NYSE · Asset Management · USD

Ellington Credit Company (EARN) Stock Analysis

Ellington Credit Company (EARN) is a Asset Management stock listed on NYSE and quoted in US Dollar.

Last Updated: October 21, 2026

EARN

$3.50

−$0.06 (−1.69%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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EARN Key Statistics

As of Oct 21, 2026

Trading

Open: $3.58
Previous Close: $3.56
Day's Range: 3.48–3.57
52-Week Range: 3.22–5.72
Volume: 246.10K
Beta: 1.30

Valuation

Market Cap: $137.55M
P/E Ratio: unprofitable
Forward P/E: 3.75
P/S ratio: 3.31
EPS (ttm): −1.03

Financials (FY)

Revenue (FY): $15.88M+57.32%
Net Income (FY): $6.59M+44.46%
Profit margin: −81.20%
Shares Outstanding: 39.30M
1-Year Return: −21.39%

Dividend and dates

Dividend: $0.96+26.97%
Ex-Dividend Date: October 30, 2026
Avg Volume: 425.26K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, EARN closed at $3.50, −21.39% over 1 year.

Ellington Credit Company (EARN) has a market capitalization of $137.55M.

In fiscal 2024, EARN reported revenue of $15.88M.

EARN Stock Return by Calendar Year

Ellington Credit Company (EARN) 10-year return: what $10,000 became

1 year: $10,000 $7,861; −21.39%
5 years: $10,000 $5,862; −41.38%
10 years: $10,000 $10,217; +2.17%

If you had invested $10,000 in Ellington Credit Company (EARN) 10 years ago, at the close on October 21, 2016, it would have been worth $10,217 at the close on October 21, 2026: +2.17% in total, +0.22% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

+35.60%−25.30%

2016*2017201820192020202120222023202420252026*

Year	Return
2026 (partial year)	−25.30%
2025	−5.88%
2024	+24.65%
2023	+2.97%
2022	−25.04%
2021	−11.96%
2020	+35.60%
2019	+17.85%
2018	−3.09%
2017	+3.42%
2016 (partial year)	−0.05%

As of October 21, 2026.

EARN Revenue and Earnings by Fiscal Year

FY ends December

RevenueNet income

2021202220232024

Fiscal year	Revenue	Net income	Net margin
2024	$15.88M	$6.59M	41.5%
2023	$10.09M	$4.56M	45.2%
2022	−$25.07M	−$30.20M	120.5%
2021	−$557.00K	−$6.31M	1,132.7%

Fiscal year	Revenue	Gross profit	Operating income	Net income	Net margin
2024	$15.88M	—	—	$6.59M	41.5%
2023	$10.09M	—	—	$4.56M	45.2%
2022	−$25.07M	—	—	−$30.20M	120.5%
2021	−$557.00K	—	—	−$6.31M	1,132.7%

Annual figures as reported, in the company's reporting currency. As of December 31, 2024.

EARN Dividend History

’16’17’18’19’20’21’22’23’24’25’26*

$0.96+0.0% vs 2024

Dividends per share, 2025 · 12 payments

Year	Dividends per share	Payments	Change
2026*	$0.64	8	—
2025	$0.96	12	+0.0%
2024	$0.96	12	+0.0%
2023	$0.96	12	−7.7%

Year	Dividends per share	Payments	Change
2026 (partial year)	$0.64	8	—
2025	$0.96	12	+0.0%
2024	$0.96	12	+0.0%
2023	$0.96	12	−7.7%
2022	$1.04	12	−11.9%
2021	$1.18	6	+5.4%
2020	$1.12	4	−5.1%
2019	$1.18	4	−18.6%
2018	$1.45	4	−7.6%
2017	$1.57	4	+292.5%
2016	$0.40	1	—

Most recent payment: $0.08 per share, ex-dividend August 31, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

EARN Valuation vs Asset Management Median

Median of 512 stocks

Metric	EARN	Asset Management median	vs median
P/S ratio	3.31	8.59	62% below
Profit margin	−81.20%	74.97%	156.2 pts below

Medians across 512 Asset Management stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 8 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Ellington Credit Company (EARN) is capitalised at $137.55M on the latest close. The company sits in the Financial Services sector, in the Asset Management industry.

The 52-week range on file runs from $3.22 to $5.72. The most recent close on file for EARN is $3.50, dated October 21, 2026. That is −$0.06 (−1.69%) against the previous close. The latest close sits 8.7% above that 52-week low.

Financial Health

In fiscal 2024, Ellington Credit Company reported revenue of $15.88M. That is +57.32% against the prior fiscal year, when revenue was $10.09M. The same year closed with net income of $6.59M. That is +44.46% against the prior fiscal year. The reported profit margin is −81.2%. That is 156.2 percentage points below the Asset Management median of 74.97%. Earnings per share on a trailing basis come to −1.03.

Across the 4 fiscal years on file, revenue moves from −$557.00K in 2021 to $15.88M in 2024. Of those 4 years, 2 report positive net income.

Valuation Assessment

The record shows negative trailing earnings, so no price-to-earnings ratio is published. The forward P/E on file is 3.75. Measured against sales, the shares trade at 3.31 times revenue. On price-to-sales that is 61.51% below the Asset Management median of 8.59. The medians here are taken across 512 Asset Management companies that report the metric.

Beta against the wider market is reported at 1.3. Annualized volatility over the trailing 10 years is 37.92%. Over the trailing twelve months the total return is −21.39%. Measured over 10 years, that is +0.22% a year compounded.

Growth & Income

EARN pays a dividend yielding 26.97%. That is 18.1 percentage points above the Asset Management median yield of 8.91%. At the indicated rate that is $0.96 a share a year. The ex-dividend date on file is October 30, 2026. Dividends are recorded for 11 calendar years; 2026 shows 8 payments totalling $0.64 a share. The year before, 2025, totalled $0.96 a share.

So far in 2026 the total return is −25.30%. The strongest complete calendar year on file is 2020 at +35.60%; the weakest is 2022 at −25.04%. Of the 9 complete calendar years on file, 5 finished higher.

Peer Comparison

Ellington Credit Company (EARN) operates in the Asset Management industry. Here is how it compares to its closest peers by market capitalization:

Company	Ticker	Market Cap	P/E Ratio
Ellington Credit Company	EARN	$137.55M	—
BlackRock, Inc.	BLK	$184.31B	25.8
Blackstone Inc.	BX	$127.43B	23.9
Brookfield Corporation	BN	$83.74B	69.5

The Asset Management industry average P/E ratio is 9.4x. Ellington Credit Company has no P/E ratio because it is not currently profitable.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About Ellington Credit Company

Ellington Credit Company, a closed-end management investment company, focuses on generating current yields and risk-adjusted total returns by investing primarily in collateralized loan obligations. It invests in mezzanine debt and equity tranches. The company was formerly known as Ellington Residential Mortgage REIT and changed its name to Ellington Credit Company in April 2024. Ellington Credit Company was incorporated in 2012 and is headquartered in Old Greenwich, Connecticut.

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