Price History

Hover for the daily close. The dotted line marks the period open.

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FUNC Key Statistics

As of Oct 21, 2026

Trading

Open: $42.24
Previous Close: $41.85
Day's Range: 42.04–44.47
52-Week Range: 33.90–46.30
Volume: 37.02K

Valuation

Market Cap: $284.49M
P/E Ratio: 11.42
Forward P/E: 9.18
PEG Ratio: 0.33
P/S ratio: 3.11
EPS (ttm): 3.86

Financials (FY)

Revenue (FY): $88.87M+11.38%
Net Income (FY): $24.52M+19.18%
Profit margin: 27.64%
Shares Outstanding: 6.45M
1-Year Return: +21.52%

Dividend and dates

Dividend: $1.12+2.68%
Ex-Dividend Date: October 19, 2026
Earnings Date: October 26, 2026estimated
Avg Volume: 27.59K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

FUNC Stock Return by Calendar Year

First United Corporation (FUNC) 10-year return: what $10,000 became

1 year: $10,000 $12,152; +21.52%
5 years: $10,000 $28,444; +184.44%
10 years: $10,000 $50,258; +402.58%

If you had invested $10,000 in First United Corporation (FUNC) 10 years ago, at the close on October 21, 2016, it would have been worth $50,258 at the close on October 21, 2026: +402.58% in total, +17.52% a year, with dividends reinvested. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

+58.39%−33.27%+20.03%

2016*2017201820192020202120222023202420252026*

Year	Return
2026 (partial year)	+20.03%
2025	+14.29%
2024	+48.25%
2023	+25.24%
2022	+8.04%
2021	+25.12%
2020	−33.27%
2019	+54.43%
2018	−7.20%
2017	+9.09%
2016 (partial year)	+58.39%

As of October 21, 2026.

FUNC Revenue and Earnings by Fiscal Year

FY ends December

RevenueNet income

2022202320242025

Fiscal year	Revenue	Net income	Net margin
2025	$88.87M	$24.52M	27.6%
2024	$79.79M	$20.57M	25.8%
2023	$71.32M	$15.06M	21.1%
2022	$75.65M	$25.05M	33.1%

Fiscal year	Revenue	Gross profit	Operating income	Net income	Net margin
2025	$88.87M	—	—	$24.52M	27.6%
2024	$79.79M	—	—	$20.57M	25.8%
2023	$71.32M	—	—	$15.06M	21.1%
2022	$75.65M	—	—	$25.05M	33.1%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

FUNC Dividend History

’18’19’20’21’22’23’24’25’26*

$0.92+12.2% vs 2024

Dividends per share, 2025 · 4 payments

Year	Dividends per share	Payments	Change
2026*	$0.78	3	—
2025	$0.92	4	+12.2%
2024	$0.82	4	+5.1%
2023	$0.78	4	+30.0%

Year	Dividends per share	Payments	Change
2026 (partial year)	$0.78	3	—
2025	$0.92	4	+12.2%
2024	$0.82	4	+5.1%
2023	$0.78	4	+30.0%
2022	$0.60	4	+3.4%
2021	$0.58	4	+11.5%
2020	$0.52	4	+30.0%
2019	$0.40	4	+48.1%
2018	$0.27	3	—

Most recent payment: $0.26 per share, ex-dividend July 20, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

FUNC Valuation vs Banks - Regional Median

Median of 326 stocks

Metric	FUNC	Banks - Regional median	vs median
P/E	11.42	12.03	5% below
P/S ratio	3.11	3.58	13% below
Profit margin	27.64%	29.44%	1.8 pts below

Medians across 326 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 7 articles ↓

Why First United Corporation (FUNC) is a Top Dividend Stock for Your Portfolio
Yahoo2026-09-14

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

First United Corporation (FUNC) is capitalised at $284.49M on the latest close. The company sits in the Financial Services sector, in the Banks - Regional industry. The company reports 315 employees.

