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StockVS

NASDAQ · Credit Services · USD

J and Friends Holdings Limited (JF) Stock Analysis

J and Friends Holdings Limited (JF) is a Credit Services stock listed on NASDAQ and quoted in US Dollar.

JF

$0.94

+$0.02 (+2.17%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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JF Key Statistics

As of Sep 4, 2026
Trading
Open
$0.94
Previous Close
$0.92
52-Week Range
0.81–1.38
Volume
2.40K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
1.01
Valuation
Market Cap
$17.28M
P/E Ratio
unprofitable
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
10.81
EPS (ttm)Profit attributable to each share over the last twelve months.
−0.04
Financials (FY)
Revenue (FY)
$1.60M
Net Income (FY)
−$1.32M
Profit marginThe share of revenue left as profit after all costs and taxes.
−82.85%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
17.13M
1-Year Return
−1.05%
Dividend and dates
Avg Volume
12.55K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

JF Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+3.30%
2025+1.11%
2024−18.92%
2023+170.73%
2022−81.36%
2021−55.10%
2020−46.15%
2019−82.62%
2018 (partial year)−16.17%

As of September 4, 2026.

JF Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$1.60M−$1.32M−82.9%
2024$0.00−$2.15M—
2023$0.00−$11.05M—
2022$10.81M−$27.57M−255.0%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$1.60M$1.14M−$1.34M−$1.32M−82.9%
2024$0.00$0.00−$294.00K−$2.15M—
2023$0.00$46.00K$346.00K−$11.05M—
2022$10.81M$1.72M−$11.82M−$27.57M−255.0%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

JF Valuation vs Credit Services Median

Median of 60 stocks
MetricJFCredit Services medianvs median
P/S ratio10.811.646.6x the median
Profit margin−82.85%9.99%92.8 pts below

Medians across 60 Credit Services stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Analysis

Data-derived

Company Overview

The market values J and Friends Holdings Limited (JF) at $17.28M. The company sits in the Financial Services sector, in the Credit Services industry. The company reports 30 employees.

The 52-week range on file runs from $0.81 to $1.38. JF last closed at $0.94 on September 4, 2026. That is +$0.02 (+2.17%) against the previous close. The latest close sits 16.05% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $1.60M. The same year closed with a net loss of $1.32M. Profit margin runs at −82.85%. That is 92.8 percentage points below the Credit Services median of 9.99%. Earnings per share on a trailing basis come to −0.04.

Across the 4 fiscal years on file, revenue moves from $10.81M in 2022 to $1.60M in 2025. Of those 4 years, 0 report positive net income.

Valuation Assessment

No trailing P/E applies: the last reported earnings figure is negative. The price-to-sales ratio is 10.81. On price-to-sales that is 6.6 times the Credit Services median of 1.64. 60 Credit Services companies report these metrics, and the medians quoted come from that group.

Over the trailing twelve months the price has returned −1.05%. Across 5 years the annualized return works out at −28.12%. The reported beta is 1.01. Annualized volatility over the trailing 7 years is 126.53%.

Growth & Income

The record shows no dividend for JF.

Across the complete calendar years on file, 2023 returned +170.73% and 2019 returned −82.62%. Of the 7 complete calendar years on file, 2 finished higher. 2026 is still running; the price is +3.30% year to date.

Peer Comparison

J and Friends Holdings Limited (JF) operates in the Credit Services industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
J and Friends Holdings Limited JF $17.28M —
Visa Inc. V $700.27B 31.9
Mastercard Incorporated MA $507.39B 32.3
American Express Company AXP $220.26B 20.0

The Credit Services industry average P/E ratio is 12.5x. J and Friends Holdings Limited has no P/E ratio because it is not currently profitable.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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 PYPL

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 SYF

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About J and Friends Holdings Limited

J and Friends Holdings Limited, together with its subsidiaries, provides merchant digitalization and commerce-enablement SaaS solutions to small and medium enterprises in Australia. The company offers food and beverage (F&B) solutions that enable restaurants, cafés, and other hospitality merchants to digitize core front-of-house and back-of-house workflows, including order intake, menu management, kitchen coordination, and store-level reporting while supporting omni-channel operations across dine-in, takeaway, and online ordering. It also provides retail solutions that enable merchants to manage checkouts and store operations while digitizing inventory and purchasing workflows; and payment solutions that allow merchants to accept and manage electronic payments in connection with their in-store and omni-channel commerce activities. In addition, the company sells point-of-sale (POS) related hardware and POS-related installment services. It serves SME merchants across the food and beverage, retail, and wholesale industries. The company was formerly known as Pintec Technology Holdings Limited and changed its name to J and Friends Holdings Limited in January 2026. J and Friends Holdings Limited was founded in 2012 and is headquartered in Hong Kong, Hong Kong.

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