NVDA+0.84%AAPL−2.51%GOOGL−1.17%MSFT−2.04%AMZN−0.15%TSM+2.85%SPCX−1.20%AVGO+0.21%
StockVS

NYSE · Banks - Regional · USD

Provident Financial Services, Inc. (PFS) Stock Analysis

Provident Financial Services, Inc. (PFS) is a Banks - Regional stock listed on NYSE and quoted in US Dollar.

PFS

$23.72

+$0.16 (+0.68%)

Sep 4, 2026 · Market close

Compare

Price History

Hover for the daily close. The dotted line marks the period open.

Compare PFS with… →

PFS Key Statistics

As of Sep 4, 2026
Trading
Open
$23.57
Previous Close
$23.56
Day's Range
23.52–23.83
52-Week Range
17.69–25.49
Volume
535.50K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.77
Valuation
Market Cap
$3.09B
P/E Ratio
9.80
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
9.12
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
1.61
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
3.46
EPS (ttm)Profit attributable to each share over the last twelve months.
2.42
Financials (FY)
Revenue (FY)
$870.40M+25.29%
Net Income (FY)
$291.16M+152.03%
Profit marginThe share of revenue left as profit after all costs and taxes.
34.97%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
130.42M
1-Year Return
+22.01%
Dividend and dates
Dividend
$0.96+4.07%
Ex-Dividend Date
August 14, 2026
Earnings Date
October 29, 2026estimated
Avg Volume
981.05K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

PFS Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+22.71%
2025+10.22%
2024+10.72%
2023−10.79%
2022−8.03%
2021+40.47%
2020−22.53%
2019+6.72%
2018−7.61%
2017−1.21%
2016 (partial year)+39.78%

As of September 4, 2026.

PFS Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$870.40M$291.16M33.5%
2024$694.73M$115.53M16.6%
2023$479.28M$128.40M26.8%
2022$505.34M$175.65M34.8%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$870.40M——$291.16M33.5%
2024$694.73M——$115.53M16.6%
2023$479.28M——$128.40M26.8%
2022$505.34M——$175.65M34.8%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

PFS Dividend History

$0.96+0.0% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.723—
2025$0.964+0.0%
2024$0.964+0.0%
2023$0.964+0.0%
YearDividends per sharePaymentsChange
2026 (partial year)$0.723—
2025$0.964+0.0%
2024$0.964+0.0%
2023$0.964+0.0%
2022$0.964+3.2%
2021$0.934+1.1%
2020$0.924−17.9%
2019$1.124+36.6%
2018$0.824−11.8%
2017$0.935+416.7%
2016$0.181—

Most recent payment: $0.24 per share, ex-dividend August 14, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

PFS Valuation vs Banks - Regional Median

Median of 380 stocks
MetricPFSBanks - Regional medianvs median
P/E9.8012.6222% below
P/S ratio3.463.778% below
Profit margin34.97%29.15%5.8 pts above

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

All 8 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

The market values Provident Financial Services, Inc. (PFS) at $3.09B. It is classified in the Banks - Regional industry, within the Financial Services sector. Headcount on file is 1,817.

PFS last closed at $23.72 on September 4, 2026. That is +$0.16 (+0.68%) against the previous close. Over the past 52 weeks the price has ranged from $17.69 to $25.49. The latest close sits 34.09% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $870.40M. That is +25.29% against the prior fiscal year, when revenue was $694.73M. Net income for the same year was $291.16M. That is +152.03% against the prior fiscal year. The reported profit margin is 34.97%. That is 5.8 percentage points above the Banks - Regional median of 29.15%. Trailing earnings per share are 2.42.

Across the 4 fiscal years on file, revenue moves from $505.34M in 2022 to $870.40M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

PFS trades at a trailing price-to-earnings ratio of 9.8. That is 22.35% below the Banks - Regional median of 12.62. The forward P/E on file is 9.12. The PEG ratio, which sets the P/E against expected earnings growth, reads 1.61. Measured against sales, the shares trade at 3.46 times revenue. On price-to-sales that is 8.27% below the Banks - Regional median of 3.77. The medians here are taken across 380 Banks - Regional companies that report the metric.

Beta against the wider market is reported at 0.77. Daily returns over the trailing 10 years annualize to a volatility of 33.73%. Over the trailing twelve months the price has returned +22.01%. Across 10 years the annualized return works out at +5.54%.

Growth & Income

The trailing dividend yield is 4.07%. That is 1.4 percentage points above the Banks - Regional median yield of 2.7%. The indicated annual rate is $0.96 a share. The ex-dividend date on file is August 14, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $0.72 a share. The year before, 2025, totalled $0.96 a share.

Across the complete calendar years on file, 2021 returned +40.47% and 2020 returned −22.53%. Of the 9 complete calendar years on file, 4 finished higher. 2026 is still running; the price is +22.71% year to date.

Peer Comparison

Provident Financial Services, Inc. (PFS) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Provident Financial Services, Inc. PFS $3.09B 9.8
Mizuho Financial Group, Inc. MFG $135.92B 16.0
HDFC Bank Limited HDB $119.10B 16.0
ICICI Bank Limited IBN $108.74B 18.7

The Banks - Regional industry average P/E ratio is 12.6x. Provident Financial Services, Inc. trades at a P/E of 9.8.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

Related Banks - Regional Stocks

MFG

Mizuho Financial Group, Inc.

$135.92B

 HDB

HDFC Bank Limited

$119.10B

 IBN

ICICI Bank Limited

$108.74B

 USB

U.S. Bancorp

$98.73B

 PNC

The PNC Financial Services Group, Inc.

$97.98B

 ITUB

Itaú Unibanco Holding S.A.

$89.83B
View all Banks - Regional stocks →

Popular Financial Services Stocks

BRK-B

Berkshire Hathaway Inc.

$1.08T

 JPM

JPMorgan Chase & Co.

$953.33B

 V

Visa Inc.

$700.27B

 MA

Mastercard Incorporated

$507.39B

 BAC

Bank of America Corporation

$438.31B
View all Financial Services stocks →

About Provident Financial Services, Inc.

Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. Its deposit products include savings, checking, interest-bearing checking, money market deposit, and certificate of deposit accounts, as well as IRA products. The company's loan portfolio comprises commercial real estate loans that are secured by properties, such as multi-family apartment buildings, retail and industrial properties, and office buildings; commercial business loans; fixed-rate and adjustable-rate mortgage loans collateralized by one- to four-family residential real estate properties; residential mortgage loans; commercial construction loans; and consumer loans consisting of home equity loans, home equity lines of credit, personal loans and unsecured lines of credit, and auto and recreational vehicle loans. It also offers cash management, remote deposit capture, payroll origination, escrow account management, and online and mobile banking services; and business credit cards. In addition, the company provides wealth management services comprising investment management, trust and estate administration, financial planning, and tax compliance and planning; and insurance agency operations. Further, it sells insurance and investment products, including annuities; and manages and sells real estate properties acquired through foreclosure. The company was founded in 1839 and is headquartered in Jersey City, New Jersey.

Visit website →