Price History

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ENVA Key Statistics

As of Sep 4, 2026

Trading

Open: $230.27
Previous Close: $233.17
Day's Range: 230.27–235.83
52-Week Range: 103.02–267.45
Volume: 146.20K
Beta: 1.21

Valuation

Market Cap: $5.74B
P/E Ratio: 17.34
Forward P/E: 11.20
P/S ratio: 3.39
EPS (ttm): 13.30

Financials (FY)

Revenue (FY): $3.15B+18.58%
Net Income (FY): $308.39M+47.24%
Profit margin: 21.01%
Shares Outstanding: 24.90M
1-Year Return: +86.89%

Dividend and dates

Earnings Date: October 22, 2026estimated
Avg Volume: 379.08K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

ENVA Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

−6.32%+73.19%+46.68%

2016*2017201820192020202120222023202420252026*

Year	Return
2026 (partial year)	+46.68%
2025	+63.95%
2024	+73.19%
2023	+44.28%
2022	−6.32%
2021	+65.36%
2020	+2.95%
2019	+23.64%
2018	+28.03%
2017	+21.12%
2016 (partial year)	+31.97%

As of September 4, 2026.

ENVA Revenue and Earnings by Fiscal Year

FY ends December

RevenueNet income

2022202320242025

Fiscal year	Revenue	Net income	Net margin
2025	$3.15B	$308.39M	9.8%
2024	$2.66B	$209.45M	7.9%
2023	$2.12B	$175.12M	8.3%
2022	$1.74B	$207.42M	11.9%

Fiscal year	Revenue	Gross profit	Operating income	Net income	Net margin
2025	$3.15B	$1.49B	$406.73M	$308.39M	9.8%
2024	$2.66B	$1.24B	$294.32M	$209.45M	7.9%
2023	$2.12B	$1.04B	$227.36M	$175.12M	8.3%
2022	$1.74B	$1.00B	$268.11M	$207.42M	11.9%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

ENVA Valuation vs Credit Services Median

Median of 60 stocks

Metric	ENVA	Credit Services median	vs median
P/E	17.34	12.47	39% above
P/S ratio	3.39	1.64	107% above
Profit margin	21.01%	9.99%	11.0 pts above

Medians across 60 Credit Services stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Enova International, Inc. (ENVA) carries a market capitalisation of $5.74B. It is classified in the Credit Services industry, within the Financial Services sector. The company reports 1,836 employees.

ENVA last closed at $230.58 on September 4, 2026. That is −$2.59 (−1.11%) against the previous close. The 52-week range on file runs from $103.02 to $267.45. The latest close sits 123.82% above that 52-week low.

Financial Health

In fiscal 2025, Enova International, Inc. reported revenue of $3.15B. Against the prior fiscal year total of $2.66B, that is a change of +18.58%. Net income for the same year was $308.39M. That is +47.24% against the prior fiscal year. Profit margin runs at 21.01%. That is 11 percentage points above the Credit Services median of 9.99%. Earnings per share on a trailing basis come to 13.3.

Across the 4 fiscal years on file, revenue moves from $1.74B in 2022 to $3.15B in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

ENVA trades at a trailing price-to-earnings ratio of 17.34. That is 39.05% above the Credit Services median of 12.47. The forward P/E on file is 11.2. The price-to-sales ratio is 3.39. On price-to-sales that is 106.87% above the Credit Services median of 1.64. The medians here are taken across 60 Credit Services companies that report the metric.

The reported beta is 1.21. Daily returns over the trailing 10 years annualize to a volatility of 48.88%. Over the trailing twelve months the price has returned +86.89%. Measured over 10 years, that is +36.42% a year compounded.

Growth & Income

No dividend is on file for ENVA.

Across the complete calendar years on file, 2024 returned +73.19% and 2022 returned −6.32%. Of the 9 complete calendar years on file, 8 finished higher. So far in 2026 the price is +46.68%.

Peer Comparison

Enova International, Inc. (ENVA) operates in the Credit Services industry. Here is how it compares to its closest peers by market capitalization:

Company	Ticker	Market Cap	P/E Ratio
Enova International, Inc.	ENVA	$5.74B	17.3
Visa Inc.	V	$700.27B	31.9
Mastercard Incorporated	MA	$507.39B	32.3
American Express Company	AXP	$220.26B	20.0

The Credit Services industry average P/E ratio is 12.5x. Enova International, Inc. trades at a P/E of 17.3.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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PYPL

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SYF

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About Enova International, Inc.

Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It also provides money transfer services. The company markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic, and Pangea brands. Enova International, Inc. was founded in 2003 and is headquartered in Chicago, Illinois.

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Enova International, Inc. (ENVA) Stock Analysis