TSX · Insurance - Life · CAD

Sagicor Financial Company Ltd. (SFC.TO) Stock Analysis

Sagicor Financial Company Ltd. (SFC.TO) is a Insurance - Life stock listed on TSX and quoted in Canadian Dollar.

Last Updated: October 21, 2026

SFC.TO

CA$8.20

−CA$0.09 (−1.09%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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SFC.TO Key Statistics

As of Oct 21, 2026

Trading

Open: CA$8.33
Previous Close: CA$8.29
Day's Range: 8.20–8.36
52-Week Range: 7.80–10.53
Volume: 57.20K
Beta: 0.03

Valuation

Market Cap: CA$1.11B
P/E Ratio: 7.01
Forward P/E: 5.54
P/S ratio: 0.71
EPS (ttm): 1.17

Financials (FY)

Revenue (FY): CA$2.30B−0.61%
Net Income (FY): CA$66.94M−31.33%
Profit margin: 7.55%
Shares Outstanding: 135.87M
1-Year Return: +3.92%

Dividend and dates

Dividend: CA$0.42+5.04%
Ex-Dividend Date: August 26, 2026
Earnings Date: November 12, 2026estimated
Avg Volume: 72.89K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, SFC.TO closed at CA$8.20, +3.92% over 1 year.

Sagicor Financial Company Ltd. (SFC.TO) has a market capitalization of CA$1.11B.

In fiscal 2025, SFC.TO reported revenue of CA$2.30B.

SFC.TO Stock Return by Calendar Year

Sagicor Financial Company Ltd. (SFC.TO) return since Mar 2019: what CA$10,000 became

1 year: CA$10,000 CA$10,392; +3.92%
5 years: CA$10,000 CA$17,284; +72.84%
Since Mar 2019: CA$10,000 CA$11,225; +12.25%

If you had invested CA$10,000 in Sagicor Financial Company Ltd. (SFC.TO) at the close on March 4, 2019, the earliest close on record here, it would have been worth CA$11,225 at the close on October 21, 2026: +12.25% in total, +1.53% a year, with dividends reinvested, over a partial period shorter than 10 years. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

−2.89%−31.40%+2.15%−8.13%+15.51%+9.35%+60.54%−11.47%

2019*2020202120222023202420252026*

Year	Return
2026 (partial year)	−11.47%
2025	+60.54%
2024	+9.35%
2023	+15.51%
2022	−8.13%
2021	+2.15%
2020	−31.40%
2019 (partial year)	−2.89%

As of October 21, 2026.

SFC.TO Revenue and Earnings by Fiscal Year

FY ends December

RevenueNet income

2022202320242025

Fiscal year	Revenue	Net income	Net margin
2025	CA$2.30B	CA$66.94M	2.9%
2024	CA$2.32B	CA$97.47M	4.2%
2023	CA$2.11B	CA$532.06M	25.2%
2022	CA$261.86M	−CA$164.39M	−62.8%

Fiscal year	Revenue	Gross profit	Operating income	Net income	Net margin
2025	CA$2.30B	—	—	CA$66.94M	2.9%
2024	CA$2.32B	—	—	CA$97.47M	4.2%
2023	CA$2.11B	—	—	CA$532.06M	25.2%
2022	CA$261.86M	—	—	−CA$164.39M	−62.8%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

SFC.TO Dividend History

’20’21’22’23’24’25’26*

CA$0.38+14.9% vs 2024

Dividends per share, 2025 · 4 payments

Year	Dividends per share	Payments	Change
2026*	CA$0.31	3	—
2025	CA$0.38	4	+14.9%
2024	CA$0.33	4	+7.5%
2023	CA$0.31	4	+4.8%

Year	Dividends per share	Payments	Change
2026 (partial year)	CA$0.31	3	—
2025	CA$0.38	4	+14.9%
2024	CA$0.33	4	+7.5%
2023	CA$0.31	4	+4.8%
2022	CA$0.29	4	+3.6%
2021	CA$0.28	4	−7.0%
2020	CA$0.30	4	—

Most recent payment: CA$0.10 per share, ex-dividend August 26, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

SFC.TO Valuation vs Insurance - Life Median

Median of 22 stocks

Metric	SFC.TO	Insurance - Life median	vs median
P/E	7.01	12.18	42% below
P/S ratio	0.71	1.10	36% below
Profit margin	7.55%	8.74%	1.2 pts below

Medians across 22 Insurance - Life stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Analysis

Data-derived

Company Overview

Sagicor Financial Company Ltd. (SFC.TO) is capitalised at CA$1.11B on the latest close. It is classified in the Insurance - Life industry, within the Financial Services sector. The company reports 5,600 employees.

