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StockVS

NYSE · Insurance - Life · USD

Aflac Incorporated (AFL) Stock Analysis

Aflac Incorporated (AFL) is a Insurance - Life stock listed on NYSE and quoted in US Dollar.

AFL

$117.21

−$1.15 (−0.97%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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AFL Key Statistics

As of Sep 4, 2026
Trading
Open
$117.51
Previous Close
$118.36
Day's Range
117.05–118.38
52-Week Range
104.66–130.22
Volume
1.91M
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.58
Valuation
Market Cap
$58.76B
P/E Ratio
12.77
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
15.54
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
1.18
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
3.25
EPS (ttm)Profit attributable to each share over the last twelve months.
9.18
Financials (FY)
Revenue (FY)
$17.36B−9.27%
Net Income (FY)
$3.65B−33.01%
Profit marginThe share of revenue left as profit after all costs and taxes.
26.91%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
501.34M
1-Year Return
+10.24%
Dividend and dates
Dividend
$2.44+2.06%
Ex-Dividend Date
August 19, 2026
Earnings Date
November 4, 2026
Avg Volume
2.28M

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

AFL Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+7.95%
2025+8.94%
2024+28.08%
2023+17.36%
2022+26.41%
2021+34.55%
2020−13.60%
2019+18.55%
2018+6.20%
2017+29.02%
2016 (partial year)−4.14%

As of September 4, 2026.

AFL Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$17.36B$3.65B21.0%
2024$19.13B$5.44B28.5%
2023$18.84B$4.66B24.7%
2022$19.15B$4.42B23.1%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$17.36B——$3.65B21.0%
2024$19.13B——$5.44B28.5%
2023$18.84B——$4.66B24.7%
2022$19.15B——$4.42B23.1%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

AFL Dividend History

$2.32+16.0% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$1.833—
2025$2.324+16.0%
2024$2.004+19.0%
2023$1.684+5.0%
YearDividends per sharePaymentsChange
2026 (partial year)$1.833—
2025$2.324+16.0%
2024$2.004+19.0%
2023$1.684+5.0%
2022$1.604+21.2%
2021$1.324+17.9%
2020$1.124+3.7%
2019$1.084+3.8%
2018$1.044+19.5%
2017$0.874+304.7%
2016$0.221—

Most recent payment: $0.61 per share, ex-dividend August 19, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

AFL Valuation vs Insurance - Life Median

Median of 26 stocks
MetricAFLInsurance - Life medianvs median
P/E12.7711.4012% above
P/S ratio3.251.13187% above
Profit margin26.91%11.35%15.6 pts above

Medians across 26 Insurance - Life stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

All 20 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Aflac Incorporated (AFL) is capitalised at $58.76B on the latest close. It is classified in the Insurance - Life industry, within the Financial Services sector. Headcount on file is 12,716.

The most recent close on file for AFL is $117.21, dated September 4, 2026. That is −$1.15 (−0.97%) against the previous close. Over the past 52 weeks the price has ranged from $104.66 to $130.22. The latest close sits 11.99% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $17.36B. That is −9.27% against the prior fiscal year, when revenue was $19.13B. Net income for the same year was $3.65B. That is −33.01% against the prior fiscal year. Profit margin runs at 26.91%. That is 15.6 percentage points above the Insurance - Life median of 11.35%. Trailing earnings per share are 9.18.

Across the 4 fiscal years on file, revenue moves from $19.15B in 2022 to $17.36B in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 12.77 times earnings. That is 12.02% above the Insurance - Life median of 11.4. On forward earnings the ratio is 15.54. The PEG ratio, which sets the P/E against expected earnings growth, reads 1.18. The price-to-sales ratio is 3.25. On price-to-sales that is 186.94% above the Insurance - Life median of 1.13. The medians here are taken across 26 Insurance - Life companies that report the metric.

Over the trailing twelve months the price has returned +10.24%. Across 10 years the annualized return works out at +14.85%. The reported beta is 0.58. Daily returns over the trailing 10 years annualize to a volatility of 25.79%.

Growth & Income

Shareholders receive a dividend, yielding 2.06% on the latest price. That is 0.6 percentage points below the Insurance - Life median yield of 2.68%. The indicated annual rate is $2.44 a share. The ex-dividend date on file is August 19, 2026. Dividends are recorded for 11 calendar years; 2026 shows 3 payments totalling $1.83 a share. The year before, 2025, totalled $2.32 a share.

Across the complete calendar years on file, 2021 returned +34.55% and 2020 returned −13.60%. Of the 9 complete calendar years on file, 8 finished higher. So far in 2026 the price is +7.95%.

Peer Comparison

Aflac Incorporated (AFL) operates in the Insurance - Life industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Aflac Incorporated AFL $58.76B 12.8
Great-West Lifeco Inc. GWO.TO $82.89B 19.1
Manulife Financial Corporation MFC $73.57B 16.8
MetLife, Inc. MET $62.04B 19.0

The Insurance - Life industry average P/E ratio is 11.4x. Aflac Incorporated trades at a P/E of 12.8.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About Aflac Incorporated

Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates in two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care, whole life, and GIFT insurance products, as well as WAYS and child endowment, and Tsumitasu insurance products in Japan. Its Aflac U.S. segment provides accident, disability, cancer, critical illness, hospital indemnity, dental, vision, and life insurance products in the United States. The company also provides hearing, final expense, pet, Medicare supplement, supplemental dental and vision, short-term disability, and absence management insurance products, as well as cafeteria plans. It sells its products to individuals, families, and business owners through individual, independent corporate, and affiliated corporate agencies; banks; independent associates/career agents; and brokers. Aflac Incorporated was founded in 1955 and is headquartered in Columbus, Georgia.

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