StockVS

TSX · Insurance - Life · CAD

Sagicor Financial Company Ltd. (SFC.TO) Stock Analysis

Sagicor Financial Company Ltd. (SFC.TO) is a Insurance - Life stock listed on TSX and quoted in Canadian Dollar.

SFC.TO

CA$9.37

+CA$0.42 (+4.69%)

Sep 4, 2026 · Market close

Compare

Price History

Hover for the daily close. The dotted line marks the period open.

Compare SFC.TO with… →

SFC.TO Key Statistics

As of Sep 4, 2026
Trading
Open
CA$8.98
Previous Close
CA$8.95
Day's Range
8.94–9.37
52-Week Range
7.80–10.53
Volume
272.70K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
−0.01
Valuation
Market Cap
CA$1.27B
P/E Ratio
7.94
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
6.23
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
0.81
EPS (ttm)Profit attributable to each share over the last twelve months.
1.18
Financials (FY)
Revenue (FY)
CA$2.30B−0.61%
Net Income (FY)
CA$66.94M−31.33%
Profit marginThe share of revenue left as profit after all costs and taxes.
7.55%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
135.87M
1-Year Return
+19.04%
Dividend and dates
Dividend
CA$0.42+4.65%
Ex-Dividend Date
August 26, 2026
Earnings Date
November 12, 2026estimated
Avg Volume
81.25K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

SFC.TO Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+1.17%
2025+60.54%
2024+9.35%
2023+15.51%
2022−8.13%
2021+2.15%
2020−31.40%
2019 (partial year)−2.89%

As of September 4, 2026.

SFC.TO Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025CA$2.30BCA$66.94M2.9%
2024CA$2.32BCA$97.47M4.2%
2023CA$2.11BCA$532.06M25.2%
2022CA$261.86M−CA$164.39M−62.8%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025CA$2.30BCA$66.94M2.9%
2024CA$2.32BCA$97.47M4.2%
2023CA$2.11BCA$532.06M25.2%
2022CA$261.86M−CA$164.39M−62.8%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

SFC.TO Dividend History

CA$0.38+14.9% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*CA$0.313
2025CA$0.384+14.9%
2024CA$0.334+7.5%
2023CA$0.314+4.8%
YearDividends per sharePaymentsChange
2026 (partial year)CA$0.313
2025CA$0.384+14.9%
2024CA$0.334+7.5%
2023CA$0.314+4.8%
2022CA$0.294+3.6%
2021CA$0.284−7.0%
2020CA$0.304

Most recent payment: CA$0.10 per share, ex-dividend August 26, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

SFC.TO Valuation vs Insurance - Life Median

Median of 26 stocks
MetricSFC.TOInsurance - Life medianvs median
P/E7.9411.4030% below
P/S ratio0.811.1329% below
Profit margin7.55%11.35%3.8 pts below

Medians across 26 Insurance - Life stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Analysis

Data-derived

Company Overview

Sagicor Financial Company Ltd. (SFC.TO) is capitalised at CA$1.27B on the latest close. It is classified in the Insurance - Life industry, within the Financial Services sector. The company reports 5,600 employees.

Over the past 52 weeks the price has ranged from CA$7.80 to CA$10.53. SFC.TO last closed at CA$9.37 on September 4, 2026. That is +CA$0.42 (+4.69%) against the previous close. The latest close sits 20.13% above that 52-week low.

Financial Health

In fiscal 2025, Sagicor Financial Company Ltd. reported revenue of CA$2.30B. Against the prior fiscal year total of CA$2.32B, that is a change of −0.61%. The same year closed with net income of CA$66.94M. That is −31.33% against the prior fiscal year. Profit margin runs at 7.55%. That is 3.8 percentage points below the Insurance - Life median of 11.35%. Earnings per share on a trailing basis come to 1.18.

Across the 4 fiscal years on file, revenue moves from CA$261.86M in 2022 to CA$2.30B in 2025. Of those 4 years, 3 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 7.94 times earnings. That is 30.35% below the Insurance - Life median of 11.4. The forward P/E on file is 6.23. Measured against sales, the shares trade at 0.81 times revenue. On price-to-sales that is 28.67% below the Insurance - Life median of 1.13. 26 Insurance - Life companies report these metrics, and the medians quoted come from that group.

The reported beta is −0.01. Annualized volatility over the trailing 7 years is 31.37%. The trailing one-year price return is +19.04%. Measured over 5 years, that is +12.87% a year compounded.

Growth & Income

Shareholders receive a dividend, yielding 4.65% on the latest price. That is 2 percentage points above the Insurance - Life median yield of 2.68%. At the indicated rate that is CA$0.42 a share a year. The ex-dividend date on file is August 26, 2026. Dividends are recorded for 7 calendar years; 2026 shows 3 payments totalling CA$0.31 a share. The year before, 2025, totalled CA$0.38 a share.

The strongest complete calendar year on file is 2025 at +60.54%; the weakest is 2020 at −31.40%. Of the 6 complete calendar years on file, 4 finished higher. So far in 2026 the price is +1.17%.

Peer Comparison

Sagicor Financial Company Ltd. (SFC.TO) operates in the Insurance - Life industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Sagicor Financial Company Ltd. SFC.TO CA$1.27B 7.9
Great-West Lifeco Inc. GWO.TO CA$82.89B 19.1
Manulife Financial Corporation MFC CA$73.57B 16.8
MetLife, Inc. MET CA$62.04B 19.0

The Insurance - Life industry average P/E ratio is 11.4x. Sagicor Financial Company Ltd. trades at a P/E of 7.9.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

Related Insurance - Life Stocks

View all Insurance - Life stocks →

Popular Financial Services Stocks

View all Financial Services stocks →

About Sagicor Financial Company Ltd.

Sagicor Financial Company Ltd., together with its subsidiaries, provides various financial services to individuals and corporations in Canada, the United States, Jamaica, and the rest of the Caribbean. It operates through Sagicor Canada, Sagicor Life USA, Sagicor Jamaica, Sagicor Life, and Head Office and Other segments. The company offers life, health, general, property, casualty, accident, and sickness insurance; annuities and pension administration; investment, asset, and pension fund management; insurance brokerage; captive insurance management; investment, retail, and commercial banking; and microfinance. It also provides real estate investment, development, and management; cambo and remittance services; loan and lease financing; deposit-taking; farming; mutual fund holding; reinsurance; corporate management; and retirement community services. The company distributes its products and services through insurance advisors, agents, and brokers. Sagicor Financial Company Ltd. was founded in 1840 and is headquartered in St Michael, Barbados.

Visit website →