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StockVS

NASDAQ · Banks - Regional · USD

Isabella Bank Corporation (ISBA) Stock Analysis

Isabella Bank Corporation (ISBA) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

ISBA

$40.04

+$0.36 (+0.91%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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ISBA Key Statistics

As of Sep 4, 2026
Trading
Open
$39.44
Previous Close
$39.68
Day's Range
38.75–40.18
52-Week Range
31.20–58.83
Volume
45.10K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.02
Valuation
Market Cap
$305.46M
P/E Ratio
14.77
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
10.14
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
3.67
EPS (ttm)Profit attributable to each share over the last twelve months.
2.71
Financials (FY)
Revenue (FY)
$76.30M+11.49%
Net Income (FY)
$18.91M+36.15%
Profit marginThe share of revenue left as profit after all costs and taxes.
23.99%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
7.63M
1-Year Return
+28.70%
Dividend and dates
Dividend
$1.12+2.82%
Ex-Dividend Date
September 28, 2026
Avg Volume
77.22K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

ISBA Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−18.84%
2025+99.11%
2024+27.74%
2023−3.53%
2022−3.47%
2021+36.27%
2020−14.33%
2019+12.68%
2018−16.97%
2017+4.26%
2016 (partial year)+2.48%

As of September 4, 2026.

ISBA Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$76.30M$18.91M24.8%
2024$68.44M$13.89M20.3%
2023$70.00M$18.17M26.0%
2022$71.23M$22.24M31.2%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$76.30M——$18.91M24.8%
2024$68.44M——$13.89M20.3%
2023$70.00M——$18.17M26.0%
2022$71.23M——$22.24M31.2%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

ISBA Dividend History

$1.12+0.0% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.562—
2025$1.124+0.0%
2024$1.124+0.0%
2023$1.124+2.8%
YearDividends per sharePaymentsChange
2026 (partial year)$0.562—
2025$1.124+0.0%
2024$1.124+0.0%
2023$1.124+2.8%
2022$1.094+0.9%
2021$1.084+0.0%
2020$1.084+2.9%
2019$1.054+1.0%
2018$1.044+35.1%
2017$0.773+54.0%
2016$0.502—

Most recent payment: $0.28 per share, ex-dividend June 26, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

ISBA Valuation vs Banks - Regional Median

Median of 380 stocks
MetricISBABanks - Regional medianvs median
P/E14.7712.6217% above
P/S ratio3.673.773% below
Profit margin23.99%29.15%5.2 pts below

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Isabella Bank Corporation (ISBA) carries a market capitalisation of $305.46M. It is classified in the Banks - Regional industry, within the Financial Services sector. Headcount on file is 341.

ISBA last closed at $40.04 on September 4, 2026. That is +$0.36 (+0.91%) against the previous close. The 52-week range on file runs from $31.20 to $58.83. The latest close sits 28.33% above that 52-week low.

Financial Health

In fiscal 2025, Isabella Bank Corporation reported revenue of $76.30M. Against the prior fiscal year total of $68.44M, that is a change of +11.49%. The same year closed with net income of $18.91M. That is +36.15% against the prior fiscal year. Profit margin runs at 23.99%. That is 5.2 percentage points below the Banks - Regional median of 29.15%. Earnings per share on a trailing basis come to 2.71.

Across the 4 fiscal years on file, revenue moves from $71.23M in 2022 to $76.30M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 14.77 times earnings. That is 17.04% above the Banks - Regional median of 12.62. The forward P/E on file is 10.14. Measured against sales, the shares trade at 3.67 times revenue. On price-to-sales that is 2.64% below the Banks - Regional median of 3.77. The medians here are taken across 380 Banks - Regional companies that report the metric.

The reported beta is 0.02. Daily returns over the trailing 10 years annualize to a volatility of 30.28%. Over the trailing twelve months the price has returned +28.70%. Across 10 years the annualized return works out at +8.36%.

Growth & Income

The trailing dividend yield is 2.82%. That is 0.1 percentage points above the Banks - Regional median yield of 2.7%. The indicated annual rate is $1.12 a share. The ex-dividend date on file is September 28, 2026. Dividends are recorded for 11 calendar years; 2026 shows 2 payments totalling $0.56 a share. The year before, 2025, totalled $1.12 a share.

The strongest complete calendar year on file is 2025 at +99.11%; the weakest is 2018 at −16.97%. Of the 9 complete calendar years on file, 5 finished higher. 2026 is still running; the price is −18.84% year to date.

Peer Comparison

Isabella Bank Corporation (ISBA) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Isabella Bank Corporation ISBA $305.46M 14.8
Mizuho Financial Group, Inc. MFG $135.92B 16.0
HDFC Bank Limited HDB $119.10B 16.0
ICICI Bank Limited IBN $108.74B 18.7

The Banks - Regional industry average P/E ratio is 12.6x. Isabella Bank Corporation trades at a P/E of 14.8.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About Isabella Bank Corporation

Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides banking and wealth management services to businesses, institutions, and individuals and their families in Michigan, the United States. The company offers deposit products, including checking and savings accounts; and certificates of deposit, direct deposits, and cash management services. Its loan portfolio comprises commercial, agricultural, and residential real estate loans, as well as consumer loans, including secured and unsecured personal loans. In addition, the company provides mobile and internet banking, investment management, trust and estate services, automated teller machines, and insurance products. Isabella Bank Corporation was founded in 1903 and is headquartered in Mount Pleasant, Michigan.

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