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NASDAQ · Software - Application · USD

nCino, Inc. (NCNO) Stock Analysis

nCino, Inc. (NCNO) is a Software - Application stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

NCNO

$22.00

+$0.40 (+1.85%)

Oct 21, 2026 · Market close

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Price History

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NCNO Key Statistics

As of Oct 21, 2026
Trading
Open
$21.56
Previous Close
$21.60
Day's Range
21.44–22.13
52-Week Range
13.80–27.50
Volume
1.56M
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.81
Valuation
Market Cap
$2.33B
P/E Ratio
68.75
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
13.92
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
3.74
EPS (ttm)Profit attributable to each share over the last twelve months.
0.32
Financials (FY)
Revenue (FY)
$594.78M+10.01%
Net Income (FY)
$5.18M
Profit marginThe share of revenue left as profit after all costs and taxes.
5.40%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
105.74M
1-Year Return
−15.32%
Dividend and dates
Avg Volume
2.30M

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, NCNO closed at $22.00, −15.32% over 1 year.

nCino, Inc. (NCNO) has a market capitalization of $2.33B.

In fiscal 2025, NCNO reported revenue of $594.78M.

NCNO Stock Return by Calendar Year

nCino, Inc. (NCNO) return since Jul 2020: what $10,000 became

1 year
$10,000 $8,468
−15.32%
5 years
$10,000 $3,067
−69.33%
Since Jul 2020
$10,000 $2,402
−75.98%

If you had invested $10,000 in nCino, Inc. (NCNO) at the close on July 14, 2020, the earliest close on record here, it would have been worth $2,402 at the close on October 21, 2026: −75.98% in total, −20.35% a year, over a partial period shorter than 10 years. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−14.20%
2025−23.65%
2024−0.15%
2023+27.19%
2022−51.80%
2021−24.24%
2020 (partial year)−20.94%

As of October 21, 2026.

NCNO Revenue and Earnings by Fiscal Year

FY ends January
Fiscal yearRevenueNet incomeNet margin
2025$594.78M$5.18M0.9%
2024$540.66M−$37.88M−7.0%
2023$476.54M−$42.35M−8.9%
2022$408.32M−$102.72M−25.2%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$594.78M$360.17M$3.73M$5.18M0.9%
2024$540.66M$324.79M−$18.13M−$37.88M−7.0%
2023$476.54M$285.07M−$39.51M−$42.35M−8.9%
2022$408.32M$238.71M−$94.01M−$102.72M−25.2%

Annual figures as reported, in the company's reporting currency. As of January 31, 2026.

NCNO Valuation vs Software - Application Median

Median of 240 stocks
MetricNCNOSoftware - Application medianvs median
P/E68.7529.79131% above
P/S ratio3.742.8332% above
Profit margin5.40%0.82%4.6 pts above

Medians across 240 Software - Application stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 20 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

nCino, Inc. (NCNO) carries a market capitalisation of $2.33B. It is classified in the Software - Application industry, within the Technology sector. Headcount on file is 1,684.

NCNO last closed at $22.00 on October 21, 2026. That is +$0.40 (+1.85%) against the previous close. The 52-week range on file runs from $13.80 to $27.50. The latest close sits 59.42% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $594.78M. That is +10.01% against the prior fiscal year, when revenue was $540.66M. The same year closed with net income of $5.18M. The reported profit margin is 5.4%. That is 4.6 percentage points above the Software - Application median of 0.82%. Earnings per share on a trailing basis come to 0.32.

Across the 4 fiscal years on file, revenue moves from $408.32M in 2022 to $594.78M in 2025. Of those 4 years, 1 report positive net income.

Valuation Assessment

NCNO trades at a trailing price-to-earnings ratio of 68.75. That is 130.78% above the Software - Application median of 29.79. On forward earnings the ratio is 13.92. The price-to-sales ratio is 3.74. On price-to-sales that is 32.28% above the Software - Application median of 2.83. The medians here are taken across 240 Software - Application companies that report the metric.

The reported beta is 0.81. Daily returns over the trailing 6 years annualize to a volatility of 52.94%. The trailing one-year total return is −15.32%. Measured over 5 years, that is −21.05% a year compounded.

Growth & Income

The record shows no dividend for NCNO.

Across the complete calendar years on file, 2023 returned +27.19% and 2022 returned −51.80%. Of the 5 complete calendar years on file, 1 finished higher. So far in 2026 the total return is −14.20%.

Peer Comparison

nCino, Inc. (NCNO) operates in the Software - Application industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
nCino, Inc. NCNO $2.33B 68.8
SAP SE SAP $268.62B 29.9
Shopify Inc. SHOP $226.17B 117.8
Salesforce, Inc. CRM $198.98B 22.1

The Software - Application industry average P/E ratio is 29.8x. nCino, Inc. trades at a P/E of 68.8.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About nCino, Inc.

nCino, Inc., a software-as-a-service company, provides software solutions to financial institutions in the United States, the United Kingdom, and internationally. It offers solutions on the nCino Platform, including an Onboarding solution that streamlines and enhances the customer onboarding process through a digital platform for credit and non-credit onboarding, commercial account opening, and enterprise-level onboarding; and an Account Opening solution, which includes a Deposit Account Opening solution for consumers and small businesses. The company also provides Lending, which provides a loan origination platform for commercial, consumer, small business, and mortgage lending, such as the Commercial Loan Origination System that automates the loan lifecycle; Consumer Lending solution, which offers an omnichannel solution with automated credit decisioning and integrations; and Small Business Loan Origination solution for automation and machine learning. In addition, it offers Credit Monitoring, manages credit risks, monitors performance, and uncovers growth opportunities through a data-driven platform; Portfolio Analytics solution, which offers customizable dashboards to track loan, deposit, and application data; and Integration & Intelligence, provides integration capabilities to connect core banking systems, fintech applications, and third-party services via open APIs and a partner marketplace. The company serves global, enterprise, regional, and community banks, credit unions, challenger banks, and independent mortgage banks, business development managers, account executives, field sales engineers, and customer success managers. nCino, Inc. was founded in 2011 and is headquartered in Wilmington, North Carolina.

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