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StockVS

NASDAQ · Banks - Regional · USD

First United Corporation (FUNC) Stock Analysis

First United Corporation (FUNC) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

FUNC

$44.36

+$0.42 (+0.96%)

Sep 4, 2026 · Market close

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Price History

Hover for the daily close. The dotted line marks the period open.

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FUNC Key Statistics

As of Sep 4, 2026
Trading
Open
$43.57
Previous Close
$43.94
Day's Range
43.57–44.52
52-Week Range
33.54–46.30
Volume
12.10K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.50
Valuation
Market Cap
$286.26M
P/E Ratio
11.40
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
9.24
PEG RatioThe P/E ratio divided by the expected earnings growth rate. It puts a high P/E in the context of how fast profits are growing.
0.33
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
3.17
EPS (ttm)Profit attributable to each share over the last twelve months.
3.89
Financials (FY)
Revenue (FY)
$88.87M+11.38%
Net Income (FY)
$24.52M+19.18%
Profit marginThe share of revenue left as profit after all costs and taxes.
27.71%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
6.45M
1-Year Return
+22.67%
Dividend and dates
Dividend
$1.04+2.37%
Ex-Dividend Date
July 20, 2026
Earnings Date
October 26, 2026estimated
Avg Volume
24.58K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

FUNC Stock Return by Calendar Year

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+20.79%
2025+14.29%
2024+48.25%
2023+25.24%
2022+8.04%
2021+25.12%
2020−33.27%
2019+54.43%
2018−7.20%
2017+9.09%
2016 (partial year)+58.39%

As of September 4, 2026.

FUNC Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$88.87M$24.52M27.6%
2024$79.79M$20.57M25.8%
2023$71.32M$15.06M21.1%
2022$75.65M$25.05M33.1%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$88.87M——$24.52M27.6%
2024$79.79M——$20.57M25.8%
2023$71.32M——$15.06M21.1%
2022$75.65M——$25.05M33.1%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

FUNC Dividend History

$0.92+12.2% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.783—
2025$0.924+12.2%
2024$0.824+5.1%
2023$0.784+30.0%
YearDividends per sharePaymentsChange
2026 (partial year)$0.783—
2025$0.924+12.2%
2024$0.824+5.1%
2023$0.784+30.0%
2022$0.604+3.4%
2021$0.584+11.5%
2020$0.524+30.0%
2019$0.404+48.1%
2018$0.273—

Most recent payment: $0.26 per share, ex-dividend July 20, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

FUNC Valuation vs Banks - Regional Median

Median of 380 stocks
MetricFUNCBanks - Regional medianvs median
P/E11.4012.6210% below
P/S ratio3.173.7716% below
Profit margin27.71%29.15%1.4 pts below

Medians across 380 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of September 4, 2026.

Analysis

Data-derived

Company Overview

First United Corporation (FUNC) is capitalised at $286.26M on the latest close. The company sits in the Financial Services sector, in the Banks - Regional industry. The company reports 315 employees.

The most recent close on file for FUNC is $44.36, dated September 4, 2026. That is +$0.42 (+0.96%) against the previous close. The 52-week range on file runs from $33.54 to $46.30. The latest close sits 32.26% above that 52-week low.

Financial Health

In fiscal 2025, First United Corporation reported revenue of $88.87M. That is +11.38% against the prior fiscal year, when revenue was $79.79M. The same year closed with net income of $24.52M. That is +19.18% against the prior fiscal year. Profit margin runs at 27.71%. That is 1.4 percentage points below the Banks - Regional median of 29.15%. Earnings per share on a trailing basis come to 3.89.

Across the 4 fiscal years on file, revenue moves from $75.65M in 2022 to $88.87M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

FUNC trades at a trailing price-to-earnings ratio of 11.4. That is 9.67% below the Banks - Regional median of 12.62. On forward earnings the ratio is 9.24. The PEG ratio, which sets the P/E against expected earnings growth, reads 0.33. The price-to-sales ratio is 3.17. On price-to-sales that is 16.06% below the Banks - Regional median of 3.77. 380 Banks - Regional companies report these metrics, and the medians quoted come from that group.

Over the trailing twelve months the price has returned +22.67%. Across 10 years the annualized return works out at +18.84%. The reported beta is 0.5. Annualized volatility over the trailing 10 years is 32.87%.

Growth & Income

Shareholders receive a dividend, yielding 2.37% on the latest price. That is 0.3 percentage points below the Banks - Regional median yield of 2.7%. At the indicated rate that is $1.04 a share a year. The ex-dividend date on file is July 20, 2026. Dividends are recorded for 9 calendar years; 2026 shows 3 payments totalling $0.78 a share. The year before, 2025, totalled $0.92 a share.

So far in 2026 the price is +20.79%. The strongest complete calendar year on file is 2019 at +54.43%; the weakest is 2020 at −33.27%. Of the 9 complete calendar years on file, 7 finished higher.

Peer Comparison

First United Corporation (FUNC) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
First United Corporation FUNC $286.26M 11.4
Mizuho Financial Group, Inc. MFG $135.92B 16.0
HDFC Bank Limited HDB $119.10B 16.0
ICICI Bank Limited IBN $108.74B 18.7

The Banks - Regional industry average P/E ratio is 12.6x. First United Corporation trades at a P/E of 11.4.

Every figure above is read from this page's own data on each nightly rebuild. Informational only, not financial advice. As of September 4, 2026.

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About First United Corporation

First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals in the United States. It operates through Community Banking and Wealth Management segments. The company offers deposit products, such as checking, savings, money market, individual retirement (IRA), employee benefit, and health savings accounts; regular and IRA certificates of deposit (CD); and demand deposits. It also provides business and personal loans; commercial loans secured by real estate, commercial equipment, and vehicles or other assets of the borrower; residential mortgages; home equity lines of credit; real estate construction loans to builders and individuals for single-family dwellings; and consumer loans, including indirect and direct auto loans, student loans, and other secured and unsecured lines of credit and term loans. In addition, the company offers brokerage; certificate of deposit account registry and IntraFi cash services; treasury management, cash sweep, and various checking opportunities; trust services, such as personal trust, investment agency accounts, charitable trusts, estate administration, and estate planning, as well as retirement accounts, including IRA rollovers, 401(k) accounts, and defined benefit plans; safe deposit and night depository facilities; and insurance products. Further, it provides online, mobile, and digital banking; debit and credit cards; business support; merchant services; remote deposit capture; positive pay; sweep and escrow accounts; check recovery and ordering; equipment loans; floorplan lending; mobile wallet and deposit; credit insights; personal finance; bill pay; CD and trust secured loans; boat and RV loans; and retirement planning services. First United Corporation was founded in 1900 and is headquartered in Oakland, Maryland.

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