High Templar Tech Limited (HTT) Stock Analysis

Company Overview

The market values High Templar Tech Limited (HTT) at $313.67M. It is classified in the Credit Services industry, within the Financial Services sector. Headcount on file is 101.

HTT last closed at $2.02 on October 21, 2026. That is −$0.03 (−1.46%) against the previous close. Over the past 52 weeks the price has ranged from $1.88 to $5.05. The latest close sits 7.45% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of $40.96M. Against the prior fiscal year total of $216.43M, that is a change of −81.07%. Net income for the same year was $708.63M. That is +672.50% against the prior fiscal year. Profit margin runs at 3,369.89%. That is 3,360 percentage points above the Credit Services median of 9.89%. Trailing earnings per share are 0.6.

Across the 4 fiscal years on file, revenue moves from $577.49M in 2022 to $40.96M in 2025. Of those 4 years, 3 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 3.37. That is 0.3 times the Credit Services median of 10.91. Measured against sales, the shares trade at 15.93 times revenue. On price-to-sales that is 10.6 times the Credit Services median of 1.5. 56 Credit Services companies report these metrics, and the medians quoted come from that group.

Over the trailing twelve months the total return is −53.88%. Across 5 years the annualized return works out at +1.77%. Annualized volatility over the trailing 9 years is 78.78%.

Growth & Income

No dividend is on file for HTT.

2026 is still running; the total return is −43.10% year to date. The strongest complete calendar year on file is 2023 at +114.06%; the weakest is 2020 at −70.70%. Of the 8 complete calendar years on file, 4 finished higher.