NASDAQ · Credit Services · USD

Jiayin Group Inc. (JFIN) Stock Analysis

Jiayin Group Inc. (JFIN) is a Credit Services stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

JFIN

$1.32

+$0.07 (+5.18%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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JFIN Key Statistics

As of Oct 21, 2026

Trading

Open: $1.29
Previous Close: $1.26
Day's Range: 1.29–1.43
52-Week Range: 1.13–10.39
Volume: 93.42K
Beta: 0.87

Valuation

Market Cap: $69.08M
P/E Ratio: 2.00
Forward P/E: 0.69
EPS (ttm): 0.66

Financials (FY)

Revenue (FY): $6.22B+7.26%
Net Income (FY): $1.54B+45.36%
Profit margin: 5.72%
Shares Outstanding: 25.33M
1-Year Return: −86.76%

Dividend and dates

Earnings Date: November 24, 2026estimated
Avg Volume: 49.88K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, JFIN closed at $1.32, −86.76% over 1 year.

Jiayin Group Inc. (JFIN) has a market capitalization of $69.08M.

In fiscal 2025, JFIN reported revenue of $6.22B.

JFIN Stock Return by Calendar Year

Jiayin Group Inc. (JFIN) return since May 2019: what $10,000 became

1 year: $10,000 $1,324; −86.76%
5 years: $10,000 $3,971; −60.29%
Since May 2019: $10,000 $1,043; −89.57%

If you had invested $10,000 in Jiayin Group Inc. (JFIN) at the close on May 10, 2019, the earliest close on record here, it would have been worth $1,043 at the close on October 21, 2026: −89.57% in total, −26.18% a year, with dividends reinvested, over a partial period shorter than 10 years. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

−67.43%−42.02%−27.87%+4.55%+138.58%+41.43%−4.67%−77.24%

2019*2020202120222023202420252026*

Year	Return
2026 (partial year)	−77.24%
2025	−4.67%
2024	+41.43%
2023	+138.58%
2022	+4.55%
2021	−27.87%
2020	−42.02%
2019 (partial year)	−67.43%

As of October 21, 2026.

JFIN Revenue and Earnings by Fiscal Year

FY ends December

RevenueNet income

2022202320242025

Fiscal year	Revenue	Net income	Net margin
2025	$6.22B	$1.54B	24.7%
2024	$5.80B	$1.06B	18.2%
2023	$5.47B	$1.30B	23.7%
2022	$3.27B	$1.18B	36.1%

Fiscal year	Revenue	Gross profit	Operating income	Net income	Net margin
2025	$6.22B	$4.99B	$1.80B	$1.54B	24.7%
2024	$5.80B	$3.77B	$1.25B	$1.06B	18.2%
2023	$5.47B	$3.46B	$1.33B	$1.30B	23.7%
2022	$3.27B	$2.71B	$1.18B	$1.18B	36.1%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

JFIN Dividend History

’23’24’25

$0.80−11.1% vs 2024

Dividends per share, 2025 · 1 payments

Year	Dividends per share	Payments	Change
2025	$0.80	1	−11.1%
2024	$0.90	2	+125.0%
2023	$0.40	1	—

Most recent payment: $0.80 per share, ex-dividend July 14, 2025. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

JFIN Valuation vs Credit Services Median

Median of 56 stocks

Metric	JFIN	Credit Services median	vs median
P/E	2.00	10.91	0.2x the median
P/S ratio	0.02	1.50	0.0x the median
Profit margin	5.72%	9.89%	4.2 pts below

Medians across 56 Credit Services stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Jiayin Group Inc. (JFIN) carries a market capitalisation of $69.08M. The company sits in the Financial Services sector, in the Credit Services industry. The company reports 1,155 employees.

Over the past 52 weeks the price has ranged from $1.13 to $10.39. JFIN last closed at $1.32 on October 21, 2026. That is +$0.07 (+5.18%) against the previous close. The latest close sits 16.81% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $6.22B. That is +7.26% against the prior fiscal year, when revenue was $5.80B. The same year closed with net income of $1.54B. That is +45.36% against the prior fiscal year. Profit margin runs at 5.72%. That is 4.2 percentage points below the Credit Services median of 9.89%. Earnings per share on a trailing basis come to 0.66.

Across the 4 fiscal years on file, revenue moves from $3.27B in 2022 to $6.22B in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 2 times earnings. That is 0.2 times the Credit Services median of 10.91. The forward P/E on file is 0.69. The medians here are taken across 56 Credit Services companies that report the metric.

The trailing one-year total return is −86.76%. Measured over 5 years, that is −16.86% a year compounded. Beta against the wider market is reported at 0.87. Annualized volatility over the trailing 7 years is 109.99%.

Growth & Income

The dividend record for JFIN runs through 2025. Dividends are recorded for 3 calendar years; 2025 shows 1 payments totalling $0.80 a share. The year before, 2024, totalled $0.90 a share.

The strongest complete calendar year on file is 2023 at +138.58%; the weakest is 2020 at −42.02%. Of the 6 complete calendar years on file, 3 finished higher. 2026 is still running; the total return is −77.24% year to date.

Peer Comparison

Jiayin Group Inc. (JFIN) operates in the Credit Services industry. Here is how it compares to its closest peers by market capitalization:

Company	Ticker	Market Cap	P/E Ratio
Jiayin Group Inc.	JFIN	$69.08M	2.0
Visa Inc.	V	$765.68B	34.7
Mastercard Incorporated	MA	$545.42B	34.3
American Express Company	AXP	$214.98B	19.3

The Credit Services industry average P/E ratio is 10.9x. Jiayin Group Inc. trades at a P/E of 2.0.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About Jiayin Group Inc.

Jiayin Group Inc. provides online consumer finance services in the People's Republic of China. The company operates a fintech platform that facilitates connections between individual borrowers and financial institutions. It also offers loan products with fixed terms and repayment schedules; guarantee services; referral services for investment products offered by third-party financial service providers; technology development services; and commercial services. The company was founded in 2011 and is headquartered in Shanghai, China. Jiayin Group Inc. operates as a subsidiary of New Dream Capital Holdings Limited.

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