StockVS

NASDAQ · Banks - Regional · USD

TowneBank (TOWN) Stock Analysis

TowneBank (TOWN) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

TOWN

$35.82

+$0.01 (+0.03%)

Oct 21, 2026 · Market close

Compare

Price History

Hover for the daily close. The dotted line marks the period open.

Compare TOWN with… →

TOWN Key Statistics

As of Oct 21, 2026
Trading
Open
$35.93
Previous Close
$35.81
Day's Range
35.61–35.93
52-Week Range
31.91–39.03
Volume
427.60K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.73
Valuation
Market Cap
$3.27B
P/E Ratio
18.00
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
10.08
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
2.93
EPS (ttm)Profit attributable to each share over the last twelve months.
1.99
Financials (FY)
Revenue (FY)
$833.69M+20.47%
Net Income (FY)
$169.53M+5.06%
Profit marginThe share of revenue left as profit after all costs and taxes.
28.56%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
91.33M
1-Year Return
+11.53%
Dividend and dates
Dividend
$1.10+3.07%
Ex-Dividend Date
September 25, 2026
Earnings Date
October 21, 2026estimated
Avg Volume
557.42K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, TOWN closed at $35.82, +11.53% over 1 year.

TowneBank (TOWN) has a market capitalization of $3.27B.

In fiscal 2025, TOWN reported revenue of $833.69M.

TOWN Stock Return by Calendar Year

TowneBank (TOWN) 10-year return: what $10,000 became

1 year
$10,000 $11,153
+11.53%
5 years
$10,000 $13,434
+34.34%
10 years
$10,000 $19,694
+96.94%

If you had invested $10,000 in TowneBank (TOWN) 10 years ago, at the close on October 21, 2016, it would have been worth $19,694 at the close on October 21, 2026: +96.94% in total, +7.01% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+11.24%
2025+1.03%
2024+18.35%
2023+0.26%
2022+0.67%
2021+37.97%
2020−12.27%
2019+19.23%
2018−20.40%
2017−5.88%
2016 (partial year)+44.73%

As of October 21, 2026.

TOWN Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$833.69M$169.53M20.3%
2024$692.04M$161.36M23.3%
2023$694.38M$153.21M22.1%
2022$686.38M$188.99M27.5%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$833.69M——$169.53M20.3%
2024$692.04M——$161.36M23.3%
2023$694.38M——$153.21M22.1%
2022$686.38M——$188.99M27.5%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

TOWN Dividend History

$1.06+6.0% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$1.253—
2025$1.064+6.0%
2024$1.004+2.0%
2023$0.984+10.1%
YearDividends per sharePaymentsChange
2026 (partial year)$1.253—
2025$1.064+6.0%
2024$1.004+2.0%
2023$0.984+10.1%
2022$0.894+14.1%
2021$0.784+8.3%
2020$0.724+2.9%
2019$0.704+12.9%
2018$0.624+12.7%
2017$0.554+323.1%
2016$0.131—

Most recent payment: $0.42 per share, ex-dividend June 26, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

TOWN Valuation vs Banks - Regional Median

Median of 326 stocks
MetricTOWNBanks - Regional medianvs median
P/E18.0012.0350% above
P/S ratio2.933.5818% below
Profit margin28.56%29.44%0.9 pts below

Medians across 326 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 7 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

The market values TowneBank (TOWN) at $3.27B. The company sits in the Financial Services sector, in the Banks - Regional industry. Headcount on file is 2,932.

Over the past 52 weeks the price has ranged from $31.91 to $39.03. The most recent close on file for TOWN is $35.82, dated October 21, 2026. That is +$0.01 (+0.03%) against the previous close. The latest close sits 12.25% above that 52-week low.

Financial Health

In fiscal 2025, TowneBank reported revenue of $833.69M. Against the prior fiscal year total of $692.04M, that is a change of +20.47%. Net income for the same year was $169.53M. That is +5.06% against the prior fiscal year. The reported profit margin is 28.56%. That is 0.9 percentage points below the Banks - Regional median of 29.44%. Trailing earnings per share are 1.99.

Across the 4 fiscal years on file, revenue moves from $686.38M in 2022 to $833.69M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 18 times earnings. That is 49.63% above the Banks - Regional median of 12.03. The forward P/E on file is 10.08. The price-to-sales ratio is 2.93. On price-to-sales that is 18.17% below the Banks - Regional median of 3.58. The medians here are taken across 326 Banks - Regional companies that report the metric.

The trailing one-year total return is +11.53%. Across 10 years the annualized return works out at +7.01%. The reported beta is 0.73. Daily returns over the trailing 10 years annualize to a volatility of 30.44%.

Growth & Income

The trailing dividend yield is 3.07%. That is 0.4 percentage points above the Banks - Regional median yield of 2.68%. The indicated annual rate is $1.10 a share. The ex-dividend date on file is September 25, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $1.25 a share. The year before, 2025, totalled $1.06 a share.

The strongest complete calendar year on file is 2021 at +37.97%; the weakest is 2018 at −20.40%. Of the 9 complete calendar years on file, 6 finished higher. 2026 is still running; the total return is +11.24% year to date.

Peer Comparison

TowneBank (TOWN) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
TowneBank TOWN $3.27B 18.0
Mizuho Financial Group, Inc. MFG $120.84B 13.7
HDFC Bank Limited HDB $116.51B 14.6
Itaú Unibanco Holding S.A. ITUB $106.91B 12.4

The Banks - Regional industry average P/E ratio is 12.0x. TowneBank trades at a P/E of 18.0.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

Related Banks - Regional Stocks

View all Banks - Regional stocks →

Popular Financial Services Stocks

View all Financial Services stocks →

About TowneBank

TowneBank provides retail and commercial banking services for individuals, commercial enterprises, and professionals in the United States. It operates through four segments: Banking, Mortgage, Resort Vacation Management, and Insurance. The company provides treasury solutions and deposit products, including checking accounts, savings accounts, and various types of time deposit services, such as daily money market accounts and long-term certificates of deposit; transaction accounts and certificates of deposit; and retirement account services comprising individual retirement accounts. It also offers safe deposit boxes, treasury management services, direct deposit of payroll and social security checks, and automatic drafts for various accounts; secured and unsecured loans for financing automobiles, home improvements, education, and personal investments; and secured and unsecured loans for working capital, business expansion, equipment and machinery purchases, fixed- and floating-rate mortgage loans, and larger commercial loans, as well as real estate acquisition, development, and construction loans. In addition, the company can act as a qualified intermediary assisting investors; provides other financial services, such as financial, retirement, and estate planning; and offers assistance on a various investment option, including alternative investments, annuities, margin accounts, convertible bonds, and pension and profit-sharing plans. Further, it provides residential mortgage loans; residential resort property management; property, casualty, life, and health insurance products for businesses, individuals, and community organizations; and commercial and consumer insurance products and financial services, as well as individual and group life and health insurance. Additionally, the company offers online banking, mobile banking, and on-call banking. TowneBank was incorporated in 1998 and is based in Portsmouth, Virginia.

Visit website →