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StockVS

NYSE · Banks - Regional · USD

Provident Financial Services, Inc. (PFS) Stock Analysis

Provident Financial Services, Inc. (PFS) is a Banks - Regional stock listed on NYSE and quoted in US Dollar.

Last Updated: October 21, 2026

PFS

$22.54

+$0.01 (+0.04%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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PFS Key Statistics

As of Oct 21, 2026
Trading
Open
$22.64
Previous Close
$22.53
Day's Range
22.37–22.60
52-Week Range
17.71–25.49
Volume
538.63K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.82
Valuation
Market Cap
$2.94B
P/E Ratio
9.39
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
8.73
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
1.61
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
3.29
EPS (ttm)Profit attributable to each share over the last twelve months.
2.40
Financials (FY)
Revenue (FY)
$870.40M+25.29%
Net Income (FY)
$291.16M+152.03%
Profit marginThe share of revenue left as profit after all costs and taxes.
34.97%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
130.42M
1-Year Return
+24.88%
Dividend and dates
Dividend
$0.96+4.26%
Ex-Dividend Date
August 14, 2026
Earnings Date
October 28, 2026
Avg Volume
887.41K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, PFS closed at $22.54, +24.88% over 1 year.

Provident Financial Services, Inc. (PFS) has a market capitalization of $2.94B.

In fiscal 2025, PFS reported revenue of $870.40M.

PFS Stock Return by Calendar Year

Provident Financial Services, Inc. (PFS) 10-year return: what $10,000 became

1 year
$10,000 $12,488
+24.88%
5 years
$10,000 $11,589
+15.89%
10 years
$10,000 $16,496
+64.96%

If you had invested $10,000 in Provident Financial Services, Inc. (PFS) 10 years ago, at the close on October 21, 2016, it would have been worth $16,496 at the close on October 21, 2026: +64.96% in total, +5.13% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+16.60%
2025+10.22%
2024+10.72%
2023−10.79%
2022−8.03%
2021+40.47%
2020−22.53%
2019+6.72%
2018−7.61%
2017−1.21%
2016 (partial year)+39.78%

As of October 21, 2026.

PFS Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$870.40M$291.16M33.5%
2024$694.73M$115.53M16.6%
2023$479.28M$128.40M26.8%
2022$505.34M$175.65M34.8%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$870.40M——$291.16M33.5%
2024$694.73M——$115.53M16.6%
2023$479.28M——$128.40M26.8%
2022$505.34M——$175.65M34.8%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

PFS Dividend History

$0.96+0.0% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.723—
2025$0.964+0.0%
2024$0.964+0.0%
2023$0.964+0.0%
YearDividends per sharePaymentsChange
2026 (partial year)$0.723—
2025$0.964+0.0%
2024$0.964+0.0%
2023$0.964+0.0%
2022$0.964+3.2%
2021$0.934+1.1%
2020$0.924−17.9%
2019$1.124+36.6%
2018$0.824−11.8%
2017$0.935+416.7%
2016$0.181—

Most recent payment: $0.24 per share, ex-dividend August 14, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

PFS Valuation vs Banks - Regional Median

Median of 326 stocks
MetricPFSBanks - Regional medianvs median
P/E9.3912.0322% below
P/S ratio3.293.588% below
Profit margin34.97%29.44%5.5 pts above

Medians across 326 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 14 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

The market values Provident Financial Services, Inc. (PFS) at $2.94B. It is classified in the Banks - Regional industry, within the Financial Services sector. Headcount on file is 1,817.

PFS last closed at $22.54 on October 21, 2026. That is +$0.01 (+0.04%) against the previous close. Over the past 52 weeks the price has ranged from $17.71 to $25.49. The latest close sits 27.27% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $870.40M. That is +25.29% against the prior fiscal year, when revenue was $694.73M. Net income for the same year was $291.16M. That is +152.03% against the prior fiscal year. The reported profit margin is 34.97%. That is 5.5 percentage points above the Banks - Regional median of 29.44%. Trailing earnings per share are 2.4.

Across the 4 fiscal years on file, revenue moves from $505.34M in 2022 to $870.40M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

PFS trades at a trailing price-to-earnings ratio of 9.39. That is 21.95% below the Banks - Regional median of 12.03. The forward P/E on file is 8.73. The PEG ratio, which sets the P/E against expected earnings growth, reads 1.61. Measured against sales, the shares trade at 3.29 times revenue. On price-to-sales that is 8.14% below the Banks - Regional median of 3.58. The medians here are taken across 326 Banks - Regional companies that report the metric.

Beta against the wider market is reported at 0.82. Daily returns over the trailing 10 years annualize to a volatility of 33.72%. Over the trailing twelve months the total return is +24.88%. Across 10 years the annualized return works out at +5.13%.

Growth & Income

The trailing dividend yield is 4.26%. That is 1.6 percentage points above the Banks - Regional median yield of 2.68%. The indicated annual rate is $0.96 a share. The ex-dividend date on file is August 14, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $0.72 a share. The year before, 2025, totalled $0.96 a share.

Across the complete calendar years on file, 2021 returned +40.47% and 2020 returned −22.53%. Of the 9 complete calendar years on file, 4 finished higher. 2026 is still running; the total return is +16.60% year to date.

Peer Comparison

Provident Financial Services, Inc. (PFS) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Provident Financial Services, Inc. PFS $2.94B 9.4
Mizuho Financial Group, Inc. MFG $120.84B 13.7
HDFC Bank Limited HDB $116.51B 14.6
Itaú Unibanco Holding S.A. ITUB $106.91B 12.4

The Banks - Regional industry average P/E ratio is 12.0x. Provident Financial Services, Inc. trades at a P/E of 9.4.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About Provident Financial Services, Inc.

Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. Its deposit products include savings, checking, interest-bearing checking, money market deposit, and certificate of deposit accounts, as well as IRA products. The company's loan portfolio comprises commercial real estate loans that are secured by properties, such as multi-family apartment buildings, retail and industrial properties, and office buildings; commercial business loans; fixed-rate and adjustable-rate mortgage loans collateralized by one- to four-family residential real estate properties; residential mortgage loans; commercial construction loans; and consumer loans consisting of home equity loans, home equity lines of credit, personal loans and unsecured lines of credit, and auto and recreational vehicle loans. It also offers cash management, remote deposit capture, payroll origination, escrow account management, and online and mobile banking services; and business credit cards. In addition, the company provides wealth management services comprising investment management, trust and estate administration, financial planning, and tax compliance and planning; and insurance agency operations. Further, it sells insurance and investment products, including annuities; and manages and sells real estate properties acquired through foreclosure. The company was founded in 1839 and is headquartered in Jersey City, New Jersey.

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