TSX · Credit Services · CAD

goeasy Ltd. (GSY.TO) Stock Analysis

goeasy Ltd. (GSY.TO) is a Credit Services stock listed on TSX and quoted in Canadian Dollar.

Last Updated: October 21, 2026

GSY.TO

CA$44.24

+CA$1.30 (+3.03%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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GSY.TO Key Statistics

As of Oct 21, 2026

Trading

Open: CA$43.17
Previous Close: CA$42.94
Day's Range: 43.08–44.43
52-Week Range: 27.60–173.00
Volume: 45.60K
Beta: 1.27

Valuation

Market Cap: CA$709.35M
P/E Ratio: unprofitable
Forward P/E: 10.29
P/S ratio: 2.47
EPS (ttm): −20.62

Financials (FY)

Revenue (FY): CA$1.70B+10.55%
Net Income (FY): −CA$178.37M−167.51%
Profit margin: −120.33%
Shares Outstanding: 16.03M
1-Year Return: −72.20%

Dividend and dates

Ex-Dividend Date: December 24, 2025
Earnings Date: November 5, 2026estimated
Avg Volume: 76.05K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, GSY.TO closed at CA$44.24, −72.20% over 1 year.

goeasy Ltd. (GSY.TO) has a market capitalization of CA$709.35M.

In fiscal 2025, GSY.TO reported revenue of CA$1.70B.

GSY.TO Stock Return by Calendar Year

goeasy Ltd. (GSY.TO) 10-year return: what CA$10,000 became

1 year: CA$10,000 CA$2,780; −72.20%
5 years: CA$10,000 CA$2,606; −73.94%
10 years: CA$10,000 CA$22,271; +122.71%

If you had invested CA$10,000 in goeasy Ltd. (GSY.TO) 10 years ago, at the close on October 21, 2016, it would have been worth CA$22,271 at the close on October 21, 2026: +122.71% in total, +8.34% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

+98.94%−66.30%

2016*2017201820192020202120222023202420252026*

Year	Return
2026 (partial year)	−66.30%
2025	−18.20%
2024	+8.37%
2023	+53.67%
2022	−38.60%
2021	+88.56%
2020	+43.55%
2019	+98.94%
2018	−1.48%
2017	+55.88%
2016 (partial year)	+27.41%

As of October 21, 2026.

GSY.TO Revenue and Earnings by Fiscal Year

FY ends December

RevenueNet income

2022202320242025

Fiscal year	Revenue	Net income	Net margin
2025	CA$1.70B	−CA$178.37M	−10.5%
2024	CA$1.53B	CA$264.23M	17.2%
2023	CA$1.25B	CA$247.90M	19.8%
2022	CA$1.02B	CA$140.16M	13.8%

Fiscal year	Revenue	Gross profit	Operating income	Net income	Net margin
2025	CA$1.70B	CA$1.17B	CA$937.40M	−CA$178.37M	−10.5%
2024	CA$1.53B	CA$1.06B	CA$846.65M	CA$264.23M	17.2%
2023	CA$1.25B	CA$851.59M	CA$654.13M	CA$247.90M	19.8%
2022	CA$1.02B	CA$708.26M	CA$522.56M	CA$140.16M	13.8%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

GSY.TO Dividend History

’16’17’18’19’20’21’22’23’24’25

CA$5.84+24.8% vs 2024

Dividends per share, 2025 · 4 payments

Year	Dividends per share	Payments	Change
2025	CA$5.84	4	+24.8%
2024	CA$4.68	4	+21.9%
2023	CA$3.84	4	+5.5%
2022	CA$3.64	4	+37.9%

Year	Dividends per share	Payments	Change
2025	CA$5.84	4	+24.8%
2024	CA$4.68	4	+21.9%
2023	CA$3.84	4	+5.5%
2022	CA$3.64	4	+37.9%
2021	CA$2.64	4	+46.7%
2020	CA$1.80	4	+45.2%
2019	CA$1.24	4	+37.8%
2018	CA$0.90	4	+25.0%
2017	CA$0.72	4	+476.0%
2016	CA$0.13	1	—

Most recent payment: CA$1.46 per share, ex-dividend December 24, 2025. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

GSY.TO Valuation vs Credit Services Median

Median of 56 stocks

Metric	GSY.TO	Credit Services median	vs median
P/S ratio	2.47	1.50	65% above
Profit margin	−120.33%	9.89%	130.2 pts below

Medians across 56 Credit Services stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Analysis

Data-derived

Company Overview

goeasy Ltd. (GSY.TO) is capitalised at CA$709.35M on the latest close. It is classified in the Credit Services industry, within the Financial Services sector. The company reports 2,300 employees.

The most recent close on file for GSY.TO is CA$44.24, dated October 21, 2026. That is +CA$1.30 (+3.03%) against the previous close. The 52-week range on file runs from CA$27.60 to CA$173.00. The latest close sits 60.29% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of CA$1.70B. That is +10.55% against the prior fiscal year, when revenue was CA$1.53B. The same year closed with a net loss of CA$178.37M. The reported profit margin is −120.33%. That is 130.2 percentage points below the Credit Services median of 9.89%. Earnings per share on a trailing basis come to −20.62.

Across the 4 fiscal years on file, revenue moves from CA$1.02B in 2022 to CA$1.70B in 2025. Of those 4 years, 3 report positive net income.

Valuation Assessment

The record shows negative trailing earnings, so no price-to-earnings ratio is published. The forward P/E on file is 10.29. The price-to-sales ratio is 2.47. On price-to-sales that is 64.82% above the Credit Services median of 1.5. The medians here are taken across 56 Credit Services companies that report the metric.

The reported beta is 1.27. Annualized volatility over the trailing 10 years is 49.06%. The trailing one-year total return is −72.20%. Measured over 10 years, that is +8.34% a year compounded.

Growth & Income

The dividend record for GSY.TO runs through 2025. Dividends are recorded for 10 calendar years; 2025 shows 4 payments totalling CA$5.84 a share. The year before, 2024, totalled CA$4.68 a share.

So far in 2026 the total return is −66.30%. Across the complete calendar years on file, 2019 returned +98.94% and 2022 returned −38.60%. Of the 9 complete calendar years on file, 6 finished higher.

Peer Comparison

goeasy Ltd. (GSY.TO) operates in the Credit Services industry. Here is how it compares to its closest peers by market capitalization:

Company	Ticker	Market Cap	P/E Ratio
goeasy Ltd.	GSY.TO	CA$709.35M	—
Visa Inc.	V	$765.68B	34.7
Mastercard Incorporated	MA	$545.42B	34.3
American Express Company	AXP	$214.98B	19.3

Market caps are shown in each company's own trading currency, without conversion, and the peers are listed in order of these unconverted figures.

The Credit Services industry average P/E ratio is 10.9x. goeasy Ltd. has no P/E ratio because it is not currently profitable.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About goeasy Ltd.

goeasy Ltd. provides non-prime leasing and lending services under the easyhome, easyfinancial, and LendCare brands to consumers in Canada. It operates through two segments, Easyfinancial and Easyhome. The company offers unsecured and secured installment loans; home equity and improvement, secured instalment loans and automotive vehicle financing; and loans to finance the purchase of retail goods, powersports and recreational vehicles, home improvement projects, and healthcare related products and services. It also leases household furniture, appliances, electronics, and unsecured lending products to retail consumers. The company was formerly known as easyhome Ltd. and changed its name to goeasy Ltd. in September 2015. goeasy Ltd. was incorporated in 1990 and is headquartered in Mississauga, Canada.

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