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NASDAQ · Banks - Regional · USD

Texas Community Bancshares, Inc. (TCBS) Stock Analysis

Texas Community Bancshares, Inc. (TCBS) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

TCBS

$17.50

$0.00 (0.00%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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TCBS Key Statistics

As of Sep 4, 2026
Trading
Open
$17.35
Previous Close
$17.50
Day's Range
17.35–17.50
52-Week Range
15.72–20.00
Volume
1.50K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
−0.03
Valuation
Market Cap
$50.27M
P/E Ratio
14.46
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
3.04
EPS (ttm)Profit attributable to each share over the last twelve months.
1.21
Financials (FY)
Revenue (FY)
$16.39M+49.93%
Net Income (FY)
$2.84M
Profit marginThe share of revenue left as profit after all costs and taxes.
20.14%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
2.87M
1-Year Return
+10.03%
Dividend and dates
Dividend
$0.24+1.37%
Ex-Dividend Date
September 8, 2026
Avg Volume
1.99K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

TCBS Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−1.97%
2025+19.31%
2024+9.25%
2023−7.24%
2022−0.97%
2021 (partial year)+2.79%

As of September 4, 2026.

TCBS Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$16.39M$2.84M17.3%
2024$10.93M−$1.31M−11.9%
2023$11.42M−$733.00K−6.4%
2022$12.15M$1.75M14.4%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$16.39M——$2.84M17.3%
2024$10.93M——−$1.31M−11.9%
2023$11.42M——−$733.00K−6.4%
2022$12.15M——$1.75M14.4%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

TCBS Dividend History

$0.20+25.0% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.112—
2025$0.204+25.0%
2024$0.164+45.5%
2023$0.114—

Most recent payment: $0.06 per share, ex-dividend June 2, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

TCBS Valuation vs Banks - Regional Median

Median of 380 stocks
MetricTCBSBanks - Regional medianvs median
P/E14.4612.6215% above
P/S ratio3.043.7719% below
Profit margin20.14%29.15%9.0 pts below

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Texas Community Bancshares, Inc. (TCBS) is capitalised at $50.27M on the latest close. It is classified in the Banks - Regional industry, within the Financial Services sector. The company reports 61 employees.

TCBS last closed at $17.50 on September 4, 2026. The close was unchanged from the previous session. The 52-week range on file runs from $15.72 to $20.00. The latest close sits 11.32% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $16.39M. Against the prior fiscal year total of $10.93M, that is a change of +49.93%. The same year closed with net income of $2.84M. The reported profit margin is 20.14%. That is 9 percentage points below the Banks - Regional median of 29.15%. Earnings per share on a trailing basis come to 1.21.

Across the 4 fiscal years on file, revenue moves from $12.15M in 2022 to $16.39M in 2025. Of those 4 years, 2 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 14.46. That is 14.58% above the Banks - Regional median of 12.62. The price-to-sales ratio is 3.04. On price-to-sales that is 19.3% below the Banks - Regional median of 3.77. The medians here are taken across 380 Banks - Regional companies that report the metric.

The trailing one-year price return is +10.03%. Across 5 years the annualized return works out at +2.81%. The reported beta is −0.03. Annualized volatility over the trailing 5 years is 28.93%.

Growth & Income

Shareholders receive a dividend, yielding 1.37% on the latest price. That is 1.3 percentage points below the Banks - Regional median yield of 2.7%. The indicated annual rate is $0.24 a share. The ex-dividend date on file is September 8, 2026. Dividends are recorded for 4 calendar years; 2026 shows 2 payments totalling $0.11 a share. The year before, 2025, totalled $0.20 a share.

So far in 2026 the price is −1.97%. The strongest complete calendar year on file is 2025 at +19.31%; the weakest is 2023 at −7.24%. Of the 4 complete calendar years on file, 2 finished higher.

Peer Comparison

Texas Community Bancshares, Inc. (TCBS) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Texas Community Bancshares, Inc. TCBS $50.27M 14.5
Mizuho Financial Group, Inc. MFG $135.92B 16.0
HDFC Bank Limited HDB $119.10B 16.0
ICICI Bank Limited IBN $108.74B 18.7

The Banks - Regional industry average P/E ratio is 12.6x. Texas Community Bancshares, Inc. trades at a P/E of 14.5.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About Texas Community Bancshares, Inc.

Texas Community Bancshares, Inc. operates as the bank holding company for Broadstreet Bank, SSB that provides loans and banking services to consumers and commercial customers in Mineola, Texas and the surrounding area, and the Dallas Fort Worth Metroplex. The company offers deposit accounts, including checking accounts, money market accounts, savings accounts, certificates of deposit, and individual retirement accounts. It also originates one- to four-family residential mortgage loans, commercial real estate, multi-family, construction and land, automobiles, recreational and all-terrain vehicles, boats, agricultural, construction and land loan, balloon, and commercial loans. The company was founded in 1934 and is headquartered in Mineola, Texas.

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