The most recent close on file for FUNC is $44.08, dated October 21, 2026. That is +$2.23 (+5.33%) against the previous close. The 52-week range on file runs from $33.90 to $46.30. The latest close sits 30.03% above that 52-week low.

Financial Health

In fiscal 2025, First United Corporation reported revenue of $88.87M. That is +11.38% against the prior fiscal year, when revenue was $79.79M. The same year closed with net income of $24.52M. That is +19.18% against the prior fiscal year. Profit margin runs at 27.64%. That is 1.8 percentage points below the Banks - Regional median of 29.44%. Earnings per share on a trailing basis come to 3.86.

Across the 4 fiscal years on file, revenue moves from $75.65M in 2022 to $88.87M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

FUNC trades at a trailing price-to-earnings ratio of 11.42. That is 5.07% below the Banks - Regional median of 12.03. On forward earnings the ratio is 9.18. The PEG ratio, which sets the P/E against expected earnings growth, reads 0.33. The price-to-sales ratio is 3.11. On price-to-sales that is 13.11% below the Banks - Regional median of 3.58. 326 Banks - Regional companies report these metrics, and the medians quoted come from that group.

Over the trailing twelve months the total return is +21.52%. Across 10 years the annualized return works out at +17.52%. Annualized volatility over the trailing 10 years is 32.78%.

Growth & Income

Shareholders receive a dividend, yielding 2.68% on the latest price. At the indicated rate that is $1.12 a share a year. The ex-dividend date on file is October 19, 2026. Dividends are recorded for 9 calendar years; 2026 shows 3 payments totalling $0.78 a share. The year before, 2025, totalled $0.92 a share.

So far in 2026 the total return is +20.03%. The strongest complete calendar year on file is 2019 at +54.43%; the weakest is 2020 at −33.27%. Of the 9 complete calendar years on file, 7 finished higher.

Peer Comparison

First United Corporation (FUNC) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company	Ticker	Market Cap	P/E Ratio
First United Corporation	FUNC	$284.49M	11.4
Mizuho Financial Group, Inc.	MFG	$120.84B	13.7
HDFC Bank Limited	HDB	$116.51B	14.6
Itaú Unibanco Holding S.A.	ITUB	$106.91B	12.4

The Banks - Regional industry average P/E ratio is 12.0x. First United Corporation trades at a P/E of 11.4.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

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IBN

ICICI Bank Limited

$106.04B

USB

U.S. Bancorp

$92.00B

PNC

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About First United Corporation

First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals in the United States. It operates through Community Banking and Wealth Management segments. The company offers deposit products, such as checking, savings, money market, individual retirement (IRA), employee benefit, and health savings accounts; regular and IRA certificates of deposit (CD); and demand deposits. It also provides business and personal loans; commercial loans secured by real estate, commercial equipment, and vehicles or other assets of the borrower; residential mortgages; home equity lines of credit; real estate construction loans to builders and individuals for single-family dwellings; and consumer loans, including indirect and direct auto loans, student loans, and other secured and unsecured lines of credit and term loans. In addition, the company offers brokerage; certificate of deposit account registry and IntraFi cash services; treasury management, cash sweep, and various checking opportunities; trust services, such as personal trust, investment agency accounts, charitable trusts, estate administration, and estate planning, as well as retirement accounts, including IRA rollovers, 401(k) accounts, and defined benefit plans; safe deposit and night depository facilities; and insurance products. Further, it provides online, mobile, and digital banking; debit and credit cards; business support; merchant services; remote deposit capture; positive pay; sweep and escrow accounts; check recovery and ordering; equipment loans; floorplan lending; mobile wallet and deposit; credit insights; personal finance; bill pay; CD and trust secured loans; boat and RV loans; and retirement planning services. First United Corporation was founded in 1900 and is headquartered in Oakland, Maryland.

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First United Corporation (FUNC) Stock Analysis