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StockVS

NASDAQ · Banks - Regional · USD

Community Trust Bancorp, Inc. (CTBI) Stock Analysis

Community Trust Bancorp, Inc. (CTBI) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

CTBI

$68.33

−$6.97 (−9.26%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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CTBI Key Statistics

As of Oct 21, 2026
Trading
Open
$71.87
Previous Close
$75.30
Day's Range
67.11–72.02
52-Week Range
50.25–79.92
Volume
397.46K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.56
Valuation
Market Cap
$1.24B
P/E Ratio
11.45
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
10.49
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
1.03
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
4.32
EPS (ttm)Profit attributable to each share over the last twelve months.
5.97
Financials (FY)
Revenue (FY)
$282.60M+13.69%
Net Income (FY)
$98.06M+18.41%
Profit marginThe share of revenue left as profit after all costs and taxes.
37.63%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
18.17M
1-Year Return
+33.39%
Dividend and dates
Dividend
$2.60+3.45%
Ex-Dividend Date
September 15, 2026
Earnings Date
October 21, 2026
Avg Volume
112.07K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, CTBI closed at $68.33, +33.39% over 1 year.

Community Trust Bancorp, Inc. (CTBI) has a market capitalization of $1.24B.

In fiscal 2025, CTBI reported revenue of $282.60M.

CTBI Stock Return by Calendar Year

Community Trust Bancorp, Inc. (CTBI) 10-year return: what $10,000 became

1 year
$10,000 $13,339
+33.39%
5 years
$10,000 $18,897
+88.97%
10 years
$10,000 $26,664
+166.64%

If you had invested $10,000 in Community Trust Bancorp, Inc. (CTBI) 10 years ago, at the close on October 21, 2016, it would have been worth $26,664 at the close on October 21, 2026: +166.64% in total, +10.30% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+22.95%
2025+10.51%
2024+25.91%
2023−0.02%
2022+9.56%
2021+22.06%
2020−16.79%
2019+21.94%
2018−13.37%
2017−2.27%
2016 (partial year)+42.45%

As of October 21, 2026.

CTBI Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$282.60M$98.06M34.7%
2024$248.56M$82.81M33.3%
2023$230.77M$78.00M33.8%
2022$227.02M$81.81M36.0%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$282.60M——$98.06M34.7%
2024$248.56M——$82.81M33.3%
2023$230.77M——$78.00M33.8%
2022$227.02M——$81.81M36.0%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

CTBI Dividend History

$2.00+7.5% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$1.773—
2025$2.004+7.5%
2024$1.864+3.3%
2023$1.804+7.1%
YearDividends per sharePaymentsChange
2026 (partial year)$1.773—
2025$2.004+7.5%
2024$1.864+3.3%
2023$1.804+7.1%
2022$1.684+7.0%
2021$1.574+2.6%
2020$1.534+3.4%
2019$1.484+7.2%
2018$1.384+6.2%
2017$1.304+306.3%
2016$0.321—

Most recent payment: $0.59 per share, ex-dividend September 15, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

CTBI Valuation vs Banks - Regional Median

Median of 326 stocks
MetricCTBIBanks - Regional medianvs median
P/E11.4512.035% below
P/S ratio4.323.5821% above
Profit margin37.63%29.44%8.2 pts above

Medians across 326 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 9 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Community Trust Bancorp, Inc. (CTBI) is capitalised at $1.24B on the latest close. It is classified in the Banks - Regional industry, within the Financial Services sector. Headcount on file is 970.

The most recent close on file for CTBI is $68.33, dated October 21, 2026. That is −$6.97 (−9.26%) against the previous close. Over the past 52 weeks the price has ranged from $50.25 to $79.92. The latest close sits 35.98% above that 52-week low.

Financial Health

In fiscal 2025, Community Trust Bancorp, Inc. reported revenue of $282.60M. That is +13.69% against the prior fiscal year, when revenue was $248.56M. Net income for the same year was $98.06M. That is +18.41% against the prior fiscal year. The reported profit margin is 37.63%. That is 8.2 percentage points above the Banks - Regional median of 29.44%. Earnings per share on a trailing basis come to 5.97.

Across the 4 fiscal years on file, revenue moves from $227.02M in 2022 to $282.60M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 11.45 times earnings. That is 4.82% below the Banks - Regional median of 12.03. On forward earnings the ratio is 10.49. The PEG ratio, which sets the P/E against expected earnings growth, reads 1.03. Measured against sales, the shares trade at 4.32 times revenue. On price-to-sales that is 20.85% above the Banks - Regional median of 3.58. The medians here are taken across 326 Banks - Regional companies that report the metric.

Beta against the wider market is reported at 0.56. Daily returns over the trailing 10 years annualize to a volatility of 29.4%. The trailing one-year total return is +33.39%. Across 10 years the annualized return works out at +10.30%.

Growth & Income

CTBI pays a dividend yielding 3.45%. That is 0.8 percentage points above the Banks - Regional median yield of 2.68%. The indicated annual rate is $2.60 a share. The ex-dividend date on file is September 15, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $1.77 a share. The year before, 2025, totalled $2.00 a share.

So far in 2026 the total return is +22.95%. Across the complete calendar years on file, 2024 returned +25.91% and 2020 returned −16.79%. Of the 9 complete calendar years on file, 5 finished higher.

Peer Comparison

Community Trust Bancorp, Inc. (CTBI) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Community Trust Bancorp, Inc. CTBI $1.24B 11.5
Mizuho Financial Group, Inc. MFG $120.84B 13.7
HDFC Bank Limited HDB $116.51B 14.6
Itaú Unibanco Holding S.A. ITUB $106.91B 12.4

The Banks - Regional industry average P/E ratio is 12.0x. Community Trust Bancorp, Inc. trades at a P/E of 11.5.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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 IBN

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 USB

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$92.00B

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About Community Trust Bancorp, Inc.

Community Trust Bancorp, Inc. operates as the bank holding company for Community Trust Bank, Inc. that provides various commercial and personal banking, and trust and wealth management services. The company accepts time and demand deposits, checking accounts, regular and term savings accounts and savings certificates, individual retirement accounts and Keogh plans, and money market accounts. Its loan portfolio includes commercial, construction, mortgage, and personal loans; lease-financing, lines of credit, revolving lines of credit, and term loans, as well as other specialized loans, including asset-based financing; residential and commercial real estate loans; consumer loans; hotel/motel loans; and other commercial loans. The company also provides cash management, renting safe deposit boxes, and funds transfer services; issues letters of credit; and acts as a trustee of personal trusts, executor of estates, trustee for employee benefit trusts, and paying agent for bond and stock issues, as well as an investment agent and depositor for securities and undertakes repurchase agreements. In addition, it offers securities brokerage services; debit cards; annuity and life insurance products; and repurchase agreements. The company serves small and mid-sized communities in eastern, northeastern, central, and south-central Kentucky, southern West Virginia, and northeastern Tennessee. Community Trust Bancorp, Inc. was founded in 1903 and is headquartered in Pikeville, Kentucky.

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