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StockVS

NYSE · Insurance - Property & Casualty · USD

Heritage Insurance Holdings, Inc. (HRTG) Stock Analysis

Heritage Insurance Holdings, Inc. (HRTG) is a Insurance - Property & Casualty stock listed on NYSE and quoted in US Dollar.

HRTG

$33.95

−$0.99 (−2.83%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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HRTG Key Statistics

As of Sep 4, 2026
Trading
Open
$34.52
Previous Close
$34.94
Day's Range
33.57–34.84
52-Week Range
20.48–36.50
Volume
469.70K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.92
Valuation
Market Cap
$1.01B
P/E Ratio
4.99
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
6.55
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
1.18
EPS (ttm)Profit attributable to each share over the last twelve months.
6.81
Financials (FY)
Revenue (FY)
$774.43M+1.01%
Net Income (FY)
$195.59M+217.84%
Profit marginThe share of revenue left as profit after all costs and taxes.
25.19%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
29.73M
1-Year Return
+38.74%
Dividend and dates
Earnings Date
November 4, 2026estimated
Avg Volume
343.68K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

HRTG Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+16.03%
2025+141.82%
2024+85.58%
2023+262.22%
2022−68.58%
2021−40.09%
2020−21.80%
2019−8.50%
2018−17.06%
2017+16.94%
2016 (partial year)+16.58%

As of September 4, 2026.

HRTG Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$774.43M$195.59M25.3%
2024$766.68M$61.54M8.0%
2023$670.70M$45.31M6.8%
2022$662.46M−$154.36M−23.3%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$774.43M——$195.59M25.3%
2024$766.68M——$61.54M8.0%
2023$670.70M——$45.31M6.8%
2022$662.46M——−$154.36M−23.3%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

HRTG Valuation vs Insurance - Property & Casualty Median

Median of 50 stocks
MetricHRTGInsurance - Property & Casualty medianvs median
P/E4.9911.2856% below
P/S ratio1.181.298% below
Profit margin25.19%11.67%13.5 pts above

Medians across 50 Insurance - Property & Casualty stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

All 8 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

Heritage Insurance Holdings, Inc. (HRTG) is capitalised at $1.01B on the latest close. The company sits in the Financial Services sector, in the Insurance - Property & Casualty industry. Headcount on file is 542.

The most recent close on file for HRTG is $33.95, dated September 4, 2026. That is −$0.99 (−2.83%) against the previous close. Over the past 52 weeks the price has ranged from $20.48 to $36.50. The latest close sits 65.77% above that 52-week low.

Financial Health

Fiscal 2025 revenue came to $774.43M. Against the prior fiscal year total of $766.68M, that is a change of +1.01%. The same year closed with net income of $195.59M. That is +217.84% against the prior fiscal year. The reported profit margin is 25.19%. That is 13.5 percentage points above the Insurance - Property & Casualty median of 11.67%. Earnings per share on a trailing basis come to 6.81.

Across the 4 fiscal years on file, revenue moves from $662.46M in 2022 to $774.43M in 2025. Of those 4 years, 3 report positive net income.

Valuation Assessment

The trailing P/E ratio stands at 4.99. That is 55.76% below the Insurance - Property & Casualty median of 11.28. The forward P/E on file is 6.55. Measured against sales, the shares trade at 1.18 times revenue. On price-to-sales that is 8.42% below the Insurance - Property & Casualty median of 1.29. The medians here are taken across 50 Insurance - Property & Casualty companies that report the metric.

The reported beta is 0.92. Annualized volatility over the trailing 10 years is 58.19%. Over the trailing twelve months the price has returned +38.74%. Measured over 10 years, that is +10.81% a year compounded.

Growth & Income

No dividend is on file for HRTG.

Across the complete calendar years on file, 2023 returned +262.22% and 2022 returned −68.58%. Of the 9 complete calendar years on file, 4 finished higher. 2026 is still running; the price is +16.03% year to date.

Peer Comparison

Heritage Insurance Holdings, Inc. (HRTG) operates in the Insurance - Property & Casualty industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Heritage Insurance Holdings, Inc. HRTG $1.01B 5.0
Chubb Limited CB $131.79B 12.3
The Progressive Corporation PGR $127.23B 11.0
The Travelers Companies, Inc. TRV $77.04B 10.1

The Insurance - Property & Casualty industry average P/E ratio is 11.3x. Heritage Insurance Holdings, Inc. trades at a P/E of 5.0.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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 FFH.TO

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$47.71B

 IFC.TO

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$46.92B
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About Heritage Insurance Holdings, Inc.

Heritage Insurance Holdings, Inc., through its subsidiaries, provides personal and commercial residential insurance products. It offers personal residential insurance in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia; and commercial residential property insurance in Florida, Hawaii, New Jersey, and New York. The company also provides homeowners insurance, condo insurance, dwelling fire, equipment coverage, and artisan contractor program. It offers insurance products through a network of independent agents. The company was founded in 2012 and is headquartered in Tampa, Florida.

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