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StockVS

NASDAQ · Credit Services · USD

Navient Corporation (NAVI) Stock Analysis

Navient Corporation (NAVI) is a Credit Services stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

NAVI

$9.03

+$0.05 (+0.56%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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NAVI Key Statistics

As of Oct 21, 2026
Trading
Open
$9.05
Previous Close
$8.98
Day's Range
8.98–9.14
52-Week Range
7.33–13.48
Volume
766.24K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
1.17
Valuation
Market Cap
$846.87M
P/E Ratio
unprofitable
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
9.12
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
0.13
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
2.54
EPS (ttm)Profit attributable to each share over the last twelve months.
−0.49
Financials (FY)
Revenue (FY)
$610.00M−36.52%
Net Income (FY)
−$80.00M−161.07%
Profit marginThe share of revenue left as profit after all costs and taxes.
−14.67%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
93.78M
1-Year Return
−23.74%
Dividend and dates
Dividend
$0.64+7.13%
Ex-Dividend Date
September 4, 2026
Earnings Date
November 4, 2026
Avg Volume
1.28M

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, NAVI closed at $9.03, −23.74% over 1 year.

Navient Corporation (NAVI) has a market capitalization of $846.87M.

In fiscal 2025, NAVI reported revenue of $610.00M.

NAVI Stock Return by Calendar Year

Navient Corporation (NAVI) 10-year return: what $10,000 became

1 year
$10,000 $7,626
−23.74%
5 years
$10,000 $5,626
−43.74%
10 years
$10,000 $11,053
+10.53%

If you had invested $10,000 in Navient Corporation (NAVI) 10 years ago, at the close on October 21, 2016, it would have been worth $11,053 at the close on October 21, 2026: +10.53% in total, +1.01% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−27.73%
2025+2.64%
2024−25.58%
2023+17.58%
2022−19.35%
2021+124.11%
2020−23.13%
2019+63.11%
2018−30.45%
2017−15.13%
2016 (partial year)+16.79%

As of October 21, 2026.

NAVI Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$610.00M−$80.00M−13.1%
2024$961.00M$131.00M13.6%
2023$1.28B$228.00M17.8%
2022$1.74B$645.00M37.1%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$610.00M——−$80.00M−13.1%
2024$961.00M——$131.00M13.6%
2023$1.28B——$228.00M17.8%
2022$1.74B——$645.00M37.1%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

NAVI Dividend History

$0.64+0.0% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.483—
2025$0.644+0.0%
2024$0.644+0.0%
2023$0.644+0.0%
YearDividends per sharePaymentsChange
2026 (partial year)$0.483—
2025$0.644+0.0%
2024$0.644+0.0%
2023$0.644+0.0%
2022$0.644+0.0%
2021$0.644+0.0%
2020$0.644+0.0%
2019$0.644+0.0%
2018$0.644+0.0%
2017$0.644+300.0%
2016$0.161—

Most recent payment: $0.16 per share, ex-dividend September 4, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

NAVI Valuation vs Credit Services Median

Median of 56 stocks
MetricNAVICredit Services medianvs median
P/S ratio2.541.5069% above
Profit margin−14.67%9.89%24.6 pts below

Medians across 56 Credit Services stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 19 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

The market values Navient Corporation (NAVI) at $846.87M. The company sits in the Financial Services sector, in the Credit Services industry. The company reports 670 employees.

The 52-week range on file runs from $7.33 to $13.48. The most recent close on file for NAVI is $9.03, dated October 21, 2026. That is +$0.05 (+0.56%) against the previous close. The latest close sits 23.19% above that 52-week low.

Financial Health

In fiscal 2025, Navient Corporation reported revenue of $610.00M. Against the prior fiscal year total of $961.00M, that is a change of −36.52%. The same year closed with a net loss of $80.00M. The reported profit margin is −14.67%. That is 24.6 percentage points below the Credit Services median of 9.89%. Trailing earnings per share are −0.49.

Across the 4 fiscal years on file, revenue moves from $1.74B in 2022 to $610.00M in 2025. Of those 4 years, 3 report positive net income.

Valuation Assessment

The record shows negative trailing earnings, so no price-to-earnings ratio is published. The forward P/E on file is 9.12. The PEG ratio, which sets the P/E against expected earnings growth, reads 0.13. Measured against sales, the shares trade at 2.54 times revenue. On price-to-sales that is 69.23% above the Credit Services median of 1.5. 56 Credit Services companies report these metrics, and the medians quoted come from that group.

Beta against the wider market is reported at 1.17. Annualized volatility over the trailing 10 years is 41.7%. The trailing one-year total return is −23.74%. Measured over 10 years, that is +1.01% a year compounded.

Growth & Income

Shareholders receive a dividend, yielding 7.13% on the latest price. That is 3.9 percentage points above the Credit Services median yield of 3.19%. At the indicated rate that is $0.64 a share a year. The ex-dividend date on file is September 4, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $0.48 a share. The year before, 2025, totalled $0.64 a share.

The strongest complete calendar year on file is 2021 at +124.11%; the weakest is 2018 at −30.45%. Of the 9 complete calendar years on file, 4 finished higher. 2026 is still running; the total return is −27.73% year to date.

Peer Comparison

Navient Corporation (NAVI) operates in the Credit Services industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Navient Corporation NAVI $846.87M —
Visa Inc. V $765.68B 34.7
Mastercard Incorporated MA $545.42B 34.3
American Express Company AXP $214.98B 19.3

The Credit Services industry average P/E ratio is 10.9x. Navient Corporation has no P/E ratio because it is not currently profitable.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About Navient Corporation

Navient Corporation provides technology-enabled education finance for education in the United States. It operates through two segments: Federal Education Loans and Consumer Lending. The company owns and manages portfolio of private education loans; and offers education lending and digital financial services, in-school student loans, and refinancing products under Earnest brand. It also owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions. Navient Corporation was founded in 1973 and is headquartered in Herndon, Virginia.

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