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NASDAQ · Credit Services · USD

LexinFintech Holdings Ltd. American Depositary Shares (LX) Stock Analysis

LexinFintech Holdings Ltd. American Depositary Shares (LX) is a Credit Services stock listed on NASDAQ and quoted in US Dollar.

LX

$0.88

+$0.03 (+3.52%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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LX Key Statistics

As of Sep 4, 2026
Trading
Open
$0.86
Previous Close
$0.85
Day's Range
0.85–0.91
52-Week Range
0.78–6.20
Volume
5.83M
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.88
Valuation
Market Cap
$145.29M
P/E Ratio
0.99
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
1.43
EPS (ttm)Profit attributable to each share over the last twelve months.
0.89
Financials (FY)
Revenue (FY)
$13.15B−7.40%
Net Income (FY)
$1.68B+52.40%
Profit marginThe share of revenue left as profit after all costs and taxes.
10.84%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
129.12M
1-Year Return
−84.00%
Dividend and dates
Dividend
$0.38+32.37%
Ex-Dividend Date
April 24, 2026
Earnings Date
November 24, 2026estimated
Avg Volume
3.21M

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

LX Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−70.64%
2025−40.97%
2024+242.60%
2023+1.83%
2022−50.78%
2021−42.39%
2020−51.76%
2019+91.58%
2018−47.84%
2017 (partial year)+1199.05%

As of September 4, 2026.

LX Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$13.15B$1.68B12.8%
2024$14.20B$1.10B7.7%
2023$13.06B$1.07B8.2%
2022$9.87B$819.75M8.3%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$13.15B$4.47B$1.59B$1.68B12.8%
2024$14.20B$5.03B$2.29B$1.10B7.7%
2023$13.06B$4.51B$1.88B$1.07B8.2%
2022$9.87B$3.03B$334.45M$819.75M8.3%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

LX Dividend History

$0.30+120.3% vs 2024

Dividends per share, 2025 · 2 payments

YearDividends per sharePaymentsChange
2026*$0.191—
2025$0.302+120.3%
2024$0.142+19.0%
2023$0.121—

Most recent payment: $0.19 per share, ex-dividend April 24, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

LX Valuation vs Credit Services Median

Median of 60 stocks
MetricLXCredit Services medianvs median
P/E0.9912.470.1x the median
P/S ratio0.011.640.0x the median
Profit margin10.84%9.99%0.9 pts above

Medians across 60 Credit Services stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

All 9 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

The market values LexinFintech Holdings Ltd. American Depositary Shares (LX) at $145.29M. The company sits in the Financial Services sector, in the Credit Services industry. The company reports 7,169 employees.

The most recent close on file for LX is $0.88, dated September 4, 2026. That is +$0.03 (+3.52%) against the previous close. The 52-week range on file runs from $0.78 to $6.20. The latest close sits 12.64% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $13.15B. That is −7.40% against the prior fiscal year, when revenue was $14.20B. Net income for the same year was $1.68B. That is +52.40% against the prior fiscal year. Profit margin runs at 10.84%. That is 0.9 percentage points above the Credit Services median of 9.99%. Trailing earnings per share are 0.89.

Across the 4 fiscal years on file, revenue moves from $9.87B in 2022 to $13.15B in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 0.99 times earnings. That is 0.1 times the Credit Services median of 12.47. On forward earnings the ratio is 1.43. The medians here are taken across 60 Credit Services companies that report the metric.

Beta against the wider market is reported at 0.88. Annualized volatility over the trailing 8 years is 73.26%. The trailing one-year price return is −84.00%. Across 5 years the annualized return works out at −30.31%.

Growth & Income

The trailing dividend yield is 32.37%. That is 28.1 percentage points above the Credit Services median yield of 4.22%. At the indicated rate that is $0.38 a share a year. The ex-dividend date on file is April 24, 2026. Dividends are recorded for 4 calendar years; 2026 shows 1 payments totalling $0.19 a share. The year before, 2025, totalled $0.30 a share.

Across the complete calendar years on file, 2024 returned +242.60% and 2020 returned −51.76%. Of the 8 complete calendar years on file, 3 finished higher. So far in 2026 the price is −70.64%.

Peer Comparison

LexinFintech Holdings Ltd. American Depositary Shares (LX) operates in the Credit Services industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
LexinFintech Holdings Ltd. American Depositary Shares LX $145.29M 1.0
Visa Inc. V $700.27B 31.9
Mastercard Incorporated MA $507.39B 32.3
American Express Company AXP $220.26B 20.0

The Credit Services industry average P/E ratio is 12.5x. LexinFintech Holdings Ltd. American Depositary Shares trades at a P/E of 1.0.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About LexinFintech Holdings Ltd. American Depositary Shares

LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People's Republic of China. The company provides Fenqile, an online consumer finance platform that offers installment loan product, working capital, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment terms. It also offers technology-driven platform services for financial institution customers and partners; and credit-driven platform services, including customer acquisition, credit screening, and loan collections, as well as guarantee and insurance services. In addition, the company provides Juzi Licai, an online investment platform; technical support and consulting; software development; financing guarantee; and financial technology services. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was founded in 2013 and is headquartered in Shenzhen, the People's Republic of China.

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