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StockVS

NYSE · Insurance - Property & Casualty · USD

Lemonade, Inc. (LMND) Stock Analysis

Lemonade, Inc. (LMND) is a Insurance - Property & Casualty stock listed on NYSE and quoted in US Dollar.

Last Updated: October 21, 2026

LMND

$45.28

−$0.12 (−0.26%)

Oct 21, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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LMND Key Statistics

As of Oct 21, 2026
Trading
Open
$46.00
Previous Close
$45.40
Day's Range
44.91–47.00
52-Week Range
42.70–99.90
Volume
942.83K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
1.87
Valuation
Market Cap
$3.50B
P/E Ratio
unprofitable
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
3.59
EPS (ttm)Profit attributable to each share over the last twelve months.
−1.82
Financials (FY)
Revenue (FY)
$737.90M+40.15%
Net Income (FY)
−$165.50M
Profit marginThe share of revenue left as profit after all costs and taxes.
−14.20%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
77.40M
1-Year Return
−9.06%
Dividend and dates
Earnings Date
November 5, 2026
Avg Volume
1.22M

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, LMND closed at $45.28, −9.06% over 1 year.

Lemonade, Inc. (LMND) has a market capitalization of $3.50B.

In fiscal 2025, LMND reported revenue of $737.90M.

LMND Stock Return by Calendar Year

Lemonade, Inc. (LMND) return since Jul 2020: what $10,000 became

1 year
$10,000 $9,094
−9.06%
5 years
$10,000 $6,763
−32.37%
Since Jul 2020
$10,000 $6,524
−34.76%

If you had invested $10,000 in Lemonade, Inc. (LMND) at the close on July 2, 2020, the earliest close on record here, it would have been worth $6,524 at the close on October 21, 2026: −34.76% in total, −6.55% a year, over a partial period shorter than 10 years. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−36.39%
2025+94.06%
2024+127.40%
2023+17.91%
2022−67.51%
2021−65.62%
2020 (partial year)+76.49%

As of October 21, 2026.

LMND Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$737.90M−$165.50M−22.4%
2024$526.50M−$202.20M−38.4%
2023$429.80M−$236.90M−55.1%
2022$256.70M−$297.80M−116.0%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$737.90M——−$165.50M−22.4%
2024$526.50M——−$202.20M−38.4%
2023$429.80M——−$236.90M−55.1%
2022$256.70M——−$297.80M−116.0%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

LMND Valuation vs Insurance - Property & Casualty Median

Median of 48 stocks
MetricLMNDInsurance - Property & Casualty medianvs median
P/S ratio3.591.45149% above
Profit margin−14.20%11.77%26.0 pts below

Medians across 48 Insurance - Property & Casualty stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 20 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Lemonade, Inc. (LMND) carries a market capitalisation of $3.50B. The company sits in the Financial Services sector, in the Insurance - Property & Casualty industry. Headcount on file is 1,282.

Over the past 52 weeks the price has ranged from $42.70 to $99.90. The most recent close on file for LMND is $45.28, dated October 21, 2026. That is −$0.12 (−0.26%) against the previous close. The latest close sits 6.04% above that 52-week low.

Financial Health

The most recent full year on file, fiscal 2025, shows revenue of $737.90M. That is +40.15% against the prior fiscal year, when revenue was $526.50M. The same year closed with a net loss of $165.50M. Profit margin runs at −14.2%. That is 26 percentage points below the Insurance - Property & Casualty median of 11.77%. Trailing earnings per share are −1.82.

Across the 4 fiscal years on file, revenue moves from $256.70M in 2022 to $737.90M in 2025. Of those 4 years, 0 report positive net income.

Valuation Assessment

No trailing P/E applies: the last reported earnings figure is negative. Measured against sales, the shares trade at 3.59 times revenue. On price-to-sales that is 148.68% above the Insurance - Property & Casualty median of 1.45. The medians here are taken across 48 Insurance - Property & Casualty companies that report the metric.

The reported beta is 1.87. Annualized volatility over the trailing 6 years is 83.65%. The trailing one-year total return is −9.06%. Across 5 years the annualized return works out at −7.52%.

Growth & Income

No dividend is on file for LMND.

The strongest complete calendar year on file is 2024 at +127.40%; the weakest is 2022 at −67.51%. Of the 5 complete calendar years on file, 3 finished higher. So far in 2026 the total return is −36.39%.

Peer Comparison

Lemonade, Inc. (LMND) operates in the Insurance - Property & Casualty industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Lemonade, Inc. LMND $3.50B —
Chubb Limited CB $138.81B 12.7
The Progressive Corporation PGR $128.47B 11.2
The Travelers Companies, Inc. TRV $83.21B 10.5

The Insurance - Property & Casualty industry average P/E ratio is 11.1x. Lemonade, Inc. has no P/E ratio because it is not currently profitable.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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 FFH.TO

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 IFC.TO

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About Lemonade, Inc.

Lemonade, Inc. provides various insurance products in the United States, Europe, and the United Kingdom. The company provides renters and homeowners, building, car, pet, and life insurance products, as well as landlord insurance products. It also offers insurance for stolen or damaged property, personal liability that protects its customers if they are responsible for an accident or damage to another person or their property, and pet insurance. In addition, it operates as an agent for other insurance companies. The company was formerly known as Lemonade Group, Inc. Lemonade, Inc. was incorporated in 2015 and is headquartered in New York, New York.

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