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StockVS

NYSE · Insurance - Property & Casualty · USD

Horace Mann Educators Corporation (HMN) Stock Analysis

Horace Mann Educators Corporation (HMN) is a Insurance - Property & Casualty stock listed on NYSE and quoted in US Dollar.

HMN

$50.94

−$0.99 (−1.91%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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HMN Key Statistics

As of Sep 4, 2026
Trading
Open
$51.53
Previous Close
$51.93
Day's Range
50.80–51.82
52-Week Range
41.29–55.56
Volume
273.60K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.09
Valuation
Market Cap
$2.06B
P/E Ratio
12.13
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
9.61
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
1.16
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
1.18
EPS (ttm)Profit attributable to each share over the last twelve months.
4.20
Financials (FY)
Revenue (FY)
$1.62B+4.81%
Net Income (FY)
$162.10M+57.68%
Profit marginThe share of revenue left as profit after all costs and taxes.
10.15%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
40.50M
1-Year Return
+11.89%
Dividend and dates
Dividend
$1.44+2.77%
Ex-Dividend Date
September 16, 2026
Earnings Date
November 3, 2026
Avg Volume
266.10K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

HMN Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+12.08%
2025+21.51%
2024+24.62%
2023−8.77%
2022−0.07%
2021−5.03%
2020−0.63%
2019+19.81%
2018−12.79%
2017+5.88%
2016 (partial year)+22.44%

As of September 4, 2026.

HMN Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$1.62B$162.10M10.0%
2024$1.55B$102.80M6.6%
2023$1.43B$45.00M3.1%
2022$1.34B$19.80M1.5%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$1.62B——$162.10M10.0%
2024$1.55B——$102.80M6.6%
2023$1.43B——$45.00M3.1%
2022$1.34B——$19.80M1.5%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

HMN Dividend History

$1.40+2.9% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.722—
2025$1.404+2.9%
2024$1.364+3.0%
2023$1.324+3.1%
YearDividends per sharePaymentsChange
2026 (partial year)$0.722—
2025$1.404+2.9%
2024$1.364+3.0%
2023$1.324+3.1%
2022$1.284+3.2%
2021$1.244+3.3%
2020$1.204+4.2%
2019$1.154+1.1%
2018$1.144+3.6%
2017$1.104+107.5%
2016$0.532—

Most recent payment: $0.36 per share, ex-dividend June 15, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

HMN Valuation vs Insurance - Property & Casualty Median

Median of 50 stocks
MetricHMNInsurance - Property & Casualty medianvs median
P/E12.1311.288% above
P/S ratio1.181.298% below
Profit margin10.15%11.67%1.5 pts below

Medians across 50 Insurance - Property & Casualty stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Recent News

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

The market values Horace Mann Educators Corporation (HMN) at $2.06B. It is classified in the Insurance - Property & Casualty industry, within the Financial Services sector. Headcount on file is 1,800.

The 52-week range on file runs from $41.29 to $55.56. The most recent close on file for HMN is $50.94, dated September 4, 2026. That is −$0.99 (−1.91%) against the previous close. The latest close sits 23.37% above that 52-week low.

Financial Health

In fiscal 2025, Horace Mann Educators Corporation reported revenue of $1.62B. That is +4.81% against the prior fiscal year, when revenue was $1.55B. The same year closed with net income of $162.10M. That is +57.68% against the prior fiscal year. Profit margin runs at 10.15%. That is 1.5 percentage points below the Insurance - Property & Casualty median of 11.67%. Trailing earnings per share are 4.2.

Across the 4 fiscal years on file, revenue moves from $1.34B in 2022 to $1.62B in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

HMN trades at a trailing price-to-earnings ratio of 12.13. That is 7.54% above the Insurance - Property & Casualty median of 11.28. On forward earnings the ratio is 9.61. The PEG ratio, which sets the P/E against expected earnings growth, reads 1.16. The price-to-sales ratio is 1.18. On price-to-sales that is 8.39% below the Insurance - Property & Casualty median of 1.29. The medians here are taken across 50 Insurance - Property & Casualty companies that report the metric.

The reported beta is 0.09. Daily returns over the trailing 10 years annualize to a volatility of 27.38%. The trailing one-year price return is +11.89%. Across 10 years the annualized return works out at +6.79%.

Growth & Income

The trailing dividend yield is 2.77%. That is 1.3 percentage points above the Insurance - Property & Casualty median yield of 1.43%. At the indicated rate that is $1.44 a share a year. The ex-dividend date on file is September 16, 2026. Dividends are recorded for 11 calendar years; 2026 shows 2 payments totalling $0.72 a share. The year before, 2025, totalled $1.40 a share.

So far in 2026 the price is +12.08%. The strongest complete calendar year on file is 2024 at +24.62%; the weakest is 2018 at −12.79%. Of the 9 complete calendar years on file, 4 finished higher.

Peer Comparison

Horace Mann Educators Corporation (HMN) operates in the Insurance - Property & Casualty industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Horace Mann Educators Corporation HMN $2.06B 12.1
Chubb Limited CB $131.79B 12.3
The Progressive Corporation PGR $127.23B 11.0
The Travelers Companies, Inc. TRV $77.04B 10.1

The Insurance - Property & Casualty industry average P/E ratio is 11.3x. Horace Mann Educators Corporation trades at a P/E of 12.1.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About Horace Mann Educators Corporation

Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments. The Property & Casualty segment offers insurance products, including private passenger auto insurance, residential home insurance, and personal umbrella insurance; standard auto coverage including liability, collision, and comprehensive; property coverage for homeowners and renters. The Life & Retirement segment sells tax-qualified fixed, fixed indexed, and variable annuities; the Horace Mann Retirement Advantage open architecture platform and other defined contribution plans; traditional term, whole life insurance products, and indexed universal life (IUL) products. This segment also offers Life by Design, a portfolio of individual whole life and individual term insurance products that address the financial planning needs of educators; Life Select, a combination product that mixes a base of either traditional whole life, 20-pay life, or life paid-up at age 65 with a variety of term riders; single premium whole life products; and cash value term. The Supplemental & Group Benefits segment offers employer-sponsored products, including accident, critical illness, limited-benefit fixed indemnity insurance, term life, and short-term and long-term disability, as well as worksite direct products, such as supplemental heart, cancer, disability, and accident coverages. The company offers individual protection and savings solutions, including auto insurance, property insurance, liability insurance, 403(b) retirement plans, mutual funds, life insurance, student loan solutions, credit monitoring, and financial wellness workshops. It distributes its products and services through agents, brokers, benefit specialists, direct and digital channels. The company was founded in 1945 and is headquartered in Springfield, Illinois.

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