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StockVS

NYSE · Credit Services · USD

Nelnet, Inc. (NNI) Stock Analysis

Nelnet, Inc. (NNI) is a Credit Services stock listed on NYSE and quoted in US Dollar.

NNI

$127.31

+$0.04 (+0.03%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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NNI Key Statistics

As of Sep 4, 2026
Trading
Open
$126.50
Previous Close
$127.27
Day's Range
126.50–128.15
52-Week Range
116.62–144.38
Volume
139.20K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.76
Valuation
Market Cap
$4.56B
P/E Ratio
15.21
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
13.29
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
0.46
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
3.06
EPS (ttm)Profit attributable to each share over the last twelve months.
8.37
Financials (FY)
Revenue (FY)
$1.35B+15.87%
Net Income (FY)
$428.47M+132.81%
Profit marginThe share of revenue left as profit after all costs and taxes.
20.30%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
25.16M
1-Year Return
−0.17%
Dividend and dates
Dividend
$1.32+1.04%
Ex-Dividend Date
September 1, 2026
Earnings Date
November 5, 2026estimated
Avg Volume
134.43K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

NNI Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−3.76%
2025+25.71%
2024+22.41%
2023−1.64%
2022−6.04%
2021+38.71%
2020+24.01%
2019+12.66%
2018−3.32%
2017+9.27%
2016 (partial year)+45.35%

As of September 4, 2026.

NNI Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$1.35B$428.47M31.7%
2024$1.17B$184.05M15.8%
2023$968.45M$89.83M9.3%
2022$1.39B$406.90M29.3%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$1.35B——$428.47M31.7%
2024$1.17B——$184.05M15.8%
2023$968.45M——$89.83M9.3%
2022$1.39B——$406.90M29.3%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

NNI Dividend History

$1.19+6.2% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.993—
2025$1.194+6.2%
2024$1.124+5.7%
2023$1.064+8.2%
YearDividends per sharePaymentsChange
2026 (partial year)$0.993—
2025$1.194+6.2%
2024$1.124+5.7%
2023$1.064+8.2%
2022$0.984+8.9%
2021$0.904+9.8%
2020$0.824+10.8%
2019$0.744+12.1%
2018$0.664+13.8%
2017$0.584+314.3%
2016$0.141—

Most recent payment: $0.33 per share, ex-dividend September 1, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

NNI Valuation vs Credit Services Median

Median of 60 stocks
MetricNNICredit Services medianvs median
P/E15.2112.4722% above
P/S ratio3.061.6487% above
Profit margin20.30%9.99%10.3 pts above

Medians across 60 Credit Services stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

The market values Nelnet, Inc. (NNI) at $4.56B. The company sits in the Financial Services sector, in the Credit Services industry. Headcount on file is 5,744.

Over the past 52 weeks the price has ranged from $116.62 to $144.38. The most recent close on file for NNI is $127.31, dated September 4, 2026. That is +$0.04 (+0.03%) against the previous close. The latest close sits 9.17% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of $1.35B. That is +15.87% against the prior fiscal year, when revenue was $1.17B. Net income for the same year was $428.47M. That is +132.81% against the prior fiscal year. The reported profit margin is 20.3%. That is 10.3 percentage points above the Credit Services median of 9.99%. Earnings per share on a trailing basis come to 8.37.

Across the 4 fiscal years on file, revenue moves from $1.39B in 2022 to $1.35B in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

NNI trades at a trailing price-to-earnings ratio of 15.21. That is 21.97% above the Credit Services median of 12.47. The forward P/E on file is 13.29. The PEG ratio, which sets the P/E against expected earnings growth, reads 0.46. The price-to-sales ratio is 3.06. On price-to-sales that is 86.52% above the Credit Services median of 1.64. 60 Credit Services companies report these metrics, and the medians quoted come from that group.

Beta against the wider market is reported at 0.76. Annualized volatility over the trailing 10 years is 26.71%. Over the trailing twelve months the price has returned −0.17%. Measured over 10 years, that is +14.77% a year compounded.

Growth & Income

The trailing dividend yield is 1.04%. That is 3.2 percentage points below the Credit Services median yield of 4.22%. At the indicated rate that is $1.32 a share a year. The ex-dividend date on file is September 1, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $0.99 a share. The year before, 2025, totalled $1.19 a share.

2026 is still running; the price is −3.76% year to date. Across the complete calendar years on file, 2021 returned +38.71% and 2022 returned −6.04%. Of the 9 complete calendar years on file, 6 finished higher.

Peer Comparison

Nelnet, Inc. (NNI) operates in the Credit Services industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Nelnet, Inc. NNI $4.56B 15.2
Visa Inc. V $700.27B 31.9
Mastercard Incorporated MA $507.39B 32.3
American Express Company AXP $220.26B 20.0

The Credit Services industry average P/E ratio is 12.5x. Nelnet, Inc. trades at a P/E of 15.2.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About Nelnet, Inc.

Nelnet, Inc. engages in loan servicing, education technology services, and payment businesses worldwide. The company operates through four segments: Loan Servicing and Systems, Education Technology Services and Payments, Asset Generation and Management, and Nelnet Bank. The Loan Servicing and Systems segment provides loan conversion, application processing, borrower updates, customer, payment processing, due diligence procedures, funds management reconciliation, and claim processing services. This segment also offers student loan servicing software; and business process outsourcing services primarily in contact center management, such as inbound calls, outreach campaigns and sales, and interacting with customers through multi-channels, and processing and administrative services. The Education Technology Services and Payments segment provides financial management services; school information system software; a donation platform; education technology solutions; and customized professional development and coaching, and advanced learning and educational instruction services. This segment also offers tuition payment plans, and service and technology for student billings, payments, and refunds; solutions for in-person, online, and mobile payment experiences on campus; payment processing services, such as credit card and electronic transfer; learning management system; an integrated commerce payment platform; and a school management platform that provides administrative, information and financial management, and communication functions for K-12 schools. The Asset Generation and Management segment invest, allocates an manages loan assts. The Nelnet Bank segment operates as an internet industrial bank. It also offers investment advisory, investment, and reinsurance services, as well as engages in the real estate investment; and solar engineering, procurement, and construction businesses. The company was founded in 1977 and is headquartered in Lincoln, Nebraska.

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