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StockVS

TSX · Credit Services · CAD

Accord Financial Corp. (ACD.TO) Stock Analysis

Accord Financial Corp. (ACD.TO) is a Credit Services stock listed on TSX and quoted in Canadian Dollar.

ACD.TO

CA$0.96

CA$0.00 (0.00%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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ACD.TO Key Statistics

As of Sep 4, 2026
Trading
Open
CA$0.96
Previous Close
CA$0.96
52-Week Range
0.50–3.58
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
−0.02
Valuation
Market Cap
CA$8.22M
P/E Ratio
unprofitable
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
1.57
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
0.47
EPS (ttm)Profit attributable to each share over the last twelve months.
−3.82
Financials (FY)
Revenue (FY)
CA$28.71M−38.99%
Net Income (FY)
−CA$29.97M
Profit marginThe share of revenue left as profit after all costs and taxes.
−192.65%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
8.56M
1-Year Return
−72.73%
Dividend and dates
Earnings Date
November 10, 2026estimated
Avg Volume
2.87K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

ACD.TO Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−46.67%
2025−53.37%
2024−16.27%
2023−38.12%
2022−5.00%
2021+28.49%
2020−31.04%
2019+15.11%
2018+2.75%
2017+6.55%
2016 (partial year)−4.51%

As of September 4, 2026.

ACD.TO Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025CA$28.71M−CA$29.97M−104.4%
2024CA$47.05M−CA$3.14M−6.7%
2023CA$44.41M−CA$14.63M−32.9%
2022CA$43.40MCA$1.43M3.3%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025CA$28.71M——−CA$29.97M−104.4%
2024CA$47.05M——−CA$3.14M−6.7%
2023CA$44.41M——−CA$14.63M−32.9%
2022CA$43.40M——CA$1.43M3.3%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

ACD.TO Valuation vs Credit Services Median

Median of 60 stocks
MetricACD.TOCredit Services medianvs median
P/S ratio0.471.640.3x the median
Profit margin−192.65%9.99%202.6 pts below

Medians across 60 Credit Services stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Analysis

Data-derived

Company Overview

Accord Financial Corp. (ACD.TO) is capitalised at CA$8.22M on the latest close. It is classified in the Credit Services industry, within the Financial Services sector. Headcount on file is 72.

Over the past 52 weeks the price has ranged from CA$0.50 to CA$3.58. The most recent close on file for ACD.TO is CA$0.96, dated September 4, 2026. The close was unchanged from the previous session. The latest close sits 92% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of CA$28.71M. Against the prior fiscal year total of CA$47.05M, that is a change of −38.99%. The same year closed with a net loss of CA$29.97M. The reported profit margin is −192.65%. That is 202.6 percentage points below the Credit Services median of 9.99%. Trailing earnings per share are −3.82.

Across the 4 fiscal years on file, revenue moves from CA$43.40M in 2022 to CA$28.71M in 2025. Of those 4 years, 1 report positive net income.

Valuation Assessment

No trailing P/E applies: the last reported earnings figure is negative. On forward earnings the ratio is 1.57. Measured against sales, the shares trade at 0.47 times revenue. On price-to-sales that is 0.3 times the Credit Services median of 1.64. The medians here are taken across 60 Credit Services companies that report the metric.

The reported beta is −0.02. Annualized volatility over the trailing 10 years is 41.21%. Over the trailing twelve months the price has returned −72.73%. Measured over 10 years, that is −18.28% a year compounded.

Growth & Income

The record shows no dividend for ACD.TO.

So far in 2026 the price is −46.67%. Across the complete calendar years on file, 2021 returned +28.49% and 2025 returned −53.37%. Of the 9 complete calendar years on file, 4 finished higher.

Peer Comparison

Accord Financial Corp. (ACD.TO) operates in the Credit Services industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Accord Financial Corp. ACD.TO CA$8.22M —
Visa Inc. V CA$700.27B 31.9
Mastercard Incorporated MA CA$507.39B 32.3
American Express Company AXP CA$220.26B 20.0

The Credit Services industry average P/E ratio is 12.5x. Accord Financial Corp. has no P/E ratio because it is not currently profitable.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About Accord Financial Corp.

Accord Financial Corp., through its subsidiaries, provides asset-based financial services to industrial and commercial enterprises primarily in Canada and the United States. It is also involved in asset-based lending, which entails financing or purchasing receivables on a recourse basis, as well as financing other tangible assets, such as inventory; and equipment financing, provision of lease and equipment, trade, working capital, film and media production, and supply chain financing for importers. The company serves customers in manufacturing, retail, services, wholesale, import and export, lending, apparel and textile, food and beverage, and construction sectors. Accord Financial Corp. was founded in 1978 and is based in Toronto, Canada.

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