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StockVS

TSX · Credit Services · CAD

goeasy Ltd. (GSY.TO) Stock Analysis

goeasy Ltd. (GSY.TO) is a Credit Services stock listed on TSX and quoted in Canadian Dollar.

GSY.TO

CA$43.59

−CA$0.57 (−1.29%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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GSY.TO Key Statistics

As of Sep 4, 2026
Trading
Open
CA$44.05
Previous Close
CA$44.16
Day's Range
43.45–44.91
52-Week Range
27.60–214.50
Volume
28.70K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
1.27
Valuation
Market Cap
CA$698.93M
P/E Ratio
unprofitable
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
9.61
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
2.43
EPS (ttm)Profit attributable to each share over the last twelve months.
−20.87
Financials (FY)
Revenue (FY)
CA$1.70B+10.55%
Net Income (FY)
−CA$178.37M−167.51%
Profit marginThe share of revenue left as profit after all costs and taxes.
−120.33%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
16.03M
1-Year Return
−79.30%
Dividend and dates
Dividend
CA$5.84+17.95%
Ex-Dividend Date
December 24, 2025
Earnings Date
November 5, 2026estimated
Avg Volume
100.64K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

GSY.TO Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−66.80%
2025−18.20%
2024+8.37%
2023+53.67%
2022−38.60%
2021+88.56%
2020+43.55%
2019+98.94%
2018−1.48%
2017+55.88%
2016 (partial year)+27.41%

As of September 4, 2026.

GSY.TO Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025CA$1.70B−CA$178.37M−10.5%
2024CA$1.53BCA$264.23M17.2%
2023CA$1.25BCA$247.90M19.8%
2022CA$1.02BCA$140.16M13.8%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025CA$1.70BCA$1.17BCA$937.40M−CA$178.37M−10.5%
2024CA$1.53BCA$1.06BCA$846.65MCA$264.23M17.2%
2023CA$1.25BCA$851.59MCA$654.13MCA$247.90M19.8%
2022CA$1.02BCA$708.26MCA$522.56MCA$140.16M13.8%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

GSY.TO Dividend History

CA$5.84+24.8% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2025CA$5.844+24.8%
2024CA$4.684+21.9%
2023CA$3.844+5.5%
2022CA$3.644+37.9%
YearDividends per sharePaymentsChange
2025CA$5.844+24.8%
2024CA$4.684+21.9%
2023CA$3.844+5.5%
2022CA$3.644+37.9%
2021CA$2.644+46.7%
2020CA$1.804+45.2%
2019CA$1.244+37.8%
2018CA$0.904+25.0%
2017CA$0.724+188.0%
2016CA$0.252—

Most recent payment: CA$1.46 per share, ex-dividend December 24, 2025. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

GSY.TO Valuation vs Credit Services Median

Median of 60 stocks
MetricGSY.TOCredit Services medianvs median
P/S ratio2.431.6448% above
Profit margin−120.33%9.99%130.3 pts below

Medians across 60 Credit Services stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Analysis

Data-derived

Company Overview

goeasy Ltd. (GSY.TO) is capitalised at CA$698.93M on the latest close. It is classified in the Credit Services industry, within the Financial Services sector. The company reports 2,300 employees.

The most recent close on file for GSY.TO is CA$43.59, dated September 4, 2026. That is −CA$0.57 (−1.29%) against the previous close. The 52-week range on file runs from CA$27.60 to CA$214.50. The latest close sits 57.93% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of CA$1.70B. That is +10.55% against the prior fiscal year, when revenue was CA$1.53B. The same year closed with a net loss of CA$178.37M. The reported profit margin is −120.33%. That is 130.3 percentage points below the Credit Services median of 9.99%. Earnings per share on a trailing basis come to −20.87.

Across the 4 fiscal years on file, revenue moves from CA$1.02B in 2022 to CA$1.70B in 2025. Of those 4 years, 3 report positive net income.

Valuation Assessment

The record shows negative trailing earnings, so no price-to-earnings ratio is published. The forward P/E on file is 9.61. The price-to-sales ratio is 2.43. On price-to-sales that is 48.33% above the Credit Services median of 1.64. The medians here are taken across 60 Credit Services companies that report the metric.

The reported beta is 1.27. Annualized volatility over the trailing 10 years is 49.12%. The trailing one-year price return is −79.30%. Measured over 10 years, that is +10.75% a year compounded.

Growth & Income

The trailing dividend yield is 17.95%. That is 13.7 percentage points above the Credit Services median yield of 4.22%. The indicated annual rate is CA$5.84 a share. The ex-dividend date on file is December 24, 2025. Dividends are recorded for 10 calendar years; 2025 shows 4 payments totalling CA$5.84 a share. The year before, 2024, totalled CA$4.68 a share.

So far in 2026 the price is −66.80%. Across the complete calendar years on file, 2019 returned +98.94% and 2022 returned −38.60%. Of the 9 complete calendar years on file, 6 finished higher.

Peer Comparison

goeasy Ltd. (GSY.TO) operates in the Credit Services industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
goeasy Ltd. GSY.TO CA$698.93M —
Visa Inc. V CA$700.27B 31.9
Mastercard Incorporated MA CA$507.39B 32.3
American Express Company AXP CA$220.26B 20.0

The Credit Services industry average P/E ratio is 12.5x. goeasy Ltd. has no P/E ratio because it is not currently profitable.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About goeasy Ltd.

goeasy Ltd. provides non-prime leasing and lending services under the easyhome, easyfinancial, and LendCare brands to consumers in Canada. It operates through two segments, Easyfinancial and Easyhome. The company offers unsecured and secured installment loans; home equity and improvement, secured instalment loans and automotive vehicle financing; and loans to finance the purchase of retail goods, powersports and recreational vehicles, home improvement projects, and healthcare related products and services. It also leases household furniture, appliances, electronics, and unsecured lending products to retail consumers. The company was formerly known as easyhome Ltd. and changed its name to goeasy Ltd. in September 2015. goeasy Ltd. was incorporated in 1990 and is headquartered in Mississauga, Canada.

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