicated annual rate is $1.24 a share. The ex-dividend date on file is September 9, 2026. Dividends are recorded for 6 calendar years; 2026 shows 1 payments totalling $0.78 a share. The year before, 2025, totalled $1.46 a share.

The strongest complete calendar year on file is 2024 at +155.23%; the weakest is 2025 at −47.46%. Of the 7 complete calendar years on file, 3 finished higher. So far in 2026 the total return is −70.03%.

Peer Comparison

Qfin Holdings, Inc. (QFIN) operates in the Credit Services industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Qfin Holdings, Inc. QFIN $662.63M 1.3
Visa Inc. V $765.68B 34.7
Mastercard Incorporated MA $545.42B 34.3
American Express Company AXP $214.98B 19.3

The Credit Services industry average P/E ratio is 10.9x. Qfin Holdings, Inc. trades at a P/E of 1.3.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

Related Credit Services Stocks

V

Visa Inc.

$765.68B

 MA

Mastercard Incorporated

$545.42B

 AXP

American Express Company

$214.98B

 COF

Capital One Financial Corporation

$126.78B

 PYPL

PayPal Holdings, Inc.

$48.93B

 AFRM

Affirm Holdings, Inc.

$24.80B
View all Credit Services stocks →

Popular Financial Services Stocks

BRK-B

Berkshire Hathaway Inc.

$1.11T

 JPM

JPMorgan Chase & Co.

$890.13B

 BAC

Bank of America Corporation

$358.24B

 HSBC

HSBC Holdings plc

$321.14B

 MS

Morgan Stanley

$293.71B
View all Financial Services stocks →

About Qfin Holdings, Inc.

Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services; and platform services, including loan and post-facilitation services to financial institution partners under capital light model, intelligence credit engine, referral services, and other technology solutions. It serves financial institutions, consumers, and small and micro-enterprises. The company was formerly known as Qifu Technology, Inc. and changed its name to Qfin Holdings, Inc. in July 2025. Qfin Holdings, Inc. was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.

Visit website →