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StockVS

NASDAQ · Credit Services · USD

Credit Acceptance Corporation (CACC) Stock Analysis

Credit Acceptance Corporation (CACC) is a Credit Services stock listed on NASDAQ and quoted in US Dollar.

CACC

$604.72

+$3.14 (+0.52%)

Sep 4, 2026 · Market close

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Price History

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CACC Key Statistics

As of Sep 4, 2026
Trading
Open
$600.67
Previous Close
$601.58
Day's Range
598.26–611.02
52-Week Range
401.90–668.86
Volume
59.50K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
1.35
Valuation
Market Cap
$6.28B
P/E Ratio
13.28
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
11.03
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
1.77
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
4.82
EPS (ttm)Profit attributable to each share over the last twelve months.
45.54
Financials (FY)
Revenue (FY)
$2.29B+7.20%
Net Income (FY)
$423.90M+71.00%
Profit marginThe share of revenue left as profit after all costs and taxes.
38.51%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
10.38M
1-Year Return
+16.13%
Dividend and dates
Earnings Date
October 29, 2026estimated
Avg Volume
154.70K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

CACC Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+36.36%
2025−5.54%
2024−11.88%
2023+12.30%
2022−31.01%
2021+98.67%
2020−21.75%
2019+15.87%
2018+18.02%
2017+48.72%
2016 (partial year)+5.83%

As of September 4, 2026.

CACC Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$2.29B$423.90M18.5%
2024$2.13B$247.90M11.6%
2023$1.88B$286.10M15.2%
2022$1.82B$535.80M29.4%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$2.29B$1.42B$619.90M$423.90M18.5%
2024$2.13B$1.33B$325.10M$247.90M11.6%
2023$1.88B$1.26B$347.30M$286.10M15.2%
2022$1.82B$1.35B$702.30M$535.80M29.4%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

CACC Valuation vs Credit Services Median

Median of 60 stocks
MetricCACCCredit Services medianvs median
P/E13.2812.476% above
P/S ratio4.821.64194% above
Profit margin38.51%9.99%28.5 pts above

Medians across 60 Credit Services stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

All 13 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Credit Acceptance Corporation (CACC) carries a market capitalisation of $6.28B. It is classified in the Credit Services industry, within the Financial Services sector. Headcount on file is 2,314.

The most recent close on file for CACC is $604.72, dated September 4, 2026. That is +$3.14 (+0.52%) against the previous close. The 52-week range on file runs from $401.90 to $668.86. The latest close sits 50.47% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of $2.29B. Against the prior fiscal year total of $2.13B, that is a change of +7.20%. Net income for the same year was $423.90M. That is +71.00% against the prior fiscal year. Profit margin runs at 38.51%. That is 28.5 percentage points above the Credit Services median of 9.99%. Trailing earnings per share are 45.54.

Across the 4 fiscal years on file, revenue moves from $1.82B in 2022 to $2.29B in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 13.28. That is 6.5% above the Credit Services median of 12.47. On forward earnings the ratio is 11.03. The PEG ratio, which sets the P/E against expected earnings growth, reads 1.77. The price-to-sales ratio is 4.82. On price-to-sales that is 193.59% above the Credit Services median of 1.64. 60 Credit Services companies report these metrics, and the medians quoted come from that group.

The trailing one-year price return is +16.13%. Across 10 years the annualized return works out at +11.72%. The reported beta is 1.35. Daily returns over the trailing 10 years annualize to a volatility of 41.08%.

Growth & Income

The record shows no dividend for CACC.

2026 is still running; the price is +36.36% year to date. The strongest complete calendar year on file is 2021 at +98.67%; the weakest is 2022 at −31.01%. Of the 9 complete calendar years on file, 5 finished higher.

Peer Comparison

Credit Acceptance Corporation (CACC) operates in the Credit Services industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Credit Acceptance Corporation CACC $6.28B 13.3
Visa Inc. V $700.27B 31.9
Mastercard Incorporated MA $507.39B 32.3
American Express Company AXP $220.26B 20.0

The Credit Services industry average P/E ratio is 12.5x. Credit Acceptance Corporation trades at a P/E of 13.3.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About Credit Acceptance Corporation

Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobile dealers. The company was founded in 1972 and is headquartered in Southfield, Michigan.

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