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StockVS

NASDAQ · Credit Services · USD

Open Lending Corporation (LPRO) Stock Analysis

Open Lending Corporation (LPRO) is a Credit Services stock listed on NASDAQ and quoted in US Dollar.

LPRO

$3.14

$0.00 (0.00%)

Last trade August 7, 2026

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Price History

Hover for the daily close. The dotted line marks the period open.

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LPRO Key Statistics

As of Aug 7, 2026
Trading
Open
$3.14
Previous Close
$3.14
52-Week Range
1.18–3.15
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
2.20
Valuation
Market Cap
$371.53M
P/E Ratio
unprofitable
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
16.53
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
4.16
EPS (ttm)Profit attributable to each share over the last twelve months.
−0.05
Financials (FY)
Revenue (FY)
$93.22M+288.02%
Net Income (FY)
−$4.24M
Profit marginThe share of revenue left as profit after all costs and taxes.
−5.95%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
118.32M
1-Year Return
+39.56%
Dividend and dates
Avg Volume
2.82M

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

LPRO Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+102.58%
2025−74.04%
2024−29.85%
2023+26.07%
2022−69.97%
2021−35.70%
2020 (partial year)+171.01%

As of August 7, 2026.

LPRO Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$93.22M−$4.24M−4.5%
2024$24.02M−$135.01M−562.0%
2023$117.46M$22.07M18.8%
2022$179.59M$66.62M37.1%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$93.22M$71.66M−$5.01M−$4.24M−4.5%
2024$24.02M$169.00K−$65.38M−$135.01M−562.0%
2023$117.46M$95.18M$29.08M$22.07M18.8%
2022$179.59M$159.63M$97.62M$66.62M37.1%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

LPRO Valuation vs Credit Services Median

Median of 60 stocks
MetricLPROCredit Services medianvs median
P/S ratio4.161.64154% above
Profit margin−5.95%9.99%15.9 pts below

Medians across 60 Credit Services stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Analysis

Data-derived

Company Overview

Open Lending Corporation (LPRO) carries a market capitalisation of $371.53M. It is classified in the Credit Services industry, within the Financial Services sector. Headcount on file is 164.

The most recent close on file for LPRO is $3.14, dated August 7, 2026. The close was unchanged from the previous session. The 52-week range on file runs from $1.18 to $3.15. The latest close sits 167.23% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $93.22M. That is +288.02% against the prior fiscal year, when revenue was $24.02M. The same year closed with a net loss of $4.24M. Profit margin runs at −5.95%. That is 15.9 percentage points below the Credit Services median of 9.99%. Earnings per share on a trailing basis come to −0.05.

Across the 4 fiscal years on file, revenue moves from $179.59M in 2022 to $93.22M in 2025. Of those 4 years, 2 report positive net income.

Valuation Assessment

The record shows negative trailing earnings, so no price-to-earnings ratio is published. The forward P/E on file is 16.53. Measured against sales, the shares trade at 4.16 times revenue. On price-to-sales that is 153.58% above the Credit Services median of 1.64. The medians here are taken across 60 Credit Services companies that report the metric.

Beta against the wider market is reported at 2.2. Daily returns over the trailing 6 years annualize to a volatility of 70.06%. Over the trailing twelve months the price has returned +39.56%. Across 5 years the annualized return works out at −39.17%.

Growth & Income

The record shows no dividend for LPRO.

The strongest complete calendar year on file is 2023 at +26.07%; the weakest is 2025 at −74.04%. Of the 5 complete calendar years on file, 1 finished higher. So far in 2026 the price is +102.58%.

Peer Comparison

Open Lending Corporation (LPRO) operates in the Credit Services industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Open Lending Corporation LPRO $371.53M —
Visa Inc. V $700.27B 31.9
Mastercard Incorporated MA $507.39B 32.3
American Express Company AXP $220.26B 20.0

The Credit Services industry average P/E ratio is 12.5x. Open Lending Corporation has no P/E ratio because it is not currently profitable.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of August 7, 2026.

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About Open Lending Corporation

Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, finance companies, and captive finance companies of automakers in the United States. The company offers lenders protection platform (LPP), which is a cloud-based automotive lending enablement platform that provides loan analytics solutions and automated issuance of credit default insurance with third-party insurance providers. Its LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders. The company was founded in 2000 and is headquartered in Austin, Texas. As of July 27, 2026, Open Lending Corporation operates as a subsidiary of ANV Group Holdings Ltd.

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