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NASDAQ · Banks - Regional · USD

Isabella Bank Corporation (ISBA) Stock Analysis

Isabella Bank Corporation (ISBA) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

ISBA

$37.12

−$0.11 (−0.30%)

Oct 21, 2026 · Market close

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Price History

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ISBA Key Statistics

As of Oct 21, 2026
Trading
Open
$37.44
Previous Close
$37.23
Day's Range
36.35–37.44
52-Week Range
33.24–58.83
Volume
18.66K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.08
Valuation
Market Cap
$283.18M
P/E Ratio
13.70
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
9.40
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
3.40
EPS (ttm)Profit attributable to each share over the last twelve months.
2.71
Financials (FY)
Revenue (FY)
$76.30M+11.49%
Net Income (FY)
$18.91M+36.15%
Profit marginThe share of revenue left as profit after all costs and taxes.
23.99%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
7.63M
1-Year Return
+8.21%
Dividend and dates
Dividend
$1.12+3.00%
Ex-Dividend Date
September 28, 2026
Avg Volume
55.16K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, ISBA closed at $37.12, +8.21% over 1 year.

Isabella Bank Corporation (ISBA) has a market capitalization of $283.18M.

In fiscal 2025, ISBA reported revenue of $76.30M.

ISBA Stock Return by Calendar Year

Isabella Bank Corporation (ISBA) 10-year return: what $10,000 became

1 year
$10,000 $10,821
+8.21%
5 years
$10,000 $17,353
+73.53%
10 years
$10,000 $20,699
+106.99%

If you had invested $10,000 in Isabella Bank Corporation (ISBA) 10 years ago, at the close on October 21, 2016, it would have been worth $20,699 at the close on October 21, 2026: +106.99% in total, +7.55% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)−24.76%
2025+99.11%
2024+27.74%
2023−3.53%
2022−3.47%
2021+36.27%
2020−14.33%
2019+12.68%
2018−16.97%
2017+4.26%
2016 (partial year)+2.48%

As of October 21, 2026.

ISBA Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$76.30M$18.91M24.8%
2024$68.44M$13.89M20.3%
2023$70.00M$18.17M26.0%
2022$71.23M$22.24M31.2%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$76.30M——$18.91M24.8%
2024$68.44M——$13.89M20.3%
2023$70.00M——$18.17M26.0%
2022$71.23M——$22.24M31.2%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

ISBA Dividend History

$1.12+0.0% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.562—
2025$1.124+0.0%
2024$1.124+0.0%
2023$1.124+2.8%
YearDividends per sharePaymentsChange
2026 (partial year)$0.562—
2025$1.124+0.0%
2024$1.124+0.0%
2023$1.124+2.8%
2022$1.094+0.9%
2021$1.084+0.0%
2020$1.084+2.9%
2019$1.054+1.0%
2018$1.044+35.1%
2017$0.773+208.0%
2016$0.251—

Most recent payment: $0.28 per share, ex-dividend June 26, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

ISBA Valuation vs Banks - Regional Median

Median of 326 stocks
MetricISBABanks - Regional medianvs median
P/E13.7012.0314% above
P/S ratio3.403.585% below
Profit margin23.99%29.44%5.4 pts below

Medians across 326 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Isabella Bank Corporation (ISBA) carries a market capitalisation of $283.18M. It is classified in the Banks - Regional industry, within the Financial Services sector. Headcount on file is 341.

ISBA last closed at $37.12 on October 21, 2026. That is −$0.11 (−0.30%) against the previous close. The 52-week range on file runs from $33.24 to $58.83. The latest close sits 11.67% above that 52-week low.

Financial Health

In fiscal 2025, Isabella Bank Corporation reported revenue of $76.30M. Against the prior fiscal year total of $68.44M, that is a change of +11.49%. The same year closed with net income of $18.91M. That is +36.15% against the prior fiscal year. Profit margin runs at 23.99%. That is 5.4 percentage points below the Banks - Regional median of 29.44%. Earnings per share on a trailing basis come to 2.71.

Across the 4 fiscal years on file, revenue moves from $71.23M in 2022 to $76.30M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

On trailing earnings, the shares are priced at 13.7 times earnings. That is 13.88% above the Banks - Regional median of 12.03. The forward P/E on file is 9.4. Measured against sales, the shares trade at 3.4 times revenue. On price-to-sales that is 4.89% below the Banks - Regional median of 3.58. The medians here are taken across 326 Banks - Regional companies that report the metric.

The reported beta is 0.08. Daily returns over the trailing 10 years annualize to a volatility of 30.41%. Over the trailing twelve months the total return is +8.21%. Across 10 years the annualized return works out at +7.55%.

Growth & Income

The trailing dividend yield is 3%. That is 0.3 percentage points above the Banks - Regional median yield of 2.68%. The indicated annual rate is $1.12 a share. The ex-dividend date on file is September 28, 2026. Dividends are recorded for 11 calendar years; 2026 shows 2 payments totalling $0.56 a share. The year before, 2025, totalled $1.12 a share.

The strongest complete calendar year on file is 2025 at +99.11%; the weakest is 2018 at −16.97%. Of the 9 complete calendar years on file, 5 finished higher. 2026 is still running; the total return is −24.76% year to date.

Peer Comparison

Isabella Bank Corporation (ISBA) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Isabella Bank Corporation ISBA $283.18M 13.7
Mizuho Financial Group, Inc. MFG $120.84B 13.7
HDFC Bank Limited HDB $116.51B 14.6
Itaú Unibanco Holding S.A. ITUB $106.91B 12.4

The Banks - Regional industry average P/E ratio is 12.0x. Isabella Bank Corporation trades at a P/E of 13.7.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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About Isabella Bank Corporation

Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides banking and wealth management services to businesses, institutions, and individuals and their families in Michigan, the United States. The company offers deposit products, including checking and savings accounts; and certificates of deposit, direct deposits, and cash management services. Its loan portfolio comprises commercial, agricultural, and residential real estate loans, as well as consumer loans, including secured and unsecured personal loans. In addition, the company provides mobile and internet banking, investment management, trust and estate services, automated teller machines, and insurance products. Isabella Bank Corporation was founded in 1903 and is headquartered in Mount Pleasant, Michigan.

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