TSX · Credit Services · CAD

Accord Financial Corp. (ACD.TO) Stock Analysis

Accord Financial Corp. (ACD.TO) is a Credit Services stock listed on TSX and quoted in Canadian Dollar.

Last Updated: October 21, 2026

ACD.TO

CA$0.64

+CA$0.04 (+6.67%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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ACD.TO Key Statistics

As of Oct 21, 2026

Trading

Open: CA$0.63
Previous Close: CA$0.60
Day's Range: 0.63–0.64
52-Week Range: 0.50–3.44
Volume: 7.65K
Beta: 0.04

Valuation

Market Cap: CA$5.48M
P/E Ratio: unprofitable
Forward P/E: 1.05
P/S ratio: 0.31
EPS (ttm): −3.70

Financials (FY)

Revenue (FY): CA$28.71M−38.99%
Net Income (FY): −CA$29.97M
Profit margin: −192.65%
Shares Outstanding: 8.56M
1-Year Return: −81.29%

Dividend and dates

Earnings Date: November 10, 2026estimated
Avg Volume: 1.80K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, ACD.TO closed at CA$0.64, −81.29% over 1 year.

Accord Financial Corp. (ACD.TO) has a market capitalization of CA$5.48M.

In fiscal 2025, ACD.TO reported revenue of CA$28.71M.

ACD.TO Stock Return by Calendar Year

Accord Financial Corp. (ACD.TO) 10-year return: what CA$10,000 became

1 year: CA$10,000 CA$1,871; −81.29%
5 years: CA$10,000 CA$857; −91.43%
10 years: CA$10,000 CA$924; −90.76%

If you had invested CA$10,000 in Accord Financial Corp. (ACD.TO) 10 years ago, at the close on October 21, 2016, it would have been worth CA$924 at the close on October 21, 2026: −90.76% in total, −21.19% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

+28.49%−64.44%

2016*2017201820192020202120222023202420252026*

Year	Return
2026 (partial year)	−64.44%
2025	−53.37%
2024	−16.27%
2023	−38.12%
2022	−5.00%
2021	+28.49%
2020	−31.04%
2019	+15.11%
2018	+2.75%
2017	+6.55%
2016 (partial year)	−4.51%

As of October 21, 2026.

ACD.TO Revenue and Earnings by Fiscal Year

FY ends December

RevenueNet income

2022202320242025

Fiscal year	Revenue	Net income	Net margin
2025	CA$28.71M	−CA$29.97M	−104.4%
2024	CA$47.05M	−CA$3.14M	−6.7%
2023	CA$44.41M	−CA$14.63M	−32.9%
2022	CA$43.40M	CA$1.43M	3.3%

Fiscal year	Revenue	Gross profit	Operating income	Net income	Net margin
2025	CA$28.71M	—	—	−CA$29.97M	−104.4%
2024	CA$47.05M	—	—	−CA$3.14M	−6.7%
2023	CA$44.41M	—	—	−CA$14.63M	−32.9%
2022	CA$43.40M	—	—	CA$1.43M	3.3%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

ACD.TO Dividend History

’16’17’18’19’20’21’22’23

CA$0.23−25.0% vs 2022

Dividends per share, 2023 · 3 payments

Year	Dividends per share	Payments	Change
2023	CA$0.23	3	−25.0%
2022	CA$0.30	4	+50.0%
2021	CA$0.20	4	−16.7%
2020	CA$0.24	4	−33.3%

Year	Dividends per share	Payments	Change
2023	CA$0.23	3	−25.0%
2022	CA$0.30	4	+50.0%
2021	CA$0.20	4	−16.7%
2020	CA$0.24	4	−33.3%
2019	CA$0.36	4	+0.0%
2018	CA$0.36	4	+0.0%
2017	CA$0.36	4	+300.0%
2016	CA$0.09	1	—

Most recent payment: CA$0.08 per share, ex-dividend August 14, 2023. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

ACD.TO Valuation vs Credit Services Median

Median of 56 stocks

Metric	ACD.TO	Credit Services median	vs median
P/S ratio	0.31	1.50	0.2x the median
Profit margin	−192.65%	9.89%	202.5 pts below

Medians across 56 Credit Services stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Analysis

Data-derived

Company Overview

Accord Financial Corp. (ACD.TO) is capitalised at CA$5.48M on the latest close. It is classified in the Credit Services industry, within the Financial Services sector. Headcount on file is 72.

Over the past 52 weeks the price has ranged from CA$0.50 to CA$3.44. The most recent close on file for ACD.TO is CA$0.64, dated October 21, 2026. That is +CA$0.04 (+6.67%) against the previous close. The latest close sits 28% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of CA$28.71M. Against the prior fiscal year total of CA$47.05M, that is a change of −38.99%. The same year closed with a net loss of CA$29.97M. The reported profit margin is −192.65%. That is 202.5 percentage points below the Credit Services median of 9.89%. Trailing earnings per share are −3.7.

Across the 4 fiscal years on file, revenue moves from CA$43.40M in 2022 to CA$28.71M in 2025. Of those 4 years, 1 report positive net income.

Valuation Assessment

No trailing P/E applies: the last reported earnings figure is negative. On forward earnings the ratio is 1.05. Measured against sales, the shares trade at 0.31 times revenue. On price-to-sales that is 0.2 times the Credit Services median of 1.5. The medians here are taken across 56 Credit Services companies that report the metric.

The reported beta is 0.04. Annualized volatility over the trailing 10 years is 42.46%. Over the trailing twelve months the total return is −81.29%. Measured over 10 years, that is −21.19% a year compounded.

Growth & Income

The latest dividend on file for ACD.TO dates from 2023. Dividends are recorded for 8 calendar years; 2023 shows 3 payments totalling CA$0.23 a share. The year before, 2022, totalled CA$0.30 a share.

So far in 2026 the total return is −64.44%. Across the complete calendar years on file, 2021 returned +28.49% and 2025 returned −53.37%. Of the 9 complete calendar years on file, 4 finished higher.

Peer Comparison

Accord Financial Corp. (ACD.TO) operates in the Credit Services industry. Here is how it compares to its closest peers by market capitalization:

Company	Ticker	Market Cap	P/E Ratio
Accord Financial Corp.	ACD.TO	CA$5.48M	—
Visa Inc.	V	$765.68B	34.7
Mastercard Incorporated	MA	$545.42B	34.3
American Express Company	AXP	$214.98B	19.3

Market caps are shown in each company's own trading currency, without conversion, and the peers are listed in order of these unconverted figures.

The Credit Services industry average P/E ratio is 10.9x. Accord Financial Corp. has no P/E ratio because it is not currently profitable.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About Accord Financial Corp.

Accord Financial Corp., through its subsidiaries, provides asset-based financial services to industrial and commercial enterprises primarily in Canada and the United States. It is also involved in asset-based lending, which entails financing or purchasing receivables on a recourse basis, as well as financing other tangible assets, such as inventory; and equipment financing, provision of lease and equipment, trade, working capital, film and media production, and supply chain financing for importers. The company serves customers in manufacturing, retail, services, wholesale, import and export, lending, apparel and textile, food and beverage, and construction sectors. Accord Financial Corp. was founded in 1978 and is based in Toronto, Canada.

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