Price History

Hover for the daily close. The dotted line marks the period open.

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OPRT Key Statistics

As of Sep 4, 2026

Trading

Open: $7.40
Previous Close: $7.41
Day's Range: 7.40–7.87
52-Week Range: 4.03–8.30
Volume: 463.60K
Beta: 1.25

Valuation

Market Cap: $361.92M
P/E Ratio: 19.68
Forward P/E: 3.97
P/S ratio: 0.49
EPS (ttm): 0.40

Financials (FY)

Revenue (FY): $405.84M+37.48%
Net Income (FY): $25.25M
Profit margin: 2.62%
Shares Outstanding: 45.99M
1-Year Return: +16.59%

Dividend and dates

Earnings Date: November 3, 2026estimated
Avg Volume: 473.77K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

OPRT Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

+47.19%−18.61%+4.54%−72.79%−29.04%−0.77%+36.34%+48.77%

2019*2020202120222023202420252026*

Year	Return
2026 (partial year)	+48.77%
2025	+36.34%
2024	−0.77%
2023	−29.04%
2022	−72.79%
2021	+4.54%
2020	−18.61%
2019 (partial year)	+47.19%

As of September 4, 2026.

OPRT Revenue and Earnings by Fiscal Year

FY ends December

RevenueNet income

2022202320242025

Fiscal year	Revenue	Net income	Net margin
2025	$405.84M	$25.25M	6.2%
2024	$295.20M	−$78.68M	−26.7%
2023	$280.67M	−$179.95M	−64.1%
2022	$640.66M	−$77.74M	−12.1%

Fiscal year	Revenue	Gross profit	Operating income	Net income	Net margin
2025	$405.84M	—	—	$25.25M	6.2%
2024	$295.20M	—	—	−$78.68M	−26.7%
2023	$280.67M	—	—	−$179.95M	−64.1%
2022	$640.66M	—	—	−$77.74M	−12.1%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

OPRT Valuation vs Credit Services Median

Median of 60 stocks

Metric	OPRT	Credit Services median	vs median
P/E	19.68	12.47	58% above
P/S ratio	0.49	1.64	0.3x the median
Profit margin	2.62%	9.99%	7.4 pts below

Medians across 60 Credit Services stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Oportun Financial Corporation (OPRT) carries a market capitalisation of $361.92M. It is classified in the Credit Services industry, within the Financial Services sector. Headcount on file is 2,405.

The 52-week range on file runs from $4.03 to $8.30. OPRT last closed at $7.87 on September 4, 2026. That is +$0.46 (+6.21%) against the previous close. The latest close sits 95.29% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of $405.84M. That is +37.48% against the prior fiscal year, when revenue was $295.20M. The same year closed with net income of $25.25M. Profit margin runs at 2.62%. That is 7.4 percentage points below the Credit Services median of 9.99%. Earnings per share on a trailing basis come to 0.4.

Across the 4 fiscal years on file, revenue moves from $640.66M in 2022 to $405.84M in 2025. Of those 4 years, 1 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 19.68 times earnings. That is 57.82% above the Credit Services median of 12.47. The forward P/E on file is 3.97. Measured against sales, the shares trade at 0.49 times revenue. On price-to-sales that is 0.3 times the Credit Services median of 1.64. The medians here are taken across 60 Credit Services companies that report the metric.

The reported beta is 1.25. Annualized volatility over the trailing 6 years is 76.36%. The trailing one-year price return is +16.59%. Measured over 5 years, that is −21.05% a year compounded.

Growth & Income

The record shows no dividend for OPRT.

The strongest complete calendar year on file is 2025 at +36.34%; the weakest is 2022 at −72.79%. Of the 6 complete calendar years on file, 2 finished higher. So far in 2026 the price is +48.77%.

Peer Comparison

Oportun Financial Corporation (OPRT) operates in the Credit Services industry. Here is how it compares to its closest peers by market capitalization:

Company	Ticker	Market Cap	P/E Ratio
Oportun Financial Corporation	OPRT	$361.92M	19.7
Visa Inc.	V	$700.27B	31.9
Mastercard Incorporated	MA	$507.39B	32.3
American Express Company	AXP	$220.26B	20.0

The Credit Services industry average P/E ratio is 12.5x. Oportun Financial Corporation trades at a P/E of 19.7.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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PYPL

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SYF

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About Oportun Financial Corporation

Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. The company was founded in 2005 and is headquartered in San Mateo, California.

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Oportun Financial Corporation (OPRT) Stock Analysis