NASDAQ · Banks - Regional · USD

Richmond Mutual Bancorporation, Inc. (RMBI) Stock Analysis

Richmond Mutual Bancorporation, Inc. (RMBI) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

RMBI

$15.53

−$0.04 (−0.26%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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RMBI Key Statistics

As of Oct 21, 2026

Trading

Open: $15.58
Previous Close: $15.57
Day's Range: 15.34–15.76
52-Week Range: 12.77–16.59
Volume: 49.87K
Beta: 0.34

Valuation

Market Cap: $249.06M
P/E Ratio: 12.73
P/S ratio: 5.00
EPS (ttm): 1.22

Financials (FY)

Revenue (FY): $48.76M+12.78%
Net Income (FY): $11.58M+23.45%
Profit margin: 24.11%
Shares Outstanding: 16.04M
1-Year Return: +17.34%

Dividend and dates

Dividend: $0.60+3.86%
Ex-Dividend Date: September 3, 2026
Earnings Date: October 22, 2026estimated
Avg Volume: 80.41K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, RMBI closed at $15.53, +17.34% over 1 year.

Richmond Mutual Bancorporation, Inc. (RMBI) has a market capitalization of $249.06M.

In fiscal 2025, RMBI reported revenue of $48.76M.

RMBI Stock Return by Calendar Year

Richmond Mutual Bancorporation, Inc. (RMBI) return since Jul 2019: what $10,000 became

1 year: $10,000 $11,734; +17.34%
5 years: $10,000 $12,084; +20.84%
Since Jul 2019: $10,000 $14,644; +46.44%

If you had invested $10,000 in Richmond Mutual Bancorporation, Inc. (RMBI) at the close on July 2, 2019, the earliest close on record here, it would have been worth $14,644 at the close on October 21, 2026: +46.44% in total, +5.36% a year, with dividends reinvested, over a partial period shorter than 10 years. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

+16.92%−13.31%+24.02%−16.70%−7.18%+28.57%+3.74%+12.96%

2019*2020202120222023202420252026*

Year	Return
2026 (partial year)	+12.96%
2025	+3.74%
2024	+28.57%
2023	−7.18%
2022	−16.70%
2021	+24.02%
2020	−13.31%
2019 (partial year)	+16.92%

As of October 21, 2026.

RMBI Revenue and Earnings by Fiscal Year

FY ends December

RevenueNet income

2022202320242025

Fiscal year	Revenue	Net income	Net margin
2025	$48.76M	$11.58M	23.7%
2024	$43.23M	$9.38M	21.7%
2023	$42.07M	$9.49M	22.6%
2022	$46.37M	$12.97M	28.0%

Fiscal year	Revenue	Gross profit	Operating income	Net income	Net margin
2025	$48.76M	—	—	$11.58M	23.7%
2024	$43.23M	—	—	$9.38M	21.7%
2023	$42.07M	—	—	$9.49M	22.6%
2022	$46.37M	—	—	$12.97M	28.0%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

RMBI Dividend History

’20’21’22’23’24’25’26*

$0.60+7.1% vs 2024

Dividends per share, 2025 · 4 payments

Year	Dividends per share	Payments	Change
2026*	$0.45	3	—
2025	$0.60	4	+7.1%
2024	$0.56	4	+0.0%
2023	$0.56	4	+40.0%

Year	Dividends per share	Payments	Change
2026 (partial year)	$0.45	3	—
2025	$0.60	4	+7.1%
2024	$0.56	4	+0.0%
2023	$0.56	4	+40.0%
2022	$0.40	4	−48.7%
2021	$0.78	5	+420.0%
2020	$0.15	3	—

Most recent payment: $0.15 per share, ex-dividend September 3, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

RMBI Valuation vs Banks - Regional Median

Median of 326 stocks

Metric	RMBI	Banks - Regional median	vs median
P/E	12.73	12.03	6% above
P/S ratio	5.00	3.58	40% above
Profit margin	24.11%	29.44%	5.3 pts below

Medians across 326 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Analysis

Data-derived

Company Overview

Richmond Mutual Bancorporation, Inc. (RMBI) is capitalised at $249.06M on the latest close. The company sits in the Financial Services sector, in the Banks - Regional industry. The company reports 174 employees.

The most recent close on file for RMBI is $15.53, dated October 21, 2026. That is −$0.04 (−0.26%) against the previous close. The 52-week range on file runs from $12.77 to $16.59. The latest close sits 21.61% above that 52-week low.

Financial Health

In fiscal 2025, Richmond Mutual Bancorporation, Inc. reported revenue of $48.76M. Against the prior fiscal year total of $43.23M, that is a change of +12.78%. The same year closed with net income of $11.58M. That is +23.45% against the prior fiscal year. The reported profit margin is 24.11%. That is 5.3 percentage points below the Banks - Regional median of 29.44%. Earnings per share on a trailing basis come to 1.22.

Across the 4 fiscal years on file, revenue moves from $46.37M in 2022 to $48.76M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 12.73. That is 5.82% above the Banks - Regional median of 12.03. The price-to-sales ratio is 5. On price-to-sales that is 39.61% above the Banks - Regional median of 3.58. 326 Banks - Regional companies report these metrics, and the medians quoted come from that group.

Over the trailing twelve months the total return is +17.34%. Measured over 5 years, that is +3.86% a year compounded. Beta against the wider market is reported at 0.34. Annualized volatility over the trailing 7 years is 29.67%.

Growth & Income

RMBI pays a dividend yielding 3.86%. That is 1.2 percentage points above the Banks - Regional median yield of 2.68%. At the indicated rate that is $0.60 a share a year. The ex-dividend date on file is September 3, 2026. Dividends are recorded for 7 calendar years; 2026 shows 3 payments totalling $0.45 a share. The year before, 2025, totalled $0.60 a share.

Across the complete calendar years on file, 2024 returned +28.57% and 2022 returned −16.70%. Of the 6 complete calendar years on file, 3 finished higher. 2026 is still running; the total return is +12.96% year to date.

Peer Comparison

Richmond Mutual Bancorporation, Inc. (RMBI) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company	Ticker	Market Cap	P/E Ratio
Richmond Mutual Bancorporation, Inc.	RMBI	$249.06M	12.7
Mizuho Financial Group, Inc.	MFG	$120.84B	13.7
HDFC Bank Limited	HDB	$116.51B	14.6
Itaú Unibanco Holding S.A.	ITUB	$106.91B	12.4

The Banks - Regional industry average P/E ratio is 12.0x. Richmond Mutual Bancorporation, Inc. trades at a P/E of 12.7.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About Richmond Mutual Bancorporation, Inc.

Richmond Mutual Bancorporation, Inc. operates as the bank holding company for First Bank Richmond that provides various banking services. The company accepts various deposits, including savings deposit accounts, money market accounts, NOW and demand accounts, and certificates of deposit. It also offers a range of lending products, such as multi-family and commercial real estate loans, commercial and industrial loans, construction and development loans, and residential real estate loans, including home equity loans, lines of credits, and consumer loans. In addition, the company engages in the lease financing business; and provision of fee-based financial services comprising trust and estate administration, investment management, retirement plan administration, and private banking services. Richmond Mutual Bancorporation, Inc. was founded in 1887 and is headquartered in Richmond, Indiana.

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