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StockVS

NASDAQ · Credit Services · USD

Credit Acceptance Corporation (CACC) Stock Analysis

Credit Acceptance Corporation (CACC) is a Credit Services stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

CACC

$541.25

+$3.09 (+0.57%)

Oct 21, 2026 · Market close

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Price History

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CACC Key Statistics

As of Oct 21, 2026
Trading
Open
$540.50
Previous Close
$538.16
Day's Range
535.43–545.00
52-Week Range
401.90–668.86
Volume
56.44K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
1.40
Valuation
Market Cap
$5.67B
P/E Ratio
12.04
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
9.89
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
1.77
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
4.35
EPS (ttm)Profit attributable to each share over the last twelve months.
45.35
Financials (FY)
Revenue (FY)
$2.29B+7.20%
Net Income (FY)
$423.90M+71.00%
Profit marginThe share of revenue left as profit after all costs and taxes.
38.51%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
10.38M
1-Year Return
+7.86%
Dividend and dates
Earnings Date
October 29, 2026estimated
Avg Volume
118.83K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, CACC closed at $541.25, +7.86% over 1 year.

Credit Acceptance Corporation (CACC) has a market capitalization of $5.67B.

In fiscal 2025, CACC reported revenue of $2.29B.

CACC Stock Return by Calendar Year

Credit Acceptance Corporation (CACC) 10-year return: what $10,000 became

1 year
$10,000 $10,786
+7.86%
5 years
$10,000 $8,791
−12.09%
10 years
$10,000 $29,346
+193.46%

If you had invested $10,000 in Credit Acceptance Corporation (CACC) 10 years ago, at the close on October 21, 2016, it would have been worth $29,346 at the close on October 21, 2026: +193.46% in total, +11.37% a year. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+22.05%
2025−5.54%
2024−11.88%
2023+12.30%
2022−31.01%
2021+98.67%
2020−21.75%
2019+15.87%
2018+18.02%
2017+48.72%
2016 (partial year)+5.83%

As of October 21, 2026.

CACC Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$2.29B$423.90M18.5%
2024$2.13B$247.90M11.6%
2023$1.88B$286.10M15.2%
2022$1.82B$535.80M29.4%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$2.29B$1.42B$619.90M$423.90M18.5%
2024$2.13B$1.33B$325.10M$247.90M11.6%
2023$1.88B$1.26B$347.30M$286.10M15.2%
2022$1.82B$1.35B$702.30M$535.80M29.4%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

CACC Valuation vs Credit Services Median

Median of 56 stocks
MetricCACCCredit Services medianvs median
P/E12.0410.9110% above
P/S ratio4.351.50190% above
Profit margin38.51%9.89%28.6 pts above

Medians across 56 Credit Services stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 20 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Credit Acceptance Corporation (CACC) carries a market capitalisation of $5.67B. It is classified in the Credit Services industry, within the Financial Services sector. Headcount on file is 2,314.

The most recent close on file for CACC is $541.25, dated October 21, 2026. That is +$3.09 (+0.57%) against the previous close. The 52-week range on file runs from $401.90 to $668.86. The latest close sits 34.67% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of $2.29B. Against the prior fiscal year total of $2.13B, that is a change of +7.20%. Net income for the same year was $423.90M. That is +71.00% against the prior fiscal year. Profit margin runs at 38.51%. That is 28.6 percentage points above the Credit Services median of 9.89%. Trailing earnings per share are 45.35.

Across the 4 fiscal years on file, revenue moves from $1.82B in 2022 to $2.29B in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 12.04. That is 10.36% above the Credit Services median of 10.91. On forward earnings the ratio is 9.89. The PEG ratio, which sets the P/E against expected earnings growth, reads 1.77. The price-to-sales ratio is 4.35. On price-to-sales that is 190.21% above the Credit Services median of 1.5. 56 Credit Services companies report these metrics, and the medians quoted come from that group.

The trailing one-year total return is +7.86%. Across 10 years the annualized return works out at +11.37%. The reported beta is 1.4. Daily returns over the trailing 10 years annualize to a volatility of 41.05%.

Growth & Income

The record shows no dividend for CACC.

2026 is still running; the total return is +22.05% year to date. The strongest complete calendar year on file is 2021 at +98.67%; the weakest is 2022 at −31.01%. Of the 9 complete calendar years on file, 5 finished higher.

Peer Comparison

Credit Acceptance Corporation (CACC) operates in the Credit Services industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Credit Acceptance Corporation CACC $5.67B 12.0
Visa Inc. V $765.68B 34.7
Mastercard Incorporated MA $545.42B 34.3
American Express Company AXP $214.98B 19.3

The Credit Services industry average P/E ratio is 10.9x. Credit Acceptance Corporation trades at a P/E of 12.0.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About Credit Acceptance Corporation

Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobile dealers. The company was founded in 1972 and is headquartered in Southfield, Michigan.

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