StockVS

H2O America (HTO) Stock Analysis

Utilities

H2O America

$57.62

$-0.51 (-0.88%)

Last Updated: May 26, 2026

Price History

Analysis

Company Overview

H2O America operates as a utility provider delivering water utility and related services across the United States, encompassing the full spectrum of production, purchase, storage, purification, distribution, wholesale, and retail sale of water and wastewater services. The company functions within the Utilities sector, specifically classified under the Utilities - Regulated Water industry, where it manages groundwater supply from wells and surface water sources to meet public and commercial demand. As of the latest reporting period, the organization employs 837 staff members and maintains a total market capitalization of $2.42B, reflecting its standing as a mid-to-large-cap entity in the regional water infrastructure space. With annual revenue reaching $800.59M, these valuation and income figures indicate a significant operational footprint that generates substantial cash inflows necessary to maintain aging infrastructure and comply with regulatory requirements across its service territories.

Financial Health

The company reported total revenue of $800.59M for the trailing twelve months, generating net income of $102.58M and EBITDA of $307.92M. The substantial gap between the $800.59M in revenue and the $102.58M in net income highlights a cost structure where operating expenses, including cost of goods sold and overhead, consume a significant portion of top-line income before arriving at the bottom line. However, the EBITDA figure of $307.92M suggests that when non-cash charges and interest are excluded, the underlying operational cash generation remains robust relative to the reported net income. Despite positive earnings, the company recorded free cash flow of $-256,558,496, indicating a period of significant capital expenditure or cash outflows that impacts immediate financial flexibility and liquidity management. The balance sheet shows a cash balance of $20.69M against total debt of $1.98B, resulting in a debt-to-equity ratio of 128.32, which characterizes a highly leveraged financial position typical for capital-intensive utility assets. Liquidity is further constrained by a current ratio of 0.70, meaning current assets are insufficient to cover current liabilities without relying on asset sales or refinancing. Return on Equity stands at 7.1% while Return on Assets is 2.4%, metrics that reveal management's effectiveness in generating profit relative to shareholder equity and total asset base, respectively, within the context of high leverage and regulated rate structures.

Valuation Assessment

Valuation multiples for H2O America include a trailing P/E ratio of 19.85 and a forward P/E of 20.48, where the slightly higher forward multiple implies that the market expects earnings to remain stable or grow modestly rather than seeing a significant decline in the near term. The price-to-book ratio is 1.36, indicating that the stock trades at a premium of roughly 36% over its book value, which may reflect market confidence in the durability of regulated utility cash flows or potential for growth in service territories. Alternative valuation metrics such as the price-to-sales ratio of 3.03 and an EV/EBITDA of 13.16 provide additional context, suggesting the company is valued conservatively relative to its sales volume and enterprise value adjusted for earnings before interest, taxes, depreciation, and amortization. Price action over the last year has oscillated between a 52-week high of $59.00 and a 52-week low of $43.75, meaning the current trading price sits within this established range but is significantly below the recent peak. The stock exhibits a beta of 0.48, which indicates that its price volatility is less than half that of the broader market, offering a lower-risk profile for portfolios seeking defensive utility exposure during periods of market turbulence.

Growth & Income

Recent performance data shows revenue growth of -1.8% year-over-year and earnings growth of -34.4% year-over-year, revealing that earnings are declining at a much faster rate than revenue, a dynamic often driven by non-recurring costs, regulatory adjustments, or one-time impairments rather than a fundamental collapse in utility demand. As a dividend payer, the company offers a dividend yield of 3.0% with a payout ratio of 57.5%, suggesting that the current dividend is supported by earnings without being fully exhausted, though the negative earnings growth rate warrants scrutiny regarding long-term sustainability. The high debt load and negative free cash flow suggest that reinvestment into growth is limited by capital availability, forcing the company to rely on debt issuance or rate increases to fund necessary infrastructure upgrades rather than expanding organic growth significantly. The overall growth and income profile presents a utility with stable, albeit contracting, earnings and a moderate dividend yield that investors must weigh against the company's elevated leverage and recent deterioration in profitability.

Peer Comparison

H2O America (HTO) operates in the Utilities - Regulated Water industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
H2O America HTO $2.41B 19.7
American Water Works Company, Inc. AWK $24.19B 22.0
Companhia de Saneamento Básico do Estado de São Paulo - SABESP SBS $20.09B 11.5
Essential Utilities, Inc. WTRG $10.54B 18.9

The Utilities - Regulated Water industry average P/E ratio is 26.2x. H2O America trades at a P/E of 19.7.

This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.

About H2O America

H2O America, through its subsidiaries, provides water utility and other related services in the United States. The company engages in production, purchase, storage, purification, distribution, wholesale, and retail sale of water and wastewater services; and supplies groundwater from wells, surface water from watershed run-off and diversion, reclaimed water, and imported water purchased from Valley Water District. It also offers non-tariffed services, including water system operations, maintenance agreements, and antenna site leases; contracted services, sewer operations, and other water related services; and a Linebacker protection plan for public drinking water customers in Connecticut and Maine. In addition, the company provides water services; owns undeveloped land in California; and commercial properties and parcels of land in Connecticut. The company was formerly known as SJW Group and changed its name to H2O America in May 2025. H2O America was incorporated in 1985 and is headquartered in San Jose, California.

Visit website →

Key Statistics

Market Cap
$2.41B
P/E Ratio
19.73
52-Week High
$61.87
52-Week Low
$43.75
Avg Volume
649.89K
Beta
0.34
Dividend Yield
3.05%

Data provided by Yahoo Finance via yfinance. Updated daily.

Company Info

Exchange
NASDAQ
Country
United States
Employees
837