Price History

Hover for the daily close. The dotted line marks the period open.

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UBCP Key Statistics

As of Sep 4, 2026

Trading

Open: $15.76
Previous Close: $15.77
Day's Range: 15.71–15.99
52-Week Range: 12.47–17.34
Volume: 3.00K
Beta: 0.35

Valuation

Market Cap: $91.08M
P/E Ratio: 11.34
Forward P/E: 9.80
P/S ratio: 2.76
EPS (ttm): 1.40

Financials (FY)

Revenue (FY): $32.48M+11.00%
Net Income (FY): $7.75M+4.74%
Profit margin: 24.16%
Shares Outstanding: 5.74M
1-Year Return: +15.26%

Dividend and dates

Dividend: $0.79+5.01%
Ex-Dividend Date: September 10, 2026
Avg Volume: 6.54K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

UBCP Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

+39.42%−9.76%+14.69%

2016*2017201820192020202120222023202420252026*

Year	Return
2026 (partial year)	+14.69%
2025	+17.97%
2024	+8.38%
2023	−6.94%
2022	−7.37%
2021	+32.06%
2020	−3.71%
2019	+31.07%
2018	−9.76%
2017	+2.29%
2016 (partial year)	+39.42%

As of September 4, 2026.

UBCP Revenue and Earnings by Fiscal Year

FY ends December

RevenueNet income

2022202320242025

Fiscal year	Revenue	Net income	Net margin
2025	$32.48M	$7.75M	23.9%
2024	$29.26M	$7.40M	25.3%
2023	$29.89M	$8.95M	29.9%
2022	$28.47M	$8.66M	30.4%

Fiscal year	Revenue	Gross profit	Operating income	Net income	Net margin
2025	$32.48M	—	—	$7.75M	23.9%
2024	$29.26M	—	—	$7.40M	25.3%
2023	$29.89M	—	—	$8.95M	29.9%
2022	$28.47M	—	—	$8.66M	30.4%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

UBCP Dividend History

’16’17’18’19’20’21’22’23’24’25’26*

$0.92+7.6% vs 2024

Dividends per share, 2025 · 4 payments

Year	Dividends per share	Payments	Change
2026*	$0.56	2	—
2025	$0.92	4	+7.6%
2024	$0.86	4	+4.9%
2023	$0.82	4	+5.2%

Year	Dividends per share	Payments	Change
2026 (partial year)	$0.56	2	—
2025	$0.92	4	+7.6%
2024	$0.86	4	+4.9%
2023	$0.82	4	+5.2%
2022	$0.78	4	+13.1%
2021	$0.69	4	+19.9%
2020	$0.57	4	+4.8%
2019	$0.55	4	−4.2%
2018	$0.57	4	+11.8%
2017	$0.51	4	+88.9%
2016	$0.27	2	—

Most recent payment: $0.28 per share, ex-dividend June 10, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

UBCP Valuation vs Banks - Regional Median

Median of 380 stocks

Metric	UBCP	Banks - Regional median	vs median
P/E	11.34	12.62	10% below
P/S ratio	2.76	3.77	27% below
Profit margin	24.16%	29.15%	5.0 pts below

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

The market values United Bancorp, Inc. (UBCP) at $91.08M. The company sits in the Financial Services sector, in the Banks - Regional industry. Headcount on file is 125.

The most recent close on file for UBCP is $15.88, dated September 4, 2026. That is +$0.11 (+0.70%) against the previous close. The 52-week range on file runs from $12.47 to $17.34. The latest close sits 27.35% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $32.48M. That is +11.00% against the prior fiscal year, when revenue was $29.26M. Net income for the same year was $7.75M. That is +4.74% against the prior fiscal year. Profit margin runs at 24.16%. That is 5 percentage points below the Banks - Regional median of 29.15%. Trailing earnings per share are 1.4.

Across the 4 fiscal years on file, revenue moves from $28.47M in 2022 to $32.48M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

UBCP trades at a trailing price-to-earnings ratio of 11.34. That is 10.14% below the Banks - Regional median of 12.62. The forward P/E on file is 9.8. Measured against sales, the shares trade at 2.76 times revenue. On price-to-sales that is 26.8% below the Banks - Regional median of 3.77. The medians here are taken across 380 Banks - Regional companies that report the metric.

Beta against the wider market is reported at 0.35. Annualized volatility over the trailing 10 years is 35.53%. Over the trailing twelve months the price has returned +15.26%. Measured over 10 years, that is +9.48% a year compounded.

Growth & Income

Shareholders receive a dividend, yielding 5.01% on the latest price. That is 2.3 percentage points above the Banks - Regional median yield of 2.7%. The indicated annual rate is $0.79 a share. The ex-dividend date on file is September 10, 2026. Dividends are recorded for 11 calendar years; 2026 shows 2 payments totalling $0.56 a share. The year before, 2025, totalled $0.92 a share.

The strongest complete calendar year on file is 2021 at +32.06%; the weakest is 2018 at −9.76%. Of the 9 complete calendar years on file, 5 finished higher. So far in 2026 the price is +14.69%.

Peer Comparison

United Bancorp, Inc. (UBCP) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company	Ticker	Market Cap	P/E Ratio
United Bancorp, Inc.	UBCP	$91.08M	11.3
Mizuho Financial Group, Inc.	MFG	$135.92B	16.0
HDFC Bank Limited	HDB	$119.10B	16.0
ICICI Bank Limited	IBN	$108.74B	18.7

The Banks - Regional industry average P/E ratio is 12.6x. United Bancorp, Inc. trades at a P/E of 11.3.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About United Bancorp, Inc.

United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. The company offers banking and financial services, including accepting demand, savings, and time deposits, as well as granting commercial, real estate, and consumer loans. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry, Ohio.

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United Bancorp, Inc. (UBCP) Stock Analysis