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StockVS

NASDAQ · Banks - Regional · USD

Mechanics Bancorp (MCHB) Stock Analysis

Mechanics Bancorp (MCHB) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

MCHB

$14.63

+$0.03 (+0.21%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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MCHB Key Statistics

As of Oct 21, 2026
Trading
Open
$14.65
Previous Close
$14.60
Day's Range
14.43–14.72
52-Week Range
12.92–17.38
Volume
923.25K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.14
Valuation
Market Cap
$3.24B
P/E Ratio
11.25
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
12.40
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
4.36
EPS (ttm)Profit attributable to each share over the last twelve months.
1.30
Financials (FY)
Revenue (FY)
$663.16M+74.86%
Net Income (FY)
$265.74M+816.37%
Profit marginThe share of revenue left as profit after all costs and taxes.
37.88%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
220.31M
1-Year Return
+17.69%
Dividend and dates
Dividend
$1.56+10.68%
Ex-Dividend Date
August 28, 2026
Earnings Date
October 28, 2026
Avg Volume
568.07K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, MCHB closed at $14.63, +17.69% over 1 year.

Mechanics Bancorp (MCHB) has a market capitalization of $3.24B.

In fiscal 2025, MCHB reported revenue of $663.16M.

MCHB Stock Return by Calendar Year

Mechanics Bancorp (MCHB) 10-year return: what $10,000 became

1 year
$10,000 $11,769
+17.69%
5 years
$10,000 $4,063
−59.37%
10 years
$10,000 $7,538
−24.62%

If you had invested $10,000 in Mechanics Bancorp (MCHB) 10 years ago, at the close on October 21, 2016, it would have been worth $7,538 at the close on October 21, 2026: −24.62% in total, −2.79% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+7.82%
2025+29.89%
2024+10.87%
2023−60.62%
2022−44.81%
2021+57.69%
2020+1.35%
2019+60.15%
2018−26.67%
2017−8.39%
2016 (partial year)+36.56%

As of October 21, 2026.

MCHB Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$663.16M$265.74M40.1%
2024$379.25M$29.00M7.6%
2022$694.97M——
2021$687.94M——
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$663.16M——$265.74M40.1%
2024$379.25M——$29.00M7.6%
2022$694.97M————
2021$687.94M————

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

MCHB Dividend History

$0.21

Dividends per share, 2025 · 1 payments

YearDividends per sharePaymentsChange
2026*$1.102—
2025$0.211—
2023$0.654−53.6%
2022$1.404+40.0%
YearDividends per sharePaymentsChange
2026 (partial year)$1.102—
2025$0.211—
2023$0.654−53.6%
2022$1.404+40.0%
2021$1.004+66.7%
2020$0.604—

Most recent payment: $0.55 per share, ex-dividend May 22, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

MCHB Valuation vs Banks - Regional Median

Median of 326 stocks
MetricMCHBBanks - Regional medianvs median
P/E11.2512.036% below
P/S ratio4.363.5822% above
Profit margin37.88%29.44%8.4 pts above

Medians across 326 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 14 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

The market values Mechanics Bancorp (MCHB) at $3.24B. It is classified in the Banks - Regional industry, within the Financial Services sector. The company reports 1,756 employees.

MCHB last closed at $14.63 on October 21, 2026. That is +$0.03 (+0.21%) against the previous close. The 52-week range on file runs from $12.92 to $17.38. The latest close sits 13.24% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of $663.16M. That is +74.86% against the prior fiscal year, when revenue was $379.25M. The same year closed with net income of $265.74M. That is +816.37% against the prior fiscal year. Profit margin runs at 37.88%. That is 8.4 percentage points above the Banks - Regional median of 29.44%. Trailing earnings per share are 1.3.

Across the 4 fiscal years on file, revenue moves from $687.94M in 2021 to $663.16M in 2025. Of those 4 years, 2 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 11.25. That is 6.48% below the Banks - Regional median of 12.03. On forward earnings the ratio is 12.4. Measured against sales, the shares trade at 4.36 times revenue. On price-to-sales that is 21.93% above the Banks - Regional median of 3.58. The medians here are taken across 326 Banks - Regional companies that report the metric.

Over the trailing twelve months the total return is +17.69%. Across 10 years the annualized return works out at −2.79%. Beta against the wider market is reported at 0.14. Daily returns over the trailing 10 years annualize to a volatility of 47.89%.

Growth & Income

Shareholders receive a dividend, yielding 10.68% on the latest price. That is 8 percentage points above the Banks - Regional median yield of 2.68%. The indicated annual rate is $1.56 a share. The ex-dividend date on file is August 28, 2026. Dividends are recorded for 6 calendar years; 2026 shows 2 payments totalling $1.10 a share. The year before, 2025, totalled $0.21 a share.

2026 is still running; the total return is +7.82% year to date. The strongest complete calendar year on file is 2019 at +60.15%; the weakest is 2023 at −60.62%. Of the 9 complete calendar years on file, 5 finished higher.

Peer Comparison

Mechanics Bancorp (MCHB) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Mechanics Bancorp MCHB $3.24B 11.3
Mizuho Financial Group, Inc. MFG $120.84B 13.7
HDFC Bank Limited HDB $116.51B 14.6
Itaú Unibanco Holding S.A. ITUB $106.91B 12.4

The Banks - Regional industry average P/E ratio is 12.0x. Mechanics Bancorp trades at a P/E of 11.3.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About Mechanics Bancorp

Mechanics Bancorp operates as the holding company for Mechanics Bank that provides banking services in California, Oregon, Washington, and Hawaii.It offers various checking and savings accounts, retirement accounts, money market accounts, time certificates of deposit, and safe deposit boxes. The company also provides home loans, auto loans, term loans and lines of credit, owner occupied real estate lending services, small business lending loans, multi-family lending services; mortgage and consumer lending loans; commercial real estate loans; residential construction loans; private banking, such as loan program, personal lines of credit and investment management and trust lines of credit. In addition, it offers unsecured consumer installment loans and personal reserve accounts; automated bill payments, remote and mobile deposit capture, automated clearing house origination, wire transfer, lockbox, payee positive pay, and direct deposit; digital banking. Further, the company provides real estate, escrow services, title, labor unions, nonprofits and property management services. Mechanics Bancorp was founded in 1905 and is headquartered in Walnut Creek, California.

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