NYSE Arca · Consumer Cyclical · USD · ETF

State Street Consumer Discretionary Select Sector SPDR ETF (XLY) ETF Analysis

XLY

Expense ratio 0.08% Yield 0.77% Assets $22.75B Since December 16, 1998 Family State Street Investment Management

$114.91

−$1.55 (−1.33%)

September 4, 2026 · Market close

Compare

Price History

Hover for the daily close. The dotted line marks the period open.

Compare XLY with… →

Key facts

As of September 4, 2026, the annualized return for XLY over 10 years is +12.17%.

XLY charges an expense ratio of 0.08%.

XLY has $22.75B in net assets.

XLY Annualized Returns

Price returns · excl. dividends · as of September 4, 2026

Period	Total return	Annualized	$100 becomes	$300 becomes
1 year	−1.51%	−1.51%	$98.49	$295.47
3 years	+38.80%	+11.55%	$138.80	$416.41
5 years	+30.49%	+5.47%	$130.49	$391.48
10 years	+215.28%	+12.17%	$315.28	$945.85

Returns are price returns computed from daily closes and exclude dividends. As of September 4, 2026.

XLY Return by Calendar Year

2016 and 2026 are partial years

−36.27%+39.64%−3.38%

2016*2017201820192020202120222023202420252026*

View as table ↓View as chart ↑

Year	Return
2026 (partial year)	−3.38%
2025	+7.37%
2024	+26.51%
2023	+39.64%
2022	−36.27%
2021	+27.93%
2020	+29.63%
2019	+28.39%
2018	+1.58%
2017	+22.82%
2016 (partial year)	+1.10%

XLY Monthly Returns

−15%+19%

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2026	+1.5	−3.6	−6.6	+8.6	+2.1	−2.8	−1.0	+0.4	−1.4	—	—	—
2025	+3.5	−7.0	−8.3	−0.1	+8.4	+1.9	+1.9	+4.7	+3.6	+0.1	−1.4	+1.2
2024	−4.4	+7.9	−0.1	−4.5	+0.2	+3.9	+2.8	−0.2	+7.3	−1.7	+12.9	+1.1
2023	+15.1	−2.1	+3.1	−1.1	+2.5	+12.2	+2.3	−1.7	−5.5	−5.5	+11.0	+6.1
2022	−9.5	−4.1	+4.4	−12.0	−5.1	−10.8	+18.4	−4.5	−8.2	+1.1	+1.5	−11.4
2021	+0.8	−0.5	+4.5	+6.5	−3.4	+3.5	+1.1	+1.8	−2.1	+12.1	+1.6	+0.1
2020	−0.1	−7.6	−14.9	+18.9	+6.5	+3.1	+7.3	+9.6	−1.9	−2.7	+10.0	+2.4
2019	+9.9	+1.3	+3.7	+5.5	−7.6	+7.8	+1.3	−0.9	+1.3	+0.1	+1.3	+2.8
2018	+9.2	−3.5	−2.4	+2.4	+2.0	+3.6	+1.8	+5.1	+0.5	−10.1	+2.5	−8.0
2017	+4.2	+1.8	+2.1	+2.4	+1.1	−1.3	+1.9	−1.9	+0.8	+2.1	+5.1	+2.5

Monthly price returns computed from daily closes; each cell prints its signed value.

XLY Volatility & Risk

Volatility: 10 yrs · Beta: 3 yrs

Annualized volatility: 22.23%
Beta (3y): 1.16
Best year: +39.64%
Worst year: −36.27%

Volatility is the annualized standard deviation of daily returns. As of September 4, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Top Holdings

#	Symbol	Name	Weight
1	AMZN	Amazon.com Inc	25.58%
2	TSLA	Tesla Inc	14.68%
3	HD	The Home Depot Inc	5.54%
4	MCD	McDonald's Corp	4.2%
5	TJX	TJX Companies Inc	4.12%
6	BKNG	Booking Holdings Inc	3.76%
7	SBUX	Starbucks Corp	3.01%
8	LOW	Lowe's Companies Inc	2.93%
9	MAR	Marriott International Inc Class A	2.05%
10	ROST	Ross Stores Inc	2.03%

Analysis

Data-derived

Fund Overview

State Street Consumer Discretionary Select Sector SPDR ETF (XLY) is an exchange-traded fund in the Consumer Cyclical category. The fund is issued by State Street Investment Management. The inception date on file is December 16, 1998. The fund holds $22.75B in total net assets. Annual costs run at an expense ratio of 0.08%. On a $10,000 position that is $8.00 a year.

The largest positions on file are Amazon.com Inc (AMZN), Tesla Inc (TSLA), and The Home Depot Inc (HD). Amazon.com Inc alone accounts for 25.58% of the portfolio. The ten largest positions together make up 67.89% of the fund.

Performance Analysis

The most recent close on file for XLY is $114.91, dated September 4, 2026. Over the trailing twelve months the price has returned −1.51%. Measured over 10 years, that is +12.17% a year compounded. The trailing distribution yield is 0.77%.

So far in 2026 the price is −3.38%. The strongest complete calendar year on file is 2023 at +39.64%; the weakest is 2022 at −36.27%. Of the 9 complete calendar years on file, 8 finished higher.

Price & Risk Profile

Daily returns over the trailing 10 years annualize to a volatility of 22.23%. The reported beta is 1.16. Over the past 52 weeks the price has ranged from $105.19 to $125.01. The latest close sits 9.24% above that 52-week low. The volatility figure is calculated from the stored daily closes, the same series the charts on this page use.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

Related Consumer Cyclical ETFs

VCR

Vanguard Consumer Discretionary Index Fund ETF Shares

$6.64B

View all Consumer Cyclical ETFs →