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NYSE Arca · Consumer Cyclical · USD · ETF

State Street Consumer Discretionary Select Sector SPDR ETF (XLY) ETF Analysis

XLY
Expense ratio 0.08% Yield 0.86% Assets $21.27B Since December 16, 1998 Family State Street Investment Management

Last Updated: October 21, 2026

$115.53
+$0.03 (+0.03%)

October 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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Key facts

As of October 21, 2026, the annualized return for XLY over 10 years is +12.39%.

XLY charges an expense ratio of 0.08%.

XLY has $21.27B in net assets.

XLY Annualized Returns

PeriodAnnualized$100 becomes
1 year−2.60%$97.40
3 years+16.02%$156.16
5 years+4.49%$124.56
10 years+12.39%$321.61

Returns are total returns computed from daily closes, with dividends reinvested. As of October 21, 2026.

XLY Return by Calendar Year

2016 and 2026 are partial years

View as table ↓View as chart ↑
YearReturn
2026 (partial year)−2.65%
2025+7.37%
2024+26.51%
2023+39.64%
2022−36.27%
2021+27.93%
2020+29.63%
2019+28.39%
2018+1.58%
2017+22.82%
2016 (partial year)+1.10%

XLY Monthly Returns

−15%+19%
YearJanFebMarAprMayJunJulAugSepOctNovDec
2026+1.5−3.6−6.6+8.6+2.1−2.8−1.0+0.4−6.4+6.1——
2025+3.5−7.0−8.3−0.1+8.4+1.9+1.9+4.7+3.6+0.1−1.4+1.2
2024−4.4+7.9−0.1−4.5+0.2+3.9+2.8−0.2+7.3−1.7+12.9+1.1
2023+15.1−2.1+3.1−1.1+2.5+12.2+2.3−1.7−5.5−5.5+11.0+6.1
2022−9.5−4.1+4.4−12.0−5.1−10.8+18.4−4.5−8.2+1.1+1.5−11.4
2021+0.8−0.5+4.5+6.5−3.4+3.5+1.1+1.8−2.1+12.1+1.6+0.1
2020−0.1−7.6−14.9+18.9+6.5+3.1+7.3+9.6−1.9−2.7+10.0+2.4
2019+9.9+1.3+3.7+5.5−7.6+7.8+1.3−0.9+1.3+0.1+1.3+2.8
2018+9.2−3.5−2.4+2.4+2.0+3.6+1.8+5.1+0.5−10.1+2.5−8.0
2017+4.2+1.8+2.1+2.4+1.1−1.3+1.9−1.9+0.8+2.1+5.1+2.5

Monthly total returns with dividends reinvested; each cell prints its signed value.

XLY Volatility & Risk

Volatility: 10 yrs · Beta: 3 yrs
Annualized volatility
22.24%
Beta (3y)
1.18
Best year
+39.64%

2023

Worst year
−36.27%

2022

Volatility is the annualized standard deviation of daily returns. As of October 21, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Top Holdings

# Symbol Name Weight
1 AMZN Amazon.com Inc 23.39%
2 TSLA Tesla Inc 17.67%
3 HD The Home Depot Inc 5.01%
4 MCD McDonald's Corp 4.22%
5 TJX TJX Companies Inc 4.07%
6 BKNG Booking Holdings Inc 3.41%
7 SBUX Starbucks Corp 2.98%
8 LOW Lowe's Companies Inc 2.88%
9 MAR Marriott International Inc Class A 2.12%
10 ROST Ross Stores Inc 2.09%

Analysis

Data-derived

Fund Overview

State Street Consumer Discretionary Select Sector SPDR ETF (XLY) is an exchange-traded fund in the Consumer Cyclical category. The fund is issued by State Street Investment Management. The inception date on file is December 16, 1998. The fund holds $21.27B in total net assets. Annual costs run at an expense ratio of 0.08%. On a $10,000 position that is $8.00 a year.

The largest positions on file are Amazon.com Inc (AMZN), Tesla Inc (TSLA), and The Home Depot Inc (HD). Amazon.com Inc alone accounts for 23.39% of the portfolio. The ten largest positions together make up 67.84% of the fund.

Performance Analysis

The most recent close on file for XLY is $115.53, dated October 21, 2026. Over the trailing twelve months the total return is −2.60%. Measured over 10 years, that is +12.39% a year compounded. The trailing distribution yield is 0.86%.

So far in 2026 the total return is −2.65%. The strongest complete calendar year on file is 2023 at +39.64%; the weakest is 2022 at −36.27%. Of the 9 complete calendar years on file, 8 finished higher.

Price & Risk Profile

Daily returns over the trailing 10 years annualize to a volatility of 22.24%. The reported beta is 1.18. Over the past 52 weeks the price has ranged from $105.19 to $125.01. The latest close sits 9.83% above that 52-week low. The volatility figure is calculated from the stored daily closes, the same series the charts on this page use.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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