NVDA+0.84%AAPL−2.51%GOOGL−1.17%MSFT−2.04%AMZN−0.15%TSM+2.85%SPCX−1.20%AVGO+0.21%
StockVS

NASDAQ · Credit Services · USD

Jefferson Capital, Inc. (JCAP) Stock Analysis

Jefferson Capital, Inc. (JCAP) is a Credit Services stock listed on NASDAQ and quoted in US Dollar.

JCAP

$21.35

−$0.03 (−0.14%)

Sep 4, 2026 · Market close

Compare

Price History

Hover for the daily close. The dotted line marks the period open.

Compare JCAP with… →

JCAP Key Statistics

As of Sep 4, 2026
Trading
Open
$21.17
Previous Close
$21.38
Day's Range
21.02–21.81
52-Week Range
15.50–24.44
Volume
221.40K
Valuation
Market Cap
$1.23B
P/E Ratio
unprofitable
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
6.94
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
1.91
EPS (ttm)Profit attributable to each share over the last twelve months.
−79.77
Financials (FY)
Revenue (FY)
$613.29M+41.53%
Net Income (FY)
$187.97M+45.83%
Profit marginThe share of revenue left as profit after all costs and taxes.
24.12%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
57.43M
1-Year Return
+18.93%
Dividend and dates
Dividend
$0.96+4.49%
Ex-Dividend Date
August 24, 2026
Earnings Date
November 16, 2026
Avg Volume
359.52K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

JCAP Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−1.88%
2025 (partial year)+23.43%

As of September 4, 2026.

JCAP Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$613.29M$187.97M30.6%
2024$433.34M$128.89M29.7%
2023$323.07M$111.52M34.5%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$613.29M$449.14M$216.94M$187.97M30.6%
2024$433.34M$312.24M$147.27M$128.89M29.7%
2023$323.07M$139.65M$118.85M$111.52M34.5%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

JCAP Dividend History

$0.48

Dividends per share, 2025 · 2 payments

YearDividends per sharePaymentsChange
2026*$0.723—
2025$0.482—

Most recent payment: $0.24 per share, ex-dividend August 24, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

JCAP Valuation vs Credit Services Median

Median of 60 stocks
MetricJCAPCredit Services medianvs median
P/S ratio1.911.6416% above
Profit margin24.12%9.99%14.1 pts above

Medians across 60 Credit Services stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

All 7 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Jefferson Capital, Inc. (JCAP) carries a market capitalisation of $1.23B. It is classified in the Credit Services industry, within the Financial Services sector. The company reports 1,120 employees.

JCAP last closed at $21.35 on September 4, 2026. That is −$0.03 (−0.14%) against the previous close. Over the past 52 weeks the price has ranged from $15.50 to $24.44. The latest close sits 37.74% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $613.29M. Against the prior fiscal year total of $433.34M, that is a change of +41.53%. Net income for the same year was $187.97M. That is +45.83% against the prior fiscal year. Profit margin runs at 24.12%. That is 14.1 percentage points above the Credit Services median of 9.99%. Trailing earnings per share are −79.77.

Across the 3 fiscal years on file, revenue moves from $323.07M in 2023 to $613.29M in 2025. Of those 3 years, 3 report positive net income.

Valuation Assessment

The record shows negative trailing earnings, so no price-to-earnings ratio is published. The forward P/E on file is 6.94. Measured against sales, the shares trade at 1.91 times revenue. On price-to-sales that is 16.28% above the Credit Services median of 1.64. 60 Credit Services companies report these metrics, and the medians quoted come from that group.

Daily returns over the trailing 1 year annualize to a volatility of 36.17%. Over the trailing twelve months the price has returned +18.93%.

Growth & Income

Shareholders receive a dividend, yielding 4.49% on the latest price. That is 0.3 percentage points above the Credit Services median yield of 4.22%. The indicated annual rate is $0.96 a share. The ex-dividend date on file is August 24, 2026. Dividends are recorded for 2 calendar years; 2026 shows 3 payments totalling $0.72 a share. The year before, 2025, totalled $0.48 a share.

2026 is still running; the price is −1.88% year to date.

Peer Comparison

Jefferson Capital, Inc. (JCAP) operates in the Credit Services industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Jefferson Capital, Inc. JCAP $1.23B —
Visa Inc. V $700.27B 31.9
Mastercard Incorporated MA $507.39B 32.3
American Express Company AXP $220.26B 20.0

The Credit Services industry average P/E ratio is 12.5x. Jefferson Capital, Inc. has no P/E ratio because it is not currently profitable.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

Related Credit Services Stocks

V

Visa Inc.

$700.27B

 MA

Mastercard Incorporated

$507.39B

 AXP

American Express Company

$220.26B

 COF

Capital One Financial Corporation

$134.72B

 PYPL

PayPal Holdings, Inc.

$47.02B

 SYF

Synchrony Financial

$26.00B
View all Credit Services stocks →

Popular Financial Services Stocks

BRK-B

Berkshire Hathaway Inc.

$1.08T

 JPM

JPMorgan Chase & Co.

$953.33B

 BAC

Bank of America Corporation

$438.31B

 HSBC

HSBC Holdings plc

$366.94B

 MS

Morgan Stanley

$341.94B
View all Financial Services stocks →

About Jefferson Capital, Inc.

Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. It primarily purchases portfolios of consumer receivables at discounts to face value and manage them by working with individuals as they repay obligations and work toward financial recovery. The company offers consumer receivables, including credit card, secured and unsecured automotive, utilities, telecom, and other receivables. It also provides debt servicing and other portfolio management services to credit originators for nonperforming loans. Jefferson Capital, Inc. was founded in 2002 and is headquartered in Minneapolis, Minnesota.

Visit website →