Over the past 52 weeks the price has ranged from CA$7.80 to CA$10.53. SFC.TO last closed at CA$8.20 on October 21, 2026. That is −CA$0.09 (−1.09%) against the previous close. The latest close sits 5.13% above that 52-week low.

Financial Health

In fiscal 2025, Sagicor Financial Company Ltd. reported revenue of CA$2.30B. Against the prior fiscal year total of CA$2.32B, that is a change of −0.61%. The same year closed with net income of CA$66.94M. That is −31.33% against the prior fiscal year. Profit margin runs at 7.55%. That is 1.2 percentage points below the Insurance - Life median of 8.74%. Earnings per share on a trailing basis come to 1.17.

Across the 4 fiscal years on file, revenue moves from CA$261.86M in 2022 to CA$2.30B in 2025. Of those 4 years, 3 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 7.01 times earnings. That is 42.42% below the Insurance - Life median of 12.18. The forward P/E on file is 5.54. Measured against sales, the shares trade at 0.71 times revenue. On price-to-sales that is 35.79% below the Insurance - Life median of 1.1. 22 Insurance - Life companies report these metrics, and the medians quoted come from that group.

The reported beta is 0.03. Annualized volatility over the trailing 7 years is 31.59%. The trailing one-year total return is +3.92%. Measured over 5 years, that is +11.56% a year compounded.

Growth & Income

Shareholders receive a dividend, yielding 5.04% on the latest price. That is 2.7 percentage points above the Insurance - Life median yield of 2.38%. At the indicated rate that is CA$0.42 a share a year. The ex-dividend date on file is August 26, 2026. Dividends are recorded for 7 calendar years; 2026 shows 3 payments totalling CA$0.31 a share. The year before, 2025, totalled CA$0.38 a share.

The strongest complete calendar year on file is 2025 at +60.54%; the weakest is 2020 at −31.40%. Of the 6 complete calendar years on file, 4 finished higher. So far in 2026 the total return is −11.47%.

Peer Comparison

Sagicor Financial Company Ltd. (SFC.TO) operates in the Insurance - Life industry. Here is how it compares to its closest peers by market capitalization:

Company	Ticker	Market Cap	P/E Ratio
Sagicor Financial Company Ltd.	SFC.TO	CA$1.11B	7.0
Great-West Lifeco Inc.	GWO.TO	CA$82.20B	18.9
Manulife Financial Corporation	MFC	$74.87B	17.0
MetLife, Inc.	MET	$64.93B	19.6

Market caps are shown in each company's own trading currency, without conversion, and the peers are listed in order of these unconverted figures.

The Insurance - Life industry average P/E ratio is 12.2x. Sagicor Financial Company Ltd. trades at a P/E of 7.0.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About Sagicor Financial Company Ltd.

Sagicor Financial Company Ltd., together with its subsidiaries, provides various financial services to individuals and corporations in Canada, the United States, Jamaica, and the rest of the Caribbean. It operates through Sagicor Canada, Sagicor Life USA, Sagicor Jamaica, Sagicor Life, and Head Office and Other segments. The company offers life, health, general, property, casualty, accident, and sickness insurance; annuities and pension administration; investment, asset, and pension fund management; insurance brokerage; captive insurance management; investment, retail, and commercial banking; and microfinance. It also provides real estate investment, development, and management; cambo and remittance services; loan and lease financing; deposit-taking; farming; mutual fund holding; reinsurance; corporate management; and retirement community services. The company distributes its products and services through insurance advisors, agents, and brokers. Sagicor Financial Company Ltd. was founded in 1840 and is headquartered in St Michael, Barbados.

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