StockVS

NASDAQ · Banks - Regional · USD

Five Star Bancorp (FSBC) Stock Analysis

Five Star Bancorp (FSBC) is a Banks - Regional stock listed on NASDAQ and quoted in US Dollar.

Last Updated: October 21, 2026

FSBC

$43.09

−$0.15 (−0.35%)

Oct 21, 2026 · Market close

Compare

Price History

Hover for the daily close. The dotted line marks the period open.

Compare FSBC with… →

FSBC Key Statistics

As of Oct 21, 2026
Trading
Open
$43.30
Previous Close
$43.24
Day's Range
42.85–43.40
52-Week Range
32.20–50.26
Volume
85.74K
BetaHow much the share price moves relative to the wider market. 1.0 moves in line with it; above 1.0 swings more, below 1.0 less.
0.54
Valuation
Market Cap
$1.06B
P/E Ratio
12.75
Forward P/EShare price divided by forecast earnings for the year ahead, rather than the year just past.
11.68
P/S ratioMarket value divided by annual revenue. Useful for companies that are not yet profitable, where a P/E cannot be calculated.
6.31
EPS (ttm)Profit attributable to each share over the last twelve months.
3.38
Financials (FY)
Revenue (FY)
$157.02M+25.66%
Net Income (FY)
$61.61M+34.89%
Profit marginThe share of revenue left as profit after all costs and taxes.
42.96%
Shares OutstandingThe total number of shares held by all investors. Market value is this figure multiplied by the share price.
24.54M
1-Year Return
+26.39%
Dividend and dates
Dividend
$1.00+2.31%
Ex-Dividend Date
November 2, 2026
Earnings Date
October 26, 2026
Avg Volume
196.78K

Only metrics the company reports are shown. Data provided by Yahoo Finance via yfinance. Updated daily.

Key facts

As of October 21, 2026, FSBC closed at $43.09, +26.39% over 1 year.

Five Star Bancorp (FSBC) has a market capitalization of $1.06B.

In fiscal 2025, FSBC reported revenue of $157.02M.

FSBC Stock Return by Calendar Year

Five Star Bancorp (FSBC) return since May 2021: what $10,000 became

1 year
$10,000 $12,639
+26.39%
5 years
$10,000 $19,584
+95.84%
Since May 2021
$10,000 $24,882
+148.82%

If you had invested $10,000 in Five Star Bancorp (FSBC) at the close on May 4, 2021, the earliest close on record here, it would have been worth $24,882 at the close on October 21, 2026: +148.82% in total, +18.15% a year, with dividends reinvested, over a partial period shorter than 10 years. A historical calculation from closing prices adjusted for splits and dividends, before fees and taxes.

Calendar-year returns computed from daily closing prices. Partial years are shown muted and marked with an asterisk.

YearReturn
2026 (partial year)+22.59%
2025+22.07%
2024+18.61%
2023−0.56%
2022−7.16%
2021 (partial year)+51.85%

As of October 21, 2026.

FSBC Revenue and Earnings by Fiscal Year

FY ends December
Fiscal yearRevenueNet incomeNet margin
2025$157.02M$61.61M39.2%
2024$124.96M$45.67M36.5%
2023$117.20M$47.73M40.7%
2022$108.94M$44.80M41.1%
Fiscal yearRevenueGross profitOperating incomeNet incomeNet margin
2025$157.02M——$61.61M39.2%
2024$124.96M——$45.67M36.5%
2023$117.20M——$47.73M40.7%
2022$108.94M——$44.80M41.1%

Annual figures as reported, in the company's reporting currency. As of December 31, 2025.

FSBC Dividend History

$0.80+0.0% vs 2024

Dividends per share, 2025 · 4 payments

YearDividends per sharePaymentsChange
2026*$0.753—
2025$0.804+0.0%
2024$0.804+6.7%
2023$0.754+25.0%
YearDividends per sharePaymentsChange
2026 (partial year)$0.753—
2025$0.804+0.0%
2024$0.804+6.7%
2023$0.754+25.0%
2022$0.604+100.0%
2021$0.302—

Most recent payment: $0.25 per share, ex-dividend August 3, 2026. Per-share amounts summed by calendar year from ex-dividend dates. Partial years are shown muted and marked with an asterisk.

