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StockVS

NASDAQ · Credit Services · USD

Navient Corporation (NAVI) Stock Analysis

Navient Corporation (NAVI) is a Credit Services stock listed on NASDAQ and quoted in US Dollar.

NAVI

$9.63

+$0.15 (+1.58%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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NAVI Key Statistics

As of Sep 4, 2026
Trading
Open
$9.27
Previous Close
$9.48
Day's Range
9.18–9.85
52-Week Range
7.33–13.84
Volume
1.42M
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
1.20
Valuation
Market Cap
$903.14M
P/E Ratio
unprofitable
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
9.97
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
0.13
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
2.70
EPS (ttm)Profit attributable to each share over the last twelve months.
−0.49
Financials (FY)
Revenue (FY)
$610.00M−36.52%
Net Income (FY)
−$80.00M−161.07%
Profit marginThe share of revenue left as profit after all costs and taxes.
−14.67%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
93.78M
1-Year Return
−25.42%
Dividend and dates
Dividend
$0.64+6.65%
Ex-Dividend Date
September 4, 2026
Earnings Date
October 28, 2026
Avg Volume
1.12M

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

NAVI Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−22.92%
2025+2.64%
2024−25.58%
2023+17.58%
2022−19.35%
2021+124.11%
2020−23.13%
2019+63.11%
2018−30.45%
2017−15.13%
2016 (partial year)+16.79%

As of September 4, 2026.

NAVI Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$610.00M−$80.00M−13.1%
2024$961.00M$131.00M13.6%
2023$1.28B$228.00M17.8%
2022$1.74B$645.00M37.1%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$610.00M——−$80.00M−13.1%
2024$961.00M——$131.00M13.6%
2023$1.28B——$228.00M17.8%
2022$1.74B——$645.00M37.1%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

NAVI Dividend History

$0.64+0.0% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.483—
2025$0.644+0.0%
2024$0.644+0.0%
2023$0.644+0.0%
YearDividends per sharePaymentsChange
2026 (partial year)$0.483—
2025$0.644+0.0%
2024$0.644+0.0%
2023$0.644+0.0%
2022$0.644+0.0%
2021$0.644+0.0%
2020$0.644+0.0%
2019$0.644+0.0%
2018$0.644+0.0%
2017$0.644+300.0%
2016$0.161—

Most recent payment: $0.16 per share, ex-dividend September 4, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

NAVI Valuation vs Credit Services Median

Median of 60 stocks
MetricNAVICredit Services medianvs median
P/S ratio2.701.6465% above
Profit margin−14.67%9.99%24.7 pts below

Medians across 60 Credit Services stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

All 13 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

The market values Navient Corporation (NAVI) at $903.14M. The company sits in the Financial Services sector, in the Credit Services industry. The company reports 670 employees.

The 52-week range on file runs from $7.33 to $13.84. The most recent close on file for NAVI is $9.63, dated September 4, 2026. That is +$0.15 (+1.58%) against the previous close. The latest close sits 31.38% above that 52-week low.

Financial Health

In fiscal 2025, Navient Corporation reported revenue of $610.00M. Against the prior fiscal year total of $961.00M, that is a change of −36.52%. The same year closed with a net loss of $80.00M. The reported profit margin is −14.67%. That is 24.7 percentage points below the Credit Services median of 9.99%. Trailing earnings per share are −0.49.

Across the 4 fiscal years on file, revenue moves from $1.74B in 2022 to $610.00M in 2025. Of those 4 years, 3 report positive net income.

Valuation Assessment

The record shows negative trailing earnings, so no price-to-earnings ratio is published. The forward P/E on file is 9.97. The PEG ratio, which sets the P/E against expected earnings growth, reads 0.13. Measured against sales, the shares trade at 2.7 times revenue. On price-to-sales that is 64.84% above the Credit Services median of 1.64. 60 Credit Services companies report these metrics, and the medians quoted come from that group.

Beta against the wider market is reported at 1.2. Annualized volatility over the trailing 10 years is 41.67%. The trailing one-year price return is −25.42%. Measured over 10 years, that is +0.59% a year compounded.

Growth & Income

Shareholders receive a dividend, yielding 6.65% on the latest price. That is 2.4 percentage points above the Credit Services median yield of 4.22%. At the indicated rate that is $0.64 a share a year. The ex-dividend date on file is September 4, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $0.48 a share. The year before, 2025, totalled $0.64 a share.

The strongest complete calendar year on file is 2021 at +124.11%; the weakest is 2018 at −30.45%. Of the 9 complete calendar years on file, 4 finished higher. 2026 is still running; the price is −22.92% year to date.

Peer Comparison

Navient Corporation (NAVI) operates in the Credit Services industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Navient Corporation NAVI $903.14M —
Visa Inc. V $700.27B 31.9
Mastercard Incorporated MA $507.39B 32.3
American Express Company AXP $220.26B 20.0

The Credit Services industry average P/E ratio is 12.5x. Navient Corporation has no P/E ratio because it is not currently profitable.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About Navient Corporation

Navient Corporation provides technology-enabled education finance for education in the United States. It operates through two segments: Federal Education Loans and Consumer Lending. The company owns and manages portfolio of private education loans; and offers education lending and digital financial services, in-school student loans, and refinancing products under Earnest brand. It also owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions. Navient Corporation was founded in 1973 and is headquartered in Herndon, Virginia.

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