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NASDAQ · Credit Services · USD

Jiayin Group Inc. (JFIN) Stock Analysis

Jiayin Group Inc. (JFIN) is a Credit Services stock listed on NASDAQ and quoted in US Dollar.

JFIN

$1.70

−$0.10 (−5.82%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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JFIN Key Statistics

As of Sep 4, 2026
Trading
Open
$1.73
Previous Close
$1.81
Day's Range
1.70–1.86
52-Week Range
1.70–11.77
Volume
156.50K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.89
Valuation
Market Cap
$88.96M
P/E Ratio
2.58
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
0.89
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
0.02
EPS (ttm)Profit attributable to each share over the last twelve months.
0.66
Financials (FY)
Revenue (FY)
$6.22B+7.26%
Net Income (FY)
$1.54B+45.36%
Profit marginThe share of revenue left as profit after all costs and taxes.
5.72%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
25.33M
1-Year Return
−86.10%
Dividend and dates
Dividend
$0.80+27.40%
Earnings Date
November 24, 2026estimated
Avg Volume
73.08K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

JFIN Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−70.69%
2025−4.67%
2024+41.43%
2023+138.58%
2022+4.55%
2021−27.87%
2020−42.02%
2019 (partial year)−67.43%

As of September 4, 2026.

JFIN Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$6.22B$1.54B24.7%
2024$5.80B$1.06B18.2%
2023$5.47B$1.30B23.7%
2022$3.27B$1.18B36.1%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$6.22B$4.99B$1.80B$1.54B24.7%
2024$5.80B$3.77B$1.25B$1.06B18.2%
2023$5.47B$3.46B$1.33B$1.30B23.7%
2022$3.27B$2.71B$1.18B$1.18B36.1%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

JFIN Dividend History

$0.80−11.1% vs 2024

Dividends per share, 2025 · 1 payments

YearDividends per sharePaymentsChange
2025$0.801−11.1%
2024$0.902+125.0%
2023$0.401

Most recent payment: $0.80 per share, ex-dividend July 14, 2025. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

JFIN Valuation vs Credit Services Median

Median of 60 stocks
MetricJFINCredit Services medianvs median
P/E2.5812.470.2x the median
P/S ratio0.021.640.0x the median
Profit margin5.72%9.99%4.3 pts below

Medians across 60 Credit Services stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Jiayin Group Inc. (JFIN) carries a market capitalisation of $88.96M. The company sits in the Financial Services sector, in the Credit Services industry. The company reports 1,155 employees.

Over the past 52 weeks the price has ranged from $1.70 to $11.77. JFIN last closed at $1.70 on September 4, 2026. That is −$0.10 (−5.82%) against the previous close.

Financial Health

Fiscal 2025 revenue came to $6.22B. That is +7.26% against the prior fiscal year, when revenue was $5.80B. The same year closed with net income of $1.54B. That is +45.36% against the prior fiscal year. Profit margin runs at 5.72%. That is 4.3 percentage points below the Credit Services median of 9.99%. Earnings per share on a trailing basis come to 0.66.

Across the 4 fiscal years on file, revenue moves from $3.27B in 2022 to $6.22B in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 2.58 times earnings. That is 0.2 times the Credit Services median of 12.47. The forward P/E on file is 0.89. Measured against sales, the shares trade at 0.02 times revenue. On price-to-sales that is 0 times the Credit Services median of 1.64. The medians here are taken across 60 Credit Services companies that report the metric.

The trailing one-year price return is −86.10%. Measured over 5 years, that is −13.43% a year compounded. Beta against the wider market is reported at 0.89. Annualized volatility over the trailing 7 years is 111.52%.

Growth & Income

The trailing dividend yield is 27.4%. That is 23.2 percentage points above the Credit Services median yield of 4.22%. The indicated annual rate is $0.80 a share. Dividends are recorded for 3 calendar years; 2025 shows 1 payments totalling $0.80 a share. The year before, 2024, totalled $0.90 a share.

The strongest complete calendar year on file is 2023 at +138.58%; the weakest is 2020 at −42.02%. Of the 6 complete calendar years on file, 3 finished higher. 2026 is still running; the price is −70.69% year to date.

Peer Comparison

Jiayin Group Inc. (JFIN) operates in the Credit Services industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Jiayin Group Inc. JFIN $88.96M 2.6
Visa Inc. V $700.27B 31.9
Mastercard Incorporated MA $507.39B 32.3
American Express Company AXP $220.26B 20.0

The Credit Services industry average P/E ratio is 12.5x. Jiayin Group Inc. trades at a P/E of 2.6.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About Jiayin Group Inc.

Jiayin Group Inc. provides online consumer finance services in the People's Republic of China. The company operates a fintech platform that facilitates connections between individual borrowers and financial institutions. It also offers loan products with fixed terms and repayment schedules; guarantee services; referral services for investment products offered by third-party financial service providers; technology development services; and commercial services. The company was founded in 2011 and is headquartered in Shanghai, China. Jiayin Group Inc. operates as a subsidiary of New Dream Capital Holdings Limited.

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