FSBC Valuation vs Banks - Regional Median

Median of 326 stocks
MetricFSBCBanks - Regional medianvs median
P/E12.7512.036% above
P/S ratio6.313.5876% above
Profit margin42.96%29.44%13.5 pts above

Medians across 326 Banks - Regional stocks that report the metric. Medians, not averages, so one outlier cannot move them. As of October 21, 2026.

Recent News

All 8 articles ↓

News provided by third-party sources. Not financial advice.

Analysis

Data-derived

Company Overview

The market values Five Star Bancorp (FSBC) at $1.06B. The company sits in the Financial Services sector, in the Banks - Regional industry. The company reports 233 employees.

Over the past 52 weeks the price has ranged from $32.20 to $50.26. FSBC last closed at $43.09 on October 21, 2026. That is −$0.15 (−0.35%) against the previous close. The latest close sits 33.82% above that 52-week low.

Financial Health

In fiscal 2025, Five Star Bancorp reported revenue of $157.02M. Against the prior fiscal year total of $124.96M, that is a change of +25.66%. The same year closed with net income of $61.61M. That is +34.89% against the prior fiscal year. Profit margin runs at 42.96%. That is 13.5 percentage points above the Banks - Regional median of 29.44%. Earnings per share on a trailing basis come to 3.38.

Across the 4 fiscal years on file, revenue moves from $108.94M in 2022 to $157.02M in 2025. Of those 4 years, 4 report positive net income.

Valuation Assessment

FSBC trades at a trailing price-to-earnings ratio of 12.75. That is 5.99% above the Banks - Regional median of 12.03. The forward P/E on file is 11.68. The price-to-sales ratio is 6.31. On price-to-sales that is 76.28% above the Banks - Regional median of 3.58. 326 Banks - Regional companies report these metrics, and the medians quoted come from that group.

Over the trailing twelve months the total return is +26.39%. Measured over 5 years, that is +14.39% a year compounded. The reported beta is 0.54. Annualized volatility over the trailing 5 years is 31.28%.

Growth & Income

Shareholders receive a dividend, yielding 2.31% on the latest price. That is 0.4 percentage points below the Banks - Regional median yield of 2.68%. The indicated annual rate is $1.00 a share. The ex-dividend date on file is November 2, 2026. Dividends are recorded for 6 calendar years; 2026 shows 3 payments totalling $0.75 a share. The year before, 2025, totalled $0.80 a share.

Across the complete calendar years on file, 2025 returned +22.07% and 2022 returned −7.16%. Of the 4 complete calendar years on file, 2 finished higher. So far in 2026 the total return is +22.59%.

Peer Comparison

Five Star Bancorp (FSBC) operates in the Banks - Regional industry. Here is how it compares to its closest peers by market capitalization:

Company Ticker Market Cap P/E Ratio
Five Star Bancorp FSBC $1.06B 12.8
Mizuho Financial Group, Inc. MFG $120.84B 13.7
HDFC Bank Limited HDB $116.51B 14.6
Itaú Unibanco Holding S.A. ITUB $106.91B 12.4

The Banks - Regional industry average P/E ratio is 12.0x. Five Star Bancorp trades at a P/E of 12.8.

Every figure above is read from this page's own data on each daily rebuild. Informational only, not financial advice. As of October 21, 2026.

Related Banks - Regional Stocks

View all Banks - Regional stocks →

Popular Financial Services Stocks

View all Financial Services stocks →

About Five Star Bancorp

Five Star Bancorp operates as the bank holding company for Five Star Bank that provides banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California. The company offers deposit products, including checking, savings, money market, and term certificate accounts, as well as time deposits. It also provides debit cards, remote deposit capture, online banking, mobile banking, and direct deposit services. In addition, the company offers loan products, such as commercial real estate loans; commercial land and construction loans; residential real estate and construction loans; farmland loans; the U.S. small business administration loans; and consumer and other loans, as well as operating lines of credit. Further, its investment portfolio consists of U.S. government agency securities, mortgage-backed securities, and obligations of states and political subdivisions. Five Star Bancorp was founded in 1999 and is headquartered in Rancho Cordova, California.

Visit website →