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StockVS

NYSE · Credit Services · USD

High Templar Tech Limited (HTT) Stock Analysis

High Templar Tech Limited (HTT) is a Credit Services stock listed on NYSE and quoted in US Dollar.

HTT

$2.61

+$0.01 (+0.38%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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HTT Key Statistics

As of Sep 4, 2026
Trading
Open
$2.61
Previous Close
$2.60
Day's Range
2.60–2.65
52-Week Range
1.88–5.05
Volume
19.20K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
1.29
Valuation
Market Cap
$405.29M
P/E Ratio
4.14
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
9.89
EPS (ttm)Profit attributable to each share over the last twelve months.
0.63
Financials (FY)
Revenue (FY)
$40.96M−81.07%
Net Income (FY)
$708.63M+672.50%
Profit marginThe share of revenue left as profit after all costs and taxes.
1729.89%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
91.79M
1-Year Return
−41.87%
Dividend and dates
Avg Volume
223.87K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

HTT Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−26.48%
2025+25.89%
2024+38.24%
2023+114.06%
2022−1.65%
2021−29.78%
2020−70.70%
2019+9.79%
2018−65.79%
2017 (partial year)−57.03%

As of September 4, 2026.

HTT Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$40.96M$708.63M1729.9%
2024$216.43M$91.73M42.4%
2023$126.34M$39.13M31.0%
2022$577.49M−$361.96M−62.7%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$40.96M$2.92M−$344.13M$708.63M1729.9%
2024$216.43M$15.41M−$306.58M$91.73M42.4%
2023$126.34M−$33.78M−$325.21M$39.13M31.0%
2022$577.49M$194.40M−$60.57M−$361.96M−62.7%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

HTT Valuation vs Credit Services Median

Median of 60 stocks
MetricHTTCredit Services medianvs median
P/E4.1412.470.3x the median
P/S ratio9.891.646.0x the median
Profit margin1729.89%9.99%1719.9 pts above

Medians across 60 Credit Services stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

The market values High Templar Tech Limited (HTT) at $405.29M. It is classified in the Credit Services industry, within the Financial Services sector. Headcount on file is 101.

HTT last closed at $2.61 on September 4, 2026. That is +$0.01 (+0.38%) against the previous close. Over the past 52 weeks the price has ranged from $1.88 to $5.05. The latest close sits 38.83% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of $40.96M. Against the prior fiscal year total of $216.43M, that is a change of −81.07%. Net income for the same year was $708.63M. That is +672.50% against the prior fiscal year. Profit margin runs at 1,729.89%. That is 1,719.9 percentage points above the Credit Services median of 9.99%. Trailing earnings per share are 0.63.

Across the 4 fiscal years on file, revenue moves from $577.49M in 2022 to $40.96M in 2025. Of those 4 years, 3 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 4.14. That is 0.3 times the Credit Services median of 12.47. Measured against sales, the shares trade at 9.89 times revenue. On price-to-sales that is 6 times the Credit Services median of 1.64. 60 Credit Services companies report these metrics, and the medians quoted come from that group.

Over the trailing twelve months the price has returned −41.87%. Across 5 years the annualized return works out at +8.57%. The reported beta is 1.29. Annualized volatility over the trailing 8 years is 79.56%.

Growth & Income

No dividend is on file for HTT.

2026 is still running; the price is −26.48% year to date. The strongest complete calendar year on file is 2023 at +114.06%; the weakest is 2020 at −70.70%. Of the 8 complete calendar years on file, 4 finished higher.

Peer Comparison

High Templar Tech Limited (HTT) operates in the Credit Services industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
High Templar Tech Limited HTT $405.29M 4.1
Visa Inc. V $700.27B 31.9
Mastercard Incorporated MA $507.39B 32.3
American Express Company AXP $220.26B 20.0

The Credit Services industry average P/E ratio is 12.5x. High Templar Tech Limited trades at a P/E of 4.1.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About High Templar Tech Limited

High Templar Tech Limited operates as a consumer-oriented financial technology service company in the People's Republic of China. The company provides aircraft leasing services; technology development and services; and research and development services. It also offers social security insurance including pension insurance, unemployment insurance, work-related injury insurance, and medical insurance for its employees. In addition, the company provides financial technology business management system comprising a core service system group, a user identification and risk management system group, a payment and finance group, system platform support, a BI system group, and an intelligent monitoring system to financial institutions. Further, it offers full-process technical services and full-scenario precision marketing services. The company was formerly known as Qudian Inc. and changed its name to High Templar Tech Limited in December 2025. High Templar Tech Limited was founded in 2014 and is headquartered in Xiamen, China